tag:blogger.com,1999:blog-68027699369501471092024-03-08T10:59:28.412-08:00.j.u.5.+.[M][I][N][3]..biarkan mentari
menghangatkan hati...J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-6802769936950147109.post-15512004015003204572011-09-28T02:16:00.001-07:002011-09-28T02:16:45.490-07:00Tipe Tipe Wanita<a href="http://nuraelpidia.student.umm.ac.id/2010/01/29/4-macam-tipe-karakter-manusia/">Tipe Tipe Wanita</a>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-15420438159494033282011-09-28T02:16:00.000-07:002011-09-28T02:16:20.360-07:00Definisi k’Pribadian<a href="http://nuraelpidia.student.umm.ac.id/2010/01/29/definisi-kpribadian/">Definisi Kepribadian</a>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-26222161697581551752011-09-28T02:15:00.000-07:002011-09-28T02:15:43.072-07:004 Tipe Kepribadian dLm Dunia Psikologis<a href="http://nuraelpidia.student.umm.ac.id/2010/01/29/4-tipe-kepribadian-dlm-dunia-psikologis/">4 Tipe Kepribadian Dalam Dunia Psikologis</a>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-87124441001897296462010-04-22T23:52:00.000-07:002010-04-22T23:54:31.205-07:00bio - proposal bisnis taman<p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 25pt; line-height: 150%;">PROPOSAL BUSINESS PLAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 25pt; line-height: 150%;">SMANDA GARDEN ART<o:p></o:p></span></b></p> <p class="MsoNormal" style="line-height: 150%;"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" spt="75" preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"> <v:f eqn="sum @0 1 0"> <v:f eqn="sum 0 0 @1"> <v:f eqn="prod @2 1 2"> <v:f eqn="prod @3 21600 pixelWidth"> <v:f eqn="prod @3 21600 pixelHeight"> <v:f eqn="sum @0 0 1"> <v:f eqn="prod @6 1 2"> <v:f eqn="prod @7 21600 pixelWidth"> <v:f eqn="sum @8 21600 0"> <v:f eqn="prod @7 21600 pixelHeight"> <v:f eqn="sum @10 21600 0"> </v:formulas> <v:path extrusionok="f" gradientshapeok="t" connecttype="rect"> <o:lock ext="edit" aspectratio="t"> </v:shapetype><v:shape id="Picture_x0020_29" spid="_x0000_s1038" type="#_x0000_t75" alt="logo SMA2" style="'position:absolute;margin-left:104.5pt;margin-top:23.05pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\03\clip_image001.jpg" title=""> </v:shape><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: -1; margin-left: 139px; margin-top: 31px; width: 237px; height: 324px;"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image002.jpg" alt="logo SMA2" shapes="Picture_x0020_29" height="324" width="237" /></span><!--[endif]--></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center">NAMA ANGGOTA :</p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center">NA’ILAH FAUZIYAH (15075)</p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center">INDAH ASLACHAL UMAH(15063)</p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><o:p> </o:p></p> <p class="MsoNormal" style="line-height: 150%;"><o:p> </o:p></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 15pt; line-height: 150%;">SMA NEGERI 2 <o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 15pt; line-height: 150%;">MALANG<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center">2009</p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";">BAB I<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";">PENDAHULUAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">A.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Latar Belakang<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">SMAN 2 Malang, merupakan salah satu sekolah yang mempunyai lahan kosong yang cukup luas, hanya saja lahan tersebut telah berupa dinding dinding pembatas ruaangan dan tembok. Lahan tersebut diusahakan dapat bermanfaat dan dikelola<span style=""> </span>sebaik mungkin oleh warga SMAN 2 Malang. Sehingga lahan berupa tembok pun dapat bermanfaat dam menguntungkan.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pemanfaatan dinding sekolah salah satunya dengan cara menggambar mural, tetapi murar tersebut hanya memberi kesan kotor dan ketidak aturan pelajar. Pemanfaatan lahan tembok yang menguntungkan salah satunya sebagai tempat pengembangbiakkan tanaman hias vegetatif, yang multifungsi dan mudah pengembangbiakkanya oleh siswa, atau warga SMAN 2 Malang lainnya.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Selain sebagai pemanfaatan lahan dan penghias ruangan, usaha pembudidayaan tanaman di SMAN 2 Malang juga bertujuan sebagai penghijauan sekolah, agar sekolah terlihat nyaman, suasana lingkungan sekolah lebih segar, dan terkesan lebih rindang. Sehingga fenomena ini bisa membuat ketertarikan siswa untuk belajar dan berlama lama disekolah.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Usaha pemanfaatan lahan sekolah, pelestarian tanaman hias, dan penghijauan sekolah tidak lepas dari usaha dan kerjasama warga SMAN 2 Malang, termasuk sumbangsih dari siswa, kegiatan ini juga bermanfaat pada siswa, karena dengan diadakannya kegiatan seperti ini, akan melatih dan membiasakan siswa untuk merawat tanaman, mencintai tumbuhan, dan melestarikan lingkungan.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">B.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Profil / Uraian Usaha<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">SMAN 2 Malang GARDEN ART adalah sebuah usaha yang bergerak di bidang produksi tanaman hias, dan jasa layanan penataan taman yang bertujuan sebagai dekorasi pada acara acara di sekolah atau acara lainnya di luar sekolah.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><o:p></o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">C.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Visi Misi Usaha<o:p></o:p></span></b></p> <p class="ListParagraph" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Visi:<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Prinsipnya adalah kesejahteraan bersama bagi pengelola usaha di SMAN 2 Malang dan pemilik modal (sebagaian besar dari siswa)<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Misi:<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 74.7pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Menyediakan tempat atau lingkungan yang asri sebagai tempat belajar. Karena lokasi budidaya tanaman hias berada di lingkungan sekolah.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 74.7pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Dapat memenuhi kebutuhan masyarakat dalam bidang tanaman hias, dan jasa penataan tanaman (luar sekolah dan di dalam area sekolah)<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 74.7pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Menyediakan lahan praktek kerja kewirausahaan bagi siswa<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 74.7pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Melengkapi sarana belajar pendukung mata belajaran siswa (biologi, geografi, seni, ekonomi, bahasa, dll)<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 74.7pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">D.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Struktur Usaha<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Penasehat<span style=""> </span>: H. Mushoddaqul Umam, S.Pd<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Penanggung jawab<span style=""> </span>: P. Zaenal Arifin<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Direktur<span style=""> </span>: Indra Kharis<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Sekertaris I<span style=""> </span>: Indah Ashlachal Ummah<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Sekertaris II<span style=""> </span>: Fidya Taufiqi<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Bendahara<span style=""> </span>: Na’ilah Fauziyah<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pegawai Tetap<span style=""> </span>: P. Kardi<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 148.85pt; text-indent: -112.85pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pegawai part time<span style=""> </span> : Seluruh siswa SMANDA yang tergabung dalam 20 ekstra kulikuler<o:p></o:p></span></p> <span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><br /> </span> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">.</span><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";"> BAB II<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";">ASPEK PASAR DAN PEMASARAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">A.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Analisis SWOT<o:p></o:p></span></b></p> <p class="ListParagraph" style="line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">S <span style=""> </span></span></b><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span>= STRENGTH/Kekuatan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 3cm; text-indent: -21.25pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span></span><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> konsumen<span style=""> </span>mendapatkan tumbuhan yang sama kualitasnya dengan pasar di luar sekolah <o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 3cm; text-indent: -21.25pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span></span><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span>konsumen dari sekolah tidak perlu mengeluarkan biaya transportasi<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 3cm; text-indent: -21.25pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span></span><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> guru dan siswa dapat mendapatkan bibit dengan mudah.<o:p></o:p></span></p> <p class="ListParagraph" style="line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">W<span style=""> </span> = </span></b><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">WEAKNESS/Kelemahan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 3cm; text-indent: -14.15pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Efektif waktu KBM, tetapi waktu diluar KBM berjalan kurang efektif.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 3cm; text-indent: -14.15pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Hanya tanaman pot yang dapat dibudidayakan. Dan hanya tanaman vegetatif yang bisa dikembangkan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 3cm; text-indent: -14.15pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="ListParagraph" style="line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">O<span style=""> </span> = </span></b><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">OPPORTUNITY/Kesempatan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 3cm; text-indent: -14.15pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Terbentuknya sikap kepedulian siswa untuk melestarikan lingkungan dengan menbudidayakan tanaman hias.<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style=""> </span><span style="font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Meningkatkan eksistensi kelompok ekstrakulikuler<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 3cm; text-indent: -14.15pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Terbentuknya kelompok piket, dan membantu terpeliharanya tenaga part time<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 3cm; text-indent: -14.15pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Mempunyai keuntungan dari hasil produk dan jasa tanaman hias.<o:p></o:p></span></p> <p class="ListParagraph" style="line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">T <span style=""> </span><span style=""> </span>= </span></b><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">TRENGTED/Kendala<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span></span><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Ada siswa yang tidak konsekwen dengan tugasnya<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span></span><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Ada tanaman penyakit yang menular<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span></span><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Konsumen menginginkan tanaman hias yang variatif<o:p></o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">B.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Segmentasi Pasar<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Siswa SMANDA dan keluarganya<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Guru dan Karyawan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Masyarakat luas/ Instansi<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 72pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">C.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Strategi Pemasaran<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Penggunaan Moment<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Disarankan dalam acara acara sekolah selalu memakai obyek bunga, digunakan dalam lomba, sebagai hadiah, penghargaan, dll.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pameran<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Mempromosikan tanaman hias sekolah pada festifal agenda luar sekolah dan agenda sekolah untuk mendapat keuntungan dari penjualan.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Promosi<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Menggunakan brosur yang disebarkan di sekolah<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Diklat<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Kaderisasi calon calon penerus usaha di sekolah kepada murid yang memenuhi criteria sebagai pemimpin usaha.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 148.85pt; text-indent: -112.85pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><br /> </span> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";">BAB III<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";">ASPEK PRODUKSI<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 16pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">A.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Bahan Baku<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Tanaman hias<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Lidah mertua<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 18pt; text-indent: 36pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: Wingdings;"><span style="">à</span></span><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"> Lidah buaya<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pot<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Tanah<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pupuk<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">B.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Peralatan<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Gunting stek<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Alat penyiram<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Sekop<b style=""><o:p></o:p></b></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">C.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Proses Produksi<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Mempelajari tanaman hias disekolah, mendata jenis tanaman tanaman yang berpotensi di budidayakan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Menyediakan media penanaman di lokasi pembibitan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Melakukan penanaman anakan yang diambil dari induknya<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Membagi tujas pekerjaan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">5.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Mensosialisasikan kegiatan usaha produk diambil dan jasa penataan tanaman/ tanaman hias di sekolah<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">6.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Menata<span style=""> </span>penempatan pemeliharaan tanaman di lokasi pembibitan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">7.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Jadwal kegiatan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">D.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Jumlah Produk yang Dihasilkan Dalam 1 Bulan<o:p></o:p></span></b></p> <p class="ListParagraph" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">= 5 pot@hari X hari efektif KBM<o:p></o:p></span></p> <p class="ListParagraph" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">= 5 pot X 25hari<o:p></o:p></span></p> <p class="ListParagraph" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">= 125 pot/ bln<o:p></o:p></span></p> <p class="ListParagraph" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">E.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pasokan Bahan Baku<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Sumbangan dari siswa SMAN 2 MALANG<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Pembelian secara grosir di agen tanaman di kota Malang<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 54pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Tanaman yang ada di SMAN 2 MALANG, yang kurang perawatan<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 18pt; line-height: 150%; font-family: "Times New Roman";">BAB IV</span></b><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-left: 0cm; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 20pt; line-height: 150%; font-family: "Times New Roman";">ASPEK KEUANGAN<o:p></o:p></span></b></p> <p class="ListParagraph" style="line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; width: 394.4pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="526"> <tbody><tr style="height: 23.55pt;"> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.2pt; height: 23.55pt;" width="263"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Fixed Cost<o:p></o:p></span></b></p> </td> <td style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 197.2pt; height: 23.55pt;" width="263"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Variable Cost<o:p></o:p></span></b></p> </td> </tr> <tr style="height: 70.75pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 197.2pt; height: 70.75pt;" valign="top" width="263"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Peralatan<span style=""> </span>=Rp. 70.000<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Upah Tenaga Kerja<span style=""> </span>= Rp. 50.000<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Transportasi<span style=""> </span>= Rp. 10.000<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 197.2pt; height: 70.75pt;" valign="top" width="263"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">buah lidah mertua <span style=""> </span>= Rp. 50.000 buah lidah buaya<span style=""> </span>= Rp. 50.000 pot/ polybag<span style=""> </span>= Rp. 20.000 <o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">tanah<span style=""> </span>= Rp. 50.000<span style=""> </span>sak pupuk<span style=""> </span>= Rp. 80.000<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="ListParagraph" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Total<span style=""> </span>=Rp. 130.000<span style=""> </span>= Rp. 250.00<o:p></o:p></span></p> <p class="ListParagraph" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya 1 kali produksi, 1 hari<o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">buah lidah mertua<span style=""> </span>= Rp. 50.000 <o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">buah lidah buaya<span style=""> </span>= Rp. 50.000 <o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">pot/ polybag<span style=""> </span>= Rp. 20.000 <o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; line-height: 150%;"><!--[if gte vml 1]><v:shapetype id="_x0000_t32" coordsize="21600,21600" spt="32" oned="t" path="m,l21600,21600e" filled="f"> <v:path arrowok="t" fillok="f" connecttype="none"> <o:lock ext="edit" shapetype="t"> </v:shapetype><v:shape id="_x0000_s1026" type="#_x0000_t32" style="'position:absolute;" connectortype="straight"><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 1; margin-left: 105px; margin-top: 49px; width: 142px; height: 2px;"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image003.gif" shapes="_x0000_s1026" height="2" width="142" /></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">tanah<span style=""> </span>= Rp. 50.000 <span style=""> </span><o:p></o:p></span></p> <p class="ListParagraph" style="margin-left: 0cm; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">sak pupuk<span style=""> </span></span><!--[if gte vml 1]><v:shapetype id="_x0000_t202" coordsize="21600,21600" spt="202" path="m,l,21600r21600,l21600,xe"> <v:stroke joinstyle="miter"> <v:path gradientshapeok="t" connecttype="rect"> </v:shapetype><v:shape id="_x0000_s1027" type="#_x0000_t202" style="'position:absolute;" filled="f" stroked="f"> <v:textbox style="'mso-next-textbox:#_x0000_s1027'/"> </v:shape><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 2; margin-left: 250px; margin-top: 9px; width: 33px; height: 35px;"> <table cellpadding="0" cellspacing="0"> <tbody><tr> <td style="vertical-align: top;" height="35" width="33"><!--[endif]--><!--[if !mso]--><span style="position: absolute; z-index: 2;"> <table cellpadding="0" cellspacing="0" width="100%"> <tbody><tr> <td><!--[endif]--> <div shape="_x0000_s1027" style="padding: 3.6pt 7.2pt;" class="shape"> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";">+<o:p></o:p></span></p> </div> <!--[if !mso]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if !mso & !vml]--> <!--[endif]--><!--[if !vml]--></td> </tr> </tbody></table> </span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">= Rp. 80.000<o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span>= Rp. 250.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Out pu t:<span style=""> </span>4 <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Fixed Cost<span style=""> </span><b style="">=</b> Rp. 130.000<span style=""> </span>: 4 =<span style=""> </span>Rp. 32.500<span style=""> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><!--[if gte vml 1]><v:shape id="_x0000_s1029" type="#_x0000_t202" style="'position:absolute;left:0;text-align:left;" filled="f" stroked="f"> <v:textbox style="'mso-next-textbox:#_x0000_s1029'/"> </v:shape><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 4; left: 0px; margin-left: 315px; margin-top: 11px; width: 33px; height: 35px;"> <table cellpadding="0" cellspacing="0"> <tbody><tr> <td style="vertical-align: top;" height="35" width="33"><!--[endif]--><!--[if !mso]--><span style="position: absolute; left: 0pt; z-index: 4;"> <table cellpadding="0" cellspacing="0" width="100%"> <tbody><tr> <td><!--[endif]--> <div shape="_x0000_s1029" style="padding: 3.6pt 7.2pt;" class="shape"> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";">+<o:p></o:p></span></p> </div> <!--[if !mso]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if !mso & !vml]--> <!--[endif]--><!--[if !vml]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if gte vml 1]><v:shape id="_x0000_s1028" type="#_x0000_t32" style="'position:absolute;left:0;text-align:left;margin-left:172.75pt;" connectortype="straight"><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 3; left: 0px; margin-left: 229px; margin-top: 23px; width: 92px; height: 2px;"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image004.gif" shapes="_x0000_s1028" height="2" width="92" /></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span>Variable Cost<span style=""> </span><b style="">= </b>Rp. 250.000 : 4 =<span style=""> </span>Rp. 62.500<span style=""> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span>Rp. 95.000 <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><!--[if gte vml 1]><v:shape id="_x0000_s1031" type="#_x0000_t202" style="'position:absolute;left:0;" filled="f" stroked="f"> <v:textbox style="'mso-next-textbox:#_x0000_s1031'/"> </v:shape><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 6; left: 0px; margin-left: 313px; margin-top: 7px; width: 33px; height: 35px;"> <table cellpadding="0" cellspacing="0"> <tbody><tr> <td style="vertical-align: top;" height="35" width="33"><!--[endif]--><!--[if !mso]--><span style="position: absolute; left: 0pt; z-index: 6;"> <table cellpadding="0" cellspacing="0" width="100%"> <tbody><tr> <td><!--[endif]--> <div shape="_x0000_s1031" style="padding: 3.6pt 7.2pt;" class="shape"> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";">+<o:p></o:p></span></p> </div> <!--[if !mso]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if !mso & !vml]--> <!--[endif]--><!--[if !vml]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if gte vml 1]><v:shape id="_x0000_s1030" type="#_x0000_t32" style="'position:absolute;left:0;text-align:left;margin-left:172.4pt;" connectortype="straight"><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 5; left: 0px; margin-left: 229px; margin-top: 19px; width: 92px; height: 2px;"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image005.gif" shapes="_x0000_s1030" height="2" width="92" /></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Mark up 5% X Rp. 95.000<span style=""> </span>Rp<span style=""> </span>4.750<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span>Rp. 99.750 : 4 = Rp. 25.000 (Pembulatan):4<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><span style=""> </span>=<span style=""> </span><span style=""> </span>Rp<span style=""> </span>6.250<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Harga per produk<span style=""> </span>= Rp.<span style=""> </span>6.500<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">JURNAL<o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style=""> <td style="border-style: solid solid solid none; border-color: windowtext windowtext windowtext -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Kas<b><o:p></o:p></b></span></p> </td> <td style="border-style: solid none; border-color: windowtext -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp 5.000.000<b><o:p></o:p></b></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Hutang<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp 5.000.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Peralatan<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Rp.<span style=""> </span>70.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1.5pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Modal<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1.5pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp.<span style=""> </span>70.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td colspan="2" style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 358.1pt;" width="477"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><b><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Mulai Produksi<o:p></o:p></span></b></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Bahan Baku<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp.<span style=""> </span>250.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Kas<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp<span style=""> </span>250.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Transportasi<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp 30.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Kas<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp.<span style=""> </span>30.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Tenaga kerja<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp. 60.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Kas<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp<span style=""> </span>60.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Biaya ALT<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp 150.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Kas<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp<span style=""> </span>150.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Biaya Lailn lain<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp 30.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Kas<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp<span style=""> </span>30.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Kas<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp 780.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 154.25pt;" width="206"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><span style=""> </span>Penjualan<b><o:p></o:p></b></span></p> </td> <td style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; border-width: medium medium 1pt; padding: 0cm 5.4pt; width: 203.85pt;" width="272"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;">Rp<span style=""> </span>780.000<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="right" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Hutang<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 5.000.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">NERACA<o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Kas<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 5.000.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><!--[if gte vml 1]><v:shape id="_x0000_s1035" type="#_x0000_t202" style="'position:absolute;left:0;" filled="f" stroked="f"> <v:textbox style="'mso-next-textbox:#_x0000_s1035'/"> </v:shape><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 10; left: 0px; margin-left: 102px; margin-top: 83px; width: 33px; height: 35px;"> <table cellpadding="0" cellspacing="0"> <tbody><tr> <td style="vertical-align: top;" height="35" width="33"><!--[endif]--><!--[if !mso]--><span style="position: absolute; left: 0pt; z-index: 10;"> <table cellpadding="0" cellspacing="0" width="100%"> <tbody><tr> <td><!--[endif]--> <div shape="_x0000_s1035" style="padding: 3.6pt 7.2pt;" class="shape"> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";">+<o:p></o:p></span></p> </div> <!--[if !mso]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if !mso & !vml]--> <!--[endif]--><!--[if !vml]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if gte vml 1]><v:shape id="_x0000_s1032" type="#_x0000_t32" style="'position:absolute;left:0;text-align:left;margin-left:22.35pt;" connectortype="straight"><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 7; left: 0px; margin-left: 29px; margin-top: 102px; width: 93px; height: 2px;"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image006.gif" shapes="_x0000_s1032" height="2" width="93" /></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>780.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 5.780.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 250.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>30.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>60.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 150.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><!--[if gte vml 1]><v:shape id="_x0000_s1034" type="#_x0000_t202" style="'position:absolute;left:0;" filled="f" stroked="f"> <v:textbox style="'mso-next-textbox:#_x0000_s1034'/"> </v:shape><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 9; left: 0px; margin-left: 82px; margin-top: 6px; width: 33px; height: 35px;"> <table cellpadding="0" cellspacing="0"> <tbody><tr> <td style="vertical-align: top;" height="35" width="33"><!--[endif]--><!--[if !mso]--><span style="position: absolute; left: 0pt; z-index: 9;"> <table cellpadding="0" cellspacing="0" width="100%"> <tbody><tr> <td><!--[endif]--> <div shape="_x0000_s1034" style="padding: 3.6pt 7.2pt;" class="shape"> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";">+<o:p></o:p></span></p> </div> <!--[if !mso]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if !mso & !vml]--> <!--[endif]--><!--[if !vml]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if gte vml 1]><v:shape id="_x0000_s1033" type="#_x0000_t32" style="'position:absolute;left:0;text-align:left;margin-left:-1.95pt;" connectortype="straight"><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 8; left: 0px; margin-left: -4px; margin-top: 19px; width: 94px; height: 2px;"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image007.gif" shapes="_x0000_s1033" height="2" width="94" /></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>30.000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 520.000<o:p></o:p></span></p> </td> </tr> </tbody></table> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="left" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Peralatan<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 70.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="right" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Kredit<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 70.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="left" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Bahan Baku<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 250.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="right" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Transportasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 30.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="left" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya LAT<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 150.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="right" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Penjualan<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 780.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="left" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Tenaga Kerja<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 60.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span><o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="right" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 19.9pt;"> <td colspan="2" style="border-style: solid none; border-color: black -moz-use-text-color; border-width: 1pt medium; padding: 0cm 5.4pt; width: 199.4pt; height: 19.9pt;" valign="top" width="266"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biyan Lain lain<o:p></o:p></span></p> </td> </tr> <tr style="height: 20.65pt;"> <td style="border-style: none solid none none; border-color: -moz-use-text-color black -moz-use-text-color -moz-use-text-color; border-width: medium 1pt medium medium; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp 30.000<o:p></o:p></span></p> </td> <td style="border: medium none ; padding: 0cm 5.4pt; width: 99.7pt; height: 20.65pt;" valign="top" width="133"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">NERACA SALDO<o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style=""> <td style="border: 2.25pt solid windowtext; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">No<o:p></o:p></span></b></p> </td> <td style="border-style: solid solid solid none; border-color: windowtext windowtext windowtext -moz-use-text-color; border-width: 2.25pt 2.25pt 2.25pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Keterangan<o:p></o:p></span></b></p> </td> <td style="border-style: solid solid solid none; border-color: windowtext windowtext windowtext -moz-use-text-color; border-width: 2.25pt 2.25pt 2.25pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Debit<o:p></o:p></span></b></p> </td> <td style="border-style: solid solid solid none; border-color: windowtext windowtext windowtext -moz-use-text-color; border-width: 2.25pt 2.25pt 2.25pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: 150%;" align="center"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Kredit<o:p></o:p></span></b></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">1.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Kas<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 5.260.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">2.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Hutang<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 5.000.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">3.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Peralatan<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>70.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">4.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Modal<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>70.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">5.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Bahan Baku<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>250.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">6.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Transportasi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>30.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">7.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Tenaga Kerja<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>60.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">8.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Hasil Penjualan<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>780.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">9.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya LAT<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><span style=""> </span>Rp.<span style=""> </span>150.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 25.8pt;" valign="top" width="34"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">10.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 180.9pt;" valign="top" width="241"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Lain lain<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp.<span style=""> </span>30.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> </td> </tr> <tr style=""> <td colspan="2" style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 206.7pt;" valign="top" width="276"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Jumlah<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.7pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 5.850.000<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 100.3pt;" valign="top" width="134"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: right; line-height: 150%;" align="right"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Rp. 5.850.000<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><b style=""><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">PERHITUNGAN LABA<o:p></o:p></span></b></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Produksi =<span style=""> </span>Rp. 780.000<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Transportasi =<span style=""> </span>Rp.<span style=""> </span>30.000<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Tenaga Kerja =<span style=""> </span>Rp.<span style=""> </span>60.000<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya LAT =<span style=""> </span>Rp. 150.000<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><!--[if gte vml 1]><v:shape id="_x0000_s1037" type="#_x0000_t202" style="'position:absolute;margin-left:180.95pt;" filled="f" stroked="f"> <v:textbox style="'mso-next-textbox:#_x0000_s1037'/"> </v:shape><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 12; margin-left: 241px; margin-top: 9px; width: 33px; height: 35px;"> <table cellpadding="0" cellspacing="0"> <tbody><tr> <td style="vertical-align: top;" height="35" width="33"><!--[endif]--><!--[if !mso]--><span style="position: absolute; z-index: 12;"> <table cellpadding="0" cellspacing="0" width="100%"> <tbody><tr> <td><!--[endif]--> <div shape="_x0000_s1037" style="padding: 3.6pt 7.2pt;" class="shape"> <p class="MsoNormal"><b style=""><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";">-<o:p></o:p></span></b></p> </div> <!--[if !mso]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if !mso & !vml]--> <!--[endif]--><!--[if !vml]--></td> </tr> </tbody></table> </span><!--[endif]--><!--[if gte vml 1]><v:shape id="_x0000_s1036" type="#_x0000_t32" style="'position:absolute;margin-left:118.35pt;margin-top:17.85pt;width:68.6pt;" connectortype="straight"><![endif]--><!--[if !vml]--><span style="position: absolute; z-index: 11; margin-left: 157px; margin-top: 23px; width: 93px; height: 2px;"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image006.gif" shapes="_x0000_s1036" height="2" width="93" /></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Biaya Lain lain =<span style=""> </span>Rp.<span style=""> </span>30.000<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman";">Laba<span style=""> </span>Rp. 270.000<o:p></o:p></span></p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-49416706738248075412010-04-22T23:49:00.000-07:002010-04-22T23:50:27.098-07:00bio - Kedelai vS Dokter<h3 style="text-align: justify;"><a name="6481071525246916112"></a><span style="font-size: 20pt; font-family: "Comic Sans MS"; color: rgb(40, 160, 225);">Percaya ato tidak?<o:p></o:p></span></h3> <h3 style="text-align: justify; line-height: 18pt;"><span style="font-family: Verdana; color: rgb(60, 144, 186);"><a href="http://daenk-cakra.blogspot.com/2008/07/kedelai-mengancam-fertilitas.html"><span style="color: rgb(60, 144, 186);">Kedelai Mengancam Fertilitas</span></a><o:p></o:p></span></h3> <p><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" spt="75" preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"> <v:f eqn="sum @0 1 0"> <v:f eqn="sum 0 0 @1"> <v:f eqn="prod @2 1 2"> <v:f eqn="prod @3 21600 pixelWidth"> <v:f eqn="prod @3 21600 pixelHeight"> <v:f eqn="sum @0 0 1"> <v:f eqn="prod @6 1 2"> <v:f eqn="prod @7 21600 pixelWidth"> <v:f eqn="sum @8 21600 0"> <v:f eqn="prod @7 21600 pixelHeight"> <v:f eqn="sum @10 21600 0"> </v:formulas> <v:path extrusionok="f" gradientshapeok="t" connecttype="rect"> <o:lock ext="edit" aspectratio="t"> </v:shapetype><v:shape id="BLOGGER_PHOTO_ID_5223503303577952626" spid="_x0000_s1026" type="#_x0000_t75" alt="" href="http://3.bp.blogspot.com/_FTaQrfRoQk0/SH2clEzX4XI/AAAAAAAAAC8/FH5j3FmXvDk/s1600-h/110708_sex_kedelai.jpg" style="'position:absolute;margin-left:.3pt;margin-top:.3pt;width:120pt;" button="t"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\03\clip_image001.jpg" href="file:///H:\induth\kedelai-mengancam-fertilitas_files\110708_sex_kedelai.jpg"> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><a href="http://3.bp.blogspot.com/_FTaQrfRoQk0/SH2clEzX4XI/AAAAAAAAAC8/FH5j3FmXvDk/s1600-h/110708_sex_kedelai.jpg"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/03/clip_image001.jpg" shapes="BLOGGER_PHOTO_ID_5223503303577952626" align="left" border="0" height="200" hspace="12" width="160" /></a><!--[endif]--><span style="font-size: 10pt; font-family: Verdana; color: rgb(237, 222, 181);"><br /></span><span style="font-family: Verdana; color: rgb(204, 164, 50);">Mungkin anda sudah tahu bahwa kedelai dan produk olahannya, seperti; <st1:place st="on"><st1:city st="on">tempe</st1:City></st1:place>, tahu, susu kedelai memiliki manfaat bagi kesehatan anda. </span><span style="font-family: Verdana; color: rgb(204, 164, 50);" lang="FI">Selain bisa menjauhkan perempuan dari bahaya kanker payudara dan jantung.<br /><br /></span><span style="font-family: Verdana; color: rgb(37, 177, 140);" lang="FI">Kedelai semula dianggap manjur meningkatkan kesuburan. Tetapi Profesor Lynn Fraser, seorang pakar fertilitas dari King's College London membantah khasiat kedelai yang berhubungan dengan reproduksi. Menurut Profesor Lynn, jika ingin segera hamil perempuan justru dianjurkan menghindari kedelai dan produk olahannya. <o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family: Verdana; color: red;" lang="FI"><br />"Kedelai mengandung senyawa genistein, yang ternyata berefek meredam aktivitas sel sperma yang tengah berenang menuju sel telur. Hal ini telah dibuktikan dalam sebuah penelitian yang dilakukan terhadap manusia," ujar Profesor Lynn.<br /><br /></span><span style="font-family: Verdana; color: rgb(162, 183, 39);" lang="FI">Hasil penelitian yang dipresentasikan pada konferensi fertilitas Eropa, European Society for Human Reproduction and Embryology di eshre.com dan telah dipublikasikan oleh newscientist.com beberapa waktu lalu ini mengungkapkan bahwa sekalipun hanya sedikit, genistein tetap berbahaya. Secara praktis Profesor Lynn menyarankan agar perempuan yang ingin hamil tidak mengonsumsi kedelai selama masa subur.</span><span style="font-family: Verdana; color: rgb(189, 212, 52);" lang="FI"><br /><br /></span><span style="font-family: Verdana; color: rgb(245, 15, 135);" lang="FI">"Penelitian ini tidak menyarankan perempuan untuk berhenti mengonsumsi kedelai. Perempuan tidak akan langsung subur ketika ia berhenti mengkonsumsi kedelai. Namun setidaknya, mengurangi konsumsi kedelai bisa meningkatkan peluang hamil," ujar Profesor Lynn<o:p></o:p></span></p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-79181646257927804702010-04-22T23:42:00.000-07:002010-04-22T23:49:08.757-07:00Ekonomi - Produk Bank Mandiri<div style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color rgb(242, 242, 242); border-width: medium medium 1pt; padding: 0cm;"> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b><span style="font-size: 16pt; font-family: Arial;">“PRODUK BANK MANDIRI”<o:p></o:p></span></b></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b><span style="font-size: 16pt; font-family: Arial;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";">Sebagai Tugas Mata Pelajaran Ekonomi<o:p></o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" spt="75" preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"> <v:f eqn="sum @0 1 0"> <v:f eqn="sum 0 0 @1"> <v:f eqn="prod @2 1 2"> <v:f eqn="prod @3 21600 pixelWidth"> <v:f eqn="prod @3 21600 pixelHeight"> <v:f eqn="sum @0 0 1"> <v:f eqn="prod @6 1 2"> <v:f eqn="prod @7 21600 pixelWidth"> <v:f eqn="sum @8 21600 0"> <v:f eqn="prod @7 21600 pixelHeight"> <v:f eqn="sum @10 21600 0"> </v:formulas> <v:path extrusionok="f" gradientshapeok="t" connecttype="rect"> <o:lock ext="edit" aspectratio="t"> </v:shapetype><v:shape id="Picture_x0020_5" spid="_x0000_s1026" type="#_x0000_t75" alt="DSCN6334.JPG" style="'position:absolute;left:0;text-align:left;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image001.png" title=""> <o:lock ext="edit" aspectratio="f"> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image002.gif" alt="DSCN6334.JPG" shapes="Picture_x0020_5" align="left" height="151" hspace="12" width="113" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><!--[if gte vml 1]><v:shape id="Picture_x0020_4" spid="_x0000_s1027" type="#_x0000_t75" alt="DSCN6335.JPG" style="'position:absolute;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image003.png" title=""> <o:lock ext="edit" aspectratio="f"> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image004.gif" alt="DSCN6335.JPG" shapes="Picture_x0020_4" align="left" height="183" hspace="12" width="129" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><!--[if gte vml 1]><v:shape id="Picture_x0020_2" spid="_x0000_s1028" type="#_x0000_t75" alt="DSCN6330.JPG" style="'position:absolute;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image005.png" title=""> <o:lock ext="edit" aspectratio="f"> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image006.gif" alt="DSCN6330.JPG" shapes="Picture_x0020_2" align="left" height="189" hspace="12" width="205" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";">Oleh:<o:p></o:p></span></p> </div> <div style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color rgb(242, 242, 242); border-width: medium medium 1pt; padding: 0cm 0cm 1pt; margin-left: 106.35pt; margin-right: 0cm;"> <p class="MsoNormal" style="border: medium none ; margin: 0cm 0cm 0.0001pt 7.05pt; padding: 0cm; text-indent: -7.05pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Nama<span style=""> </span><span style=""> </span>: Indah Ashlachal Ummah<o:p></o:p></span></p> <p class="MsoNormal" style="border: medium none ; margin: 0cm 0cm 0.0001pt 7.05pt; padding: 0cm; text-indent: -7.05pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kelas<span style=""> </span><span style=""> </span>: 11 SOS 1<o:p></o:p></span></p> <p class="MsoNormal" style="border: medium none ; margin: 0cm 0cm 0.0001pt 7.05pt; padding: 0cm; text-indent: -7.05pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">No<span style=""> </span><span style=""> </span>: 15024<o:p></o:p></span></p> </div> <div style="border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color rgb(242, 242, 242); border-width: medium medium 1pt; padding: 0cm 0cm 1pt;"> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p> </o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 14pt; font-family: "Times New Roman";"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 14pt; font-family: "Times New Roman";">DINAS PENDIDIKAN <st1:city st="on">KOTA</st1:City> <st1:city st="on"><st1:place st="on">MALANG</st1:place></st1:City><o:p></o:p></span></b></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b><span style="font-size: 18pt; font-family: "Times New Roman";">SMA MEGERI 2 <st1:city st="on"><st1:place st="on">MALANG</st1:place></st1:City><o:p></o:p></span></b></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="font-size: 18pt; font-family: "Times New Roman";">JL. Laks Martadinata 84 <st1:city st="on"><st1:place st="on">Malang</st1:place></st1:City></span></p><br /><p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><br /></p><p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"> </p><div class="Section1"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">BAB I<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PENDAHULUAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.1. <span style=""> </span>Latar Belakang<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""> </span>Indonesia merupakan negara yang berkembang, dan rupiah merupakan salah satu faktor penunjang berkembangnya perekonomian Indonesia. Pergfantian nilai Rupiah, memang sangan berhubungan dengan berjalannya siklus ekonomi Indonesia. Semua sektor pun, juga memberi dan dipengaruhinoleh rupiah. Biasanya masyarakat Indonesia mengtamankan uang di bank, kegiatan tersebut sangan berpengaruh pada tinggi rendahnya peredaran uang. jadi sangat berhubungan sekali antara rupiah, bank dan perekonomian. bank di Indonesia sekarang ini, lebih banyak dari tahun tahun sebelumnya, dan para pengelola bank dari dalam negeri atau luar negeri berlomba lombamendirikan cabang banknya di pelosok nusantara. Tak hanya itu, produk bank bank tersebut semakin berfariasi. dan pada pandangan masyarakat Indonesia yang kelas ekonominya menengah ke bawah, mungkin menganggap semakin banyak bank yang dijadikan penyimpanan uang, semakin kaya orang tersebut. Pendapat ini juga berhubungan dengan pihak banknya sendiri, semakin banyak produk yang mereka tawarkan, semakin besar pula bunga yang harus dibayarkan tiap bulannya. Dari produk mempermudah fasilitas transaksi, hingga prodak sekelas dengan asuransi. Program ini juga memberi sinyal positif kepada perekonomian negara, karena berjalannya produk tersebut juga berdampak pada peredaran mata uang rupiah.<span style=""> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pihak Bank sendiri mempromosikan produk mereka melalui banyak media, termasuk dari brosur-brosur yang diterbitkan, pamflet, hingga iklan/sponsor yang meyertakan artis dengan berbagai<span style=""> </span>hadiah. Tentu saja usaha tersebut agar produk bank dapat laku dilinhgkungan masyarakat. Serta pihaak bank juga memberi layanan transaksi yang<span style=""> </span>mungkin bisa dijangkau oleh para nasabah dimanapun nasabah berada, memberi layanan praktis agar nasabah yang mempunyai kesibukan lebih tidak memnghabiskan waktu untuk bertransaksi. Penulia akan membahas tentang produk yang ditawarkan pada pada nasabah di salah satu bank di Indonesia, Bank Mandiri. Dan membahas tentang fasilitas transaksi yang diberikan oleh bank Mandiri sendiri.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.2<span style=""> </span>Rumusan Masalah<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 1cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1) Bagaimana Bank Mandiri itu?<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 1cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2) Apa saja produk ynag ditawarkan oleh Bank Mandiri?<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 1cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3) Apa saja fasilitas yang ditaawarkan oleh pihak bank agar mempermudah transaksi?<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.3<span style=""> </span>Tujuan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 1cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1) Untuk mengetahui Bank Mandiri.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 1cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2) Untuk mengetahui produk ynag ditawarkan oleh Bank Mandiri.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 1cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3) Untuk mengetahui fasilitas yang ditaawarkan oleh pihak bank agar mempermudah transaksi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">BAB II<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PEMBAHASAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 18pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><span style="">2.1<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""> </span>Bank Mandiri<span style="display: none;"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" spt="75" preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"> <v:f eqn="sum @0 1 0"> <v:f eqn="sum 0 0 @1"> <v:f eqn="prod @2 1 2"> <v:f eqn="prod @3 21600 pixelWidth"> <v:f eqn="prod @3 21600 pixelHeight"> <v:f eqn="sum @0 0 1"> <v:f eqn="prod @6 1 2"> <v:f eqn="prod @7 21600 pixelWidth"> <v:f eqn="sum @8 21600 0"> <v:f eqn="prod @7 21600 pixelHeight"> <v:f eqn="sum @10 21600 0"> </v:formulas> <v:path extrusionok="f" gradientshapeok="t" connecttype="rect"> <o:lock ext="edit" aspectratio="t"> </v:shapetype><v:shape id="_x0000_i1025" type="#_x0000_t75" alt="" style="'width:24pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image001.wmz" title=""> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image002.gif" shapes="_x0000_i1025" height="32" width="32" /><!--[endif]--><o:p></o:p></span></span></b></p> <p class="MsoNormal" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><!--[if gte vml 1]><v:shape id="Picture_x0020_2" spid="_x0000_i1026" type="#_x0000_t75" style="'width:13.5pt;height:13.5pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image003.png" title=""> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image004.gif" shapes="Picture_x0020_2" height="18" width="18" /><!--[endif]--></span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="left" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style="height: 13.85pt;"> <td colspan="2" style="border: 1pt solid black; padding: 0cm 5.4pt; width: 253.5pt; height: 13.85pt;" valign="top" width="338"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT.Bank Mandiri (PERSERO) Tbk.</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> </td> </tr> <tr style="height: 56.35pt;"> <td colspan="2" style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 253.5pt; height: 56.35pt;" valign="top" width="338"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_4" spid="_x0000_s1029" type="#_x0000_t75" alt="Bank Mandiri.jpg" href="http://id.wikipedia.org/wiki/Berkas:Bank_Mandiri.jp" style="'position:absolute;" wrapcoords="-120 0 -120 21287 21600 21287 21600 0 -120 0" button="t"> <v:fill detectmouseclick="t"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image005.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><a href="http://id.wikipedia.org/wiki/Berkas:Bank_Mandiri.jp"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image006.jpg" alt="Bank Mandiri.jpg" shapes="Picture_x0020_4" align="left" border="0" height="69" hspace="12" width="180" /></a><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style="height: 13.85pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 90.45pt; height: 13.85pt;" valign="top" width="121"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">tipe<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 163.05pt; height: 13.85pt;" valign="top" width="217"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Jasa_keuangan" title="Jasa keuangan"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Jasa keuangan</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">/</span><a href="http://id.wikipedia.org/wiki/Perusahaan_publik" title="Perusahaan publik"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">publik</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style="height: 12.55pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 90.45pt; height: 12.55pt;" valign="top" width="121"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Didirikan<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 163.05pt; height: 12.55pt;" valign="top" width="217"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Pemerintah_Indonesia" title="Pemerintah Indonesia"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Pemerintah Indonesia</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (1998)<o:p></o:p></span></p> </td> </tr> <tr style="height: 13.85pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 90.45pt; height: 13.85pt;" valign="top" width="121"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Letak<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 163.05pt; height: 13.85pt;" valign="top" width="217"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> </td> </tr> <tr style="height: 26.4pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 90.45pt; height: 26.4pt;" valign="top" width="121"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tokoh penting<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 163.05pt; height: 26.4pt;" valign="top" width="217"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Agus_Martowardojo" title="Agus Martowardojo"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Agus Martowardojo</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">,<br /> </span><a href="http://id.wikipedia.org/wiki/CEO" title="CEO"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Direktur Utama</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style="height: 13.85pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 90.45pt; height: 13.85pt;" valign="top" width="121"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pendapatan<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 163.05pt; height: 13.85pt;" valign="top" width="217"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Berkas:Green_Arrow_Up.svg"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;"><!--[if gte vml 1]><v:shape id="Picture_x0020_5" spid="_x0000_i1027" type="#_x0000_t75" alt="Green Arrow Up.svg" href="http://id.wikipedia.org/wiki/Berkas:Green_Arrow_Up.sv" style="'width:7.5pt;" button="t"> <v:fill detectmouseclick="t"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image007.png" title=""> </v:shape><![endif]--><!--[if !vml]--><span style=""><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image008.gif" alt="Green Arrow Up.svg" shapes="Picture_x0020_5" border="0" height="10" width="10" /></span><!--[endif]--></span></a><a href="http://id.wikipedia.org/w/index.php?title=Indonesian_Rupiah&action=edit&redlink=1" title="Indonesian Rupiah (halaman belum tersedia)"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Rp</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> 20 Triliun(FY 2008)<sup>[</sup><o:p></o:p></span></p> </td> </tr> <tr style="height: 12.55pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 90.45pt; height: 12.55pt;" valign="top" width="121"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Laba bersih<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 163.05pt; height: 12.55pt;" valign="top" width="217"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Berkas:Green_Arrow_Up.svg"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;"><!--[if gte vml 1]><v:shape id="Picture_x0020_6" spid="_x0000_i1028" type="#_x0000_t75" alt="Green Arrow Up.svg" href="http://id.wikipedia.org/wiki/Berkas:Green_Arrow_Up.sv" style="'width:7.5pt;" button="t"> <v:fill detectmouseclick="t"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image007.png" title=""> </v:shape><![endif]--><!--[if !vml]--><span style=""><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image008.gif" alt="Green Arrow Up.svg" shapes="Picture_x0020_6" border="0" height="10" width="10" /></span><!--[endif]--></span></a><a href="http://id.wikipedia.org/w/index.php?title=Indonesian_Rupiah&action=edit&redlink=1" title="Indonesian Rupiah (halaman belum tersedia)"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Rp</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> 5,31 Triliun (FY 2008)<sup>[</sup><o:p></o:p></span></p> </td> </tr> <tr style="height: 13.85pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 90.45pt; height: 13.85pt;" valign="top" width="121"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Situs" title="Situs"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Situs</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 163.05pt; height: 13.85pt;" valign="top" width="217"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">http://www.bankmandiri.co.id</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT Bank Mandiri (PERSERO) Tbk.</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""> </span><span style=""> </span>Bank Mandiri berdiri pada tanggal 2 Oktober 1998 sebagai bagian dari program restrukturisasi perbankan yang dilaksanakan oleh Pemerintah Indonesia. Pada bulan Juli 1999, empat bank milik Pemerintah yaitu, </span><a href="http://id.wikipedia.org/wiki/Bank_Bumi_Daya" title="Bank Bumi Daya"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Bumi Daya</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (BBD), </span><a href="http://id.wikipedia.org/wiki/Bank_Dagang_Negara" title="Bank Dagang Negara"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Dagang Negara</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (BDN), </span><a href="http://id.wikipedia.org/wiki/Bank_Ekspor_Impor_Indonesia" title="Bank Ekspor Impor Indonesia"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Ekspor Impor Indonesia</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (Bank Exim), dan </span><a href="http://id.wikipedia.org/wiki/Bank_Pembangunan_Indonesia" title="Bank Pembangunan Indonesia"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Pembangunan Indonesia</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (Bapindo), bergabung menjadi Bank Mandiri.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pra penggabungan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sejarah keempat Bank (BBD, BDN, Bank Exim, dan Bapindo) tersebut sebelum bergabung menjadi Bank Mandiri, dapat ditelusuri lebih dari 140 tahun yang lalu. Keempat bank nasional tersebut telah turut membentuk riwayat perkembangan dunia perbankan Indonesia.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Dagang Negara<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Bank_Dagang_Negara" title="Bank Dagang Negara"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Dagang Negara</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> merupakan salah satu bank tertua di Indonesia. Sebelumnya Bank Dagang Negara dikenal sebagai Nederlandsch Indische Escompto Maatschappij yang didirikan di Batavia (Jakarta) pada tahun 1857. Pada tahun 1949 namanya berubah menjadi Escomptobank NV. Selanjutnya, pada tahun 1960 Escomptobank dinasionalisasi dan berubah nama menjadi Bank Dagang Negara, sebuah Bank pemerintah ynag membiayai sektor industri dan pertambangan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Bumi Daya<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 35.45pt; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Bank_Bumi_Daya" title="Bank Bumi Daya"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Bumi Daya</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> didirikan melalui suatu proses panjang yang bermula dari nasionalisasi sebuah perusahaan Belanda De Nationale Handelsbank NV, menjadi Bank Umum Negara pada tahun 1959. Pada tahun 1964, Chartered Bank (sebelumnya adalah Bank milik Inggris) juga dinasionalisasi, dan Bank Umum Negara diberi hak untuk melanjutkan operasi Bank tersebut. Pada tahun 1965, bank umum negara digabungkan ke dalam Bank Negara Indonesia dan berganti nama menjadi Bank Negara Indonesia Unit IV beralih menjadi Bank Bumi Daya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 35.45pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Ekspor Impor Indonesia<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 35.45pt; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Bank_Ekspor_Impor_Indonesia" title="Bank Ekspor Impor Indonesia"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Ekspor Impor Indonesia</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (Bank Exim) berawal dari perusahaan dagang Belanda N.V. Nederlansche Handels Maatschappij yang didirikan pada tahun 1842 dan mengembangkan kegiatannya di sektor perbankan pada tahun 1870. Pemerintah Indonesia menasionalisasi perusahaan ini pada tahun 1960, dan selanjutnya pada tahun 1965 perusahan ini digabung dengan Bank Negara Indonesia menjadi Bank Negara Indonesia Unit II. Pada tahun 1968 Bank Negara Indonsia Unit II dipecah menjadi dua unit, salah satunya adalah Bank Negara Indonesia Unit II Divisi Expor – Impor, yang akhirnya menjadi BankExim, bank Pemerintah yang membiayai kegiatan ekspor dan impor.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 35.45pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Pembangunan Indonesia<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 35.45pt; line-height: normal;"><a href="http://id.wikipedia.org/wiki/Bank_Pembangunan_Indonesia" title="Bank Pembangunan Indonesia"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Pembangunan Indonesia</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (Bapindo) berawal dari Bank Industri Negara (BIN), sebuah Bank Industri yang didirikan pada tahun1951. Misi Bank Industri Negara adalah mendukung pengembangan sektor – sektor ekonomi tertentu, khususnya perkebunan, industri, dan pertambangan. Bapindo dibentuk sebagai bank milik negara pada tahun 1960 dan BIN kemudian digabung dengan Bank Bapindo. Pada tahun 1970, Bapindo ditugaskan untuk membantu pembangunan nasional melalui pembiayaan jangka menengah dan jangka panjang pada sektor manufaktur, transportasi dan pariwisata.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 35.45pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pasca penggabungan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_8" spid="_x0000_s1028" type="#_x0000_t75" href="http://id.wikipedia.org/wiki/Berkas:Logo_bank_mandiri.gi" style="'position:absolute;" button="t"> <v:fill detectmouseclick="t"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image009.png" title=""> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><a href="http://id.wikipedia.org/wiki/Berkas:Logo_bank_mandiri.gi"><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image010.jpg" shapes="Picture_x0020_8" align="left" border="0" height="99" hspace="12" width="251" /></a><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Logo lama Bank Mandiri (Juli 1999 - Januari 2008)<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri dibentuk pada 2 Oktober 1998, dan empat bank asalnya efektif mulai beroperasi sebagai bank gabungan pada pertengahan tahun </span><a href="http://id.wikipedia.org/wiki/1999" title="1999"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">1999</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">. Dalam proses penggabungan dan pengorganisasian ulang tersebut, jumlah cabang Bank Mandiri dikurangi sebanyak 194 buah dan karyawannya berkurang dari 26.600 menjadi 17.620. Direktur Utamanya yang pertama adalah </span><a href="http://id.wikipedia.org/w/index.php?title=Robby_Djohan&action=edit&redlink=1" title="Robby Djohan (halaman belum tersedia)"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Robby Djohan</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">. Kemudian pada Mei 2000, posisi Djohan digantikan </span><a href="http://id.wikipedia.org/wiki/ECW_Neloe" title="ECW Neloe"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">ECW Neloe</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">. Neloe menjabat selama lima tahun, sebelum digantikan </span><a href="http://id.wikipedia.org/wiki/Agus_Martowardojo" title="Agus Martowardojo"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Agus Martowardojo</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> sebagai Direktur Utama sejak Mei 2005. Neloe menghadapi dugaan keterlibatan pada kasus </span><a href="http://id.wikipedia.org/wiki/Korupsi" title="Korupsi"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">korupsi</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> di bank tersebut.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 1cm; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pada Maret 2005, Bank Mandiri mempunyai 829 cabang yang tersebar di sepanjang Indonesia dan enam cabang di luar negeri. Selain itu, Bank Mandiri mempunyai sekitar 2.500 </span><a href="http://id.wikipedia.org/wiki/ATM" title="ATM"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">ATM</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> dan tiga anak perusahaan utama yaitu </span><a href="http://id.wikipedia.org/wiki/Bank_Syariah_Mandiri" title="Bank Syariah Mandiri"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Bank Syariah Mandiri</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">, </span><a href="http://id.wikipedia.org/w/index.php?title=Mandiri_Sekuritas&action=edit&redlink=1" title="Mandiri Sekuritas (halaman belum tersedia)"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Mandiri Sekuritas</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">, dan </span><a href="http://id.wikipedia.org/w/index.php?title=AXA_Mandiri&action=edit&redlink=1" title="AXA Mandiri (halaman belum tersedia)"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">AXA Mandiri</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_10" spid="_x0000_s1030" type="#_x0000_t75" alt="DSCN6367.JPG" style="'position:absolute;left:0;text-align:left;margin-left:304.95pt;" wrapcoords="-210 0 -210 21446 21600 21446 21600 0 -210 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image011.jpg" title="" croptop="805f" cropleft="2707f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image012.jpg" alt="DSCN6367.JPG" shapes="Picture_x0020_10" align="left" height="140" hspace="12" width="103" /><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Produk Bank Mandiri<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 49.65pt; text-align: justify; text-indent: -35.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Tabungan<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 75pt; text-align: justify; text-indent: -36pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.1.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Tabungan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 18pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mudah<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Hanya dengan setoran awal sebesar Rp 250.000,- Anda telah memiliki rekening Mandiri Tabungan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Anda mendapatkan Kartu Mandiri Debit yang yang berlogo VISA baik di dalam maupun di luar negeri<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dapat bertransaksi di 4000 ATM Mandiri, 10.500 ATM Bersama, 6.200 ATM LINK maupun 950.000 ATM berlogo VISA di seluruh dunia<o:p></o:p></span></li></ul> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Fasilitas Mandiri SMS, Mandiri Internet dan Mandiri Call menambah kenyamanan Anda bertransaksi dimana saja dan kapan saja sehingga Anda lebih leluasa memanfaatkan waktu Anda<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Layanan <i>Weekend Banking</i> pada hari Sabtu dan Minggu di beberapa Cabang, memberi kesempatan bagi Anda yang tidak dapat bertransaksi di Cabang pada hari kerja karena kesibukan Anda<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Layanan Autodebet, Layanan autodebet membantu Anda dalam melakukan pembayaran berbagai tagihan rutin bulanan, seperti air, listrik, telepon, handphone, kartu kredit atau tagihan lainnya secara otomatis setiap bulannya sehingga Anda terhindar dari tunggakan tagihan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Layanan Automatic Fund Transfer (AFT), Layanan AFT menjadikan hidup lebih nyaman karena membantu Anda dalam melakukan transfer dana rutin secara otomatis kepada keluarga atau mitra bisnis sehingga Anda tidak perlu khawatir kewajiban Anda akan terlupakan<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Program Undian Berhadiah<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mandiri Tabungan menyelenggarakan program undian berhadiah Mandiri Fiesta secara rutin dengan memberikan hadiah terbesar<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_13" spid="_x0000_s1031" type="#_x0000_t75" alt="DSCN6370.JPG" style="'position:absolute;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image013.png" title=""> <o:lock ext="edit" aspectratio="f"> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image014.gif" alt="DSCN6370.JPG" shapes="Picture_x0020_13" align="left" height="194" hspace="12" vspace="1" width="123" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";">Program undian Mandiri Fiesta tahun 2007/2008 memberikan hadiah 50 New Camry, 200 Kijang Innova dan 4.200 Motor Honda<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.1.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Bisnis<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia dalam mata uang Rupiah dan US Dollar<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dilengkapi dengan Kartu Mandiri Debit dan Layanan e-Banking Mandiri : SMS Banking, Internet Banking, Mandiri Call.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Gratis biaya transfer dana antar rekening Bank Mandiri secara otomatis.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Buku Tabungan dilengkapi deskripsi dan keterangan transaksi yang lebih jelas dan lengkap, contoh:<o:p></o:p></span></li></ul> <table class="MsoNormalTable" style="border: medium none ; width: 100%; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="100%"> <tbody><tr style=""> <td style="border: 1pt solid black; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tanggal / Date<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mutasi / Transaction<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Saldo / Balance<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">11/03/2008<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5.000.000,-<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5.000.000,-<o:p></o:p></span></p> </td> </tr> <tr style=""> <td colspan="3" style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer ATM dari Wasis<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">14/03/2008<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">75.000.000,-<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">80.000.000,-<o:p></o:p></span></p> </td> </tr> <tr style=""> <td colspan="3" style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer dari Bayu Mandiri, PT<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.1.3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Rencana<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kebebasan menentukan dan mengubah setoran bulanan mulai Rp 100.000 atau USD 10,-per bulan.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Anda dapat menambah dana ke Mandiri Tabungan Rencana di luar setoran bulanan.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka waktu yang fleksibel (1 thn 20 thn).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan Asuransi gratis (Bank Mandiri bekerjasama dengan PT Asuransi Jiwa Manulife memberikan perlindungan asuransi bagi penabung hingga Rp 5 juta atau USD 500,- per bulan untuk setiap penabung).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Konsultasi gratis dengan Customer Service professional kami.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Suku bunga MTR diatas suku bunga tertinggi Mandiri Tabungan<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><u><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">FAQ [Frequentlt Asked Question]<o:p></o:p></span></u></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apa bedanya Mandiri Tabungan Rencana dengan tabungan biasa?<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dengan Mandiri Tabungan Rencana, Anda mendapat perlindungan asuransi dengan gratis (premi asuransi dibayar Bank Mandiri), plus bunga yang relatif lebih tinggi. Mandiri Tabungan Rencana dirancang agar keinginan Anda di masa depan dapat terwujud, tanpa ada halangan apapun<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bagaimana caranya kita mendapat perlindungan asuransi ini dan kapan kita mendapat perlindungan asuransi ini?<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_14" spid="_x0000_s1032" type="#_x0000_t75" alt="DSCN6341.JPG" style="'position:absolute;left:0;text-align:left;margin-left:347.15pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image015.jpg" title=""> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image016.jpg" alt="DSCN6341.JPG" shapes="Picture_x0020_14" align="left" height="160" hspace="12" width="108" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sangat mudah, Anda hanya perlu mengisi formulir pernyataan yang kami sediakan pada saat pendaftaran, tanpa perlu melakukan medical check-up. Segera setelah Anda terdaftar sebagai nasabah Mandiri Tabungan Rencana, secara otomotis Anda akan mendapat perlindungan asuransi.<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.1.4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""> </span>Mandiri Haji<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Diprioritaskan untuk terdaftar sebagai Calon Jemaah Haji setelah memperoleh dan menunjukkan Surat Pendaftaran Pergi Haji <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dapat dibuka diseluruh cabang Bank Mandiri sesuai domisili Calon Jemaah Haji<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dapat ditarik dan disetor diseluruh cabang Bank Mandiri<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mendapatkan perlindungan asuransi jiwa dan barang souvenir haji, sesuai ketentuan yang berlaku di Bank Mandiri<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jaringan Bank Mandiri yang luas dengan cabang yang tersebar diseluruh nusantara dan seluruhnya online dengan SISKOHAT Departemen Agama memudahkan Anda terdaftar sebagai Calon Jemaah Haji<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jaringan kantor kami yang luas memudahkan Anda untuk bertransaksi dimanapun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Diberikan kartu Mandiri Debit bagi Calon Jemaah Haji yang menghendaki<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penyetoran dapat dilakukan melalui ATM, Mandiri SMS, Mandiri Internet dan Mandiri Call 24 Jam<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kartu Identitas: KTP<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Setoran awal dan saldo minimum Rp. 500.000,-<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Data didaftarkan pada SISKOHAT Departemen Agama setelah saldo Tabungan Haji mencapai Rp. 20 juta dan Calon Jemaah Haji memperoleh dan mendapatkan Surat Pendaftaran Pergi Haji dari Kandepag domisili<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mandiri Tabungan Haji boleh ditutup setelah Jemaah haji tiba kembali di rumah dari tanah suci<o:p></o:p></span></li></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""> </span><o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.1.5.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Valas<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penyetoran <span style="">banknotes</span> pecahan USD 100 dengan kondisi fisik baik, bebas komisi dan kurs jual beli<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penarikan <span style="">banknotes</span> hingga USD 20.000 per bulan bebas biaya komisi dan kurs jual beli<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Nilai tukar mata uang yang kompetitif<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bunga simpanan yang menarik<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kemudahan<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penarikan dana secara tunai/non tunai dapat dilakukan di seluruh Cabang Bank Mandiri di Indonesia<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penyetoran dapat dilakukan secara tunai/non tunai dalam valuta Rupiah, US Dollar atau mata uang lainnya<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penarikan dapat dilakukan dalam berbagai pilihan mata uang, yaitu Rupiah, US Dollar atau mata uang lain selama persediaan tersedia<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kenyamanan<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia fasilitas mandiri internet dan mandiri sms yang memudahkan Anda melakukan transaksi keuangan dengan nyaman, misalnya transfer antar rekening Bank Mandiri atau transfer ke rekening bank lain dalam negeri<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia layanan 24 jam untuk transaksi non keuangan, misalnya informasi saldo/ transaksi rekening, suku bunga dan sebagainya melalui <span style="">mandiri</span> internet, <span style="">mandiri</span> sms, <span style="">mandiri</span> atm dan <span style="">mandiri</span> call<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -21.8pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Giro<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jasa Giro yang Progresif dan Kompetitif<o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dengan sistem bunga harian yang progresif dan kompetitif, Anda memiliki kesempatan untuk mendapatkan keuntungan jasa giro yang lebih besar. <span style="">Kemudahan<o:p></o:p></span></span></li></ul> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penyetoran dan penarikan dapat dilakukan di semua kantor cabang Bank Mandiri.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mandiri Giro dengan Cek dan Bilyet Giro Bank Mandiri, transaksi bisnis Anda menjadi lebih mudah.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kemudahan bertransaksi melalui Mandiri ATM, Mandiri SMS, Mandiri Call, dan Mandiri Internet (khusus rekening Mandiri Giro perorangan).<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kenyamanan Bertransaksi<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dengan fasilitas jaringan lebih dari 4.100 Mandiri ATM dan 5.000 ATM Link yang tersebar luas, Anda tidak perlu lagi mengantri panjang di kantor cabang untuk melakukan transaksi perbankan Anda.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dukungan lebih dari 1000 kantor cabang Bank Mandiri online yang tersebar di seluruh nusantara memberikan Anda lebih banyak keleluasaan untuk melakukan transaksi perbankan yang Anda kehendaki. <span style="">Fasilitas<o:p></o:p></span></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pilihan Mata Uang<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia beberapa mata uang : Rupiah, USD, SGD, EUR, AUD, GBP, JPY, HKD, dan CHF.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Sweep Account (Khusus Rekening Mandiri Giro Rupiah Perorangan)</span><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></li></ul> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dengan fasilitas sweep, Anda dapat memindahkan dana secara otomatis dari rekening Mandiri Giro atau Mandiri Tabungan ke Rekening Giro Rupiah Anda sehingga kecukupan saldo di rekening Giro Rupiah Anda dapat terjamin.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Auto Debit (Khusus Rekening Mandiri Giro Rupiah)<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dengan fasilitas auto debit, memudahkan Anda untuk melakukan pembayaran tagihan rutin bulanan.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 28.4pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -21.8pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Deposito <o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 50.1pt; text-align: justify; text-indent: -7.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.3.1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deposito<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Untuk memastikan uang Anda diinvestasikan di tempat yang aman dan terpercaya sekaligus menguntungkan, Mandiri Deposito Rupiah adalah pilihan yang tepat dan dapat diandalkan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Suku Bunga yang Kompetitif<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Suku bunga Mandiri Deposito yang kompetitif menjadikan investasi Anda lebih cepat berkembang. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bunga dihitung berdasarkan jumlah hari sebenarnya (1 tahun dihitung 365 hari).<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fleksibilitas Tinggi <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia berbagai pilihan jangka waktu yang dapat Anda tentukan sesuai dengan kebutuhan Anda, yaitu: 1, 3, 6, 12, atau 24 bulan. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bebas memperpanjang deposito secara otomatis (Automatic Roll Over /ARO).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Anda dapat memilih untuk menginvestasikan kembali bunga deposito ke pokok deposito atau ditransfer ke rekening Mandiri Giro atau Mandiri Tabungan yang dapat ditarik setiap saat. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bunga Deposito dapat diterima di muka, sehingga Anda tidak perlu membayar penuh sesuai jumlah yang Anda ingin tempatkan pada Mandiri Deposito Rupiah. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dapat dibuka atas nama 2 orang pribadi (joint account).<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Terpercaya<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bank Mandiri yang telah dikenal luas, memberikan simbol bonafiditas pribadi Anda dengan memiliki Mandiri Deposito.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Automatic Roll Over (ARO)</span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br />Deposito Anda dapat diperpanjang secara otomatis pada saat jatuh tempo. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri SMS, Mandiri Internet, atau Mandiri Call </span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembukaan dan penutupan deposito dapat dilakukan melalui Mandiri SMS, Mandiri Internet, atau Mandiri Call. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia layanan informasi dan pembatalan perpanjangan deposito otomatis/ ARO melalui Mandiri SMS, Mandiri Internet, atau Mandiri Call khusus untuk deposito yang dibuka melalui Mandiri SMS, Mandiri Internet, atau Mandiri Call. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dana Tunai Mandiri <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Anda dapat memperoleh fasilitas Kredit Agunan Deposito dengan Deposito Anda sebagai jaminannya. Apapun kebutuhan Anda dapat dipenuhi dengan cepat dan mudah sementara Deposito Anda tetap menghasilkan bunga. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 50.1pt; text-align: justify; text-indent: -7.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.3.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deposito Berjangka<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Suku Bunga yang Kompetitif <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Suku bunga Deposito Mandiri yang kompetitif menjadikan investasi Anda lebih cepat berkembang <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fleksibilitas Tinggi <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia berbagai pilihan jangka waktu yang dapat Anda tentukan sesuai dengan kebutuhan Anda, yaitu: 1, 3, 6, 12, atau 24 bulan. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pada saat jatuh tempo, Anda dapat leluasa memilih untuk menikmati bunga secara tunai atau diinvestasikan kembali ke dalam pokok Deposito atau ditransfer ke rekening yang Anda kehendaki. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bunga Deposito dapat diterima di muka, sehingga Anda tidak perlu membayar penuh sesuai jumlah yang Anda ingin tempatkan pada Deposito Rupiah Mandiri. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Terpercaya <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri yang telah dikenal luas, memberikan simbol bonafiditas pribadi Anda dengan memiliki Deposito Mandiri <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas <o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><i style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Automatic Roll Over (ARO) </span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br />Deposito Anda dapat diperpanjang secara otomatis pada saat jatuh tempo. <o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><i style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dana Tunai Mandiri </span></i><i style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /></span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Anda dapat memperoleh fasilitas Dana Tunai Mandiri dengan Deposito Anda sebagai jaminannya. Apapun kebutuhan Anda dapat dipenuhi dengan cepat dan mudah sementara Deposito Anda tetap menghasilkan bunga. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -29.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.3.4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deposito On Call<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Suku Bunga yang Kompetitif <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Suku bunga Deposito On Call Mandiri yang kompetitif menjadikan kelebihan likuiditas perusahaan Anda dapat memb erikan keuntungan optimal. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fleksibilitas Tinggi <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 18pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tersedia berbagai pilihan jangka waktu yang dapat Anda tentukan sesuai dengan kebutuhan Anda, yaitu: <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">7 sampai dengan 13 hari <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">14 sampai dengan 20 hari <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">21 sampai dengan 28 hari <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Terpercaya <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri yang telah dikenal luas, memberikan simbol bonafiditas pribadi Anda dengan rasa aman dan menguntungkan. <o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -29.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.3.5.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deposito Valas<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fleksibilitas Tinggi<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Anda dapat dengan leluasa memilih jangka waktu Deposito yang diinginkan, 1, 3, 6, 12 dan 24 bulan.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penempatan Deposito USD dengan setoran banknotes USD 100 (kondisi fisik baik) berlaku 1 :1 (nominal deposito USD yang dibukukan sama dengan nominal banknotes USD yang disetorkan, tanpa dikenakan biaya atau komisi).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bebas komisi untuk penarikan banknotes USD hasil pencairan deposito USD sampai dengan USD 20,000/nasabah per bulan (selama persediaan di cabang masih ada), sedangkan untuk penarikan >USD 20,000 hanya dikenakan komisi 0.5% dari nominal penarikan.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pilihan pencairan dana yang sesuai dengan pilihan anda, dalam bentuk tunai (Banknotes) atau tunai Rupiah. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pada saat jatuh tempo, Anda dapat leluasa memilih untuk menikmati bunga secara tunai atau diinvestasikan kembali ke dalam pokok Deposito atau ditransfer ke rekening yang Anda kehendaki. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bunga Deposito dapat diterima di muka, sehingga Anda tidak perlu membayar penuh sesuai jumlah yang Anda ingin tempatkan pada Mandiri Deposito Valas<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dapat dibuka atas nama 2 orang pribadi (joint account).<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pilihan Mata Uang</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia pilihan penempatan dalam mata uang USD, JPY, EUR, CHF, SGD, GBP, AUD, HKD.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Automatic Roll Over</span></i></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mandiri Deposito dapat diperpanjang secara otomatis (Automatic Roll Over) pada saat jatuh tempo tanpa mengganti bilyet, yaitu menurut nominal (pokok) deposito maupun nominal plus bunga deposito.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri SMS, Mandiri Internet, atau Mandiri Call </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tersedia layanan informasi dan pembatalan perpanjangan deposito otomatis melalui Mandiri SMS, Mandiri Internet atau Mandiri Call (khusus untuk deposito USD yang dibuka melalui Mandiri SMS, Mandiri Internet atau Mandiri Call) <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Agunan Deposito </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Anda dapat memperoleh fasilitas Kredit Agunan Deposito dengan Deposito Anda sebagai jaminannya. Apapun kebutuhan Anda dapat dipenuhi dengan cepat dan mudah sementara Deposito Anda tetap menghasilkan bunga.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Minimum Deposito</span><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></li></ul> <table class="MsoNormalTable" style="border: medium none ; width: 87.16%; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="87%"> <tbody><tr style="height: 15.35pt;"> <td style="border: 1pt solid black; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Valuta<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Minimum<o:p></o:p></span></p> </td> </tr> <tr style="height: 13.9pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 13.9pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">United State Dollar<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 13.9pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">USD 1.000<o:p></o:p></span></p> </td> </tr> <tr style="height: 15.35pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Singapore Dollar<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">SGD 1.000<o:p></o:p></span></p> </td> </tr> <tr style="height: 15.35pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Euro<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">EUR 1.000<o:p></o:p></span></p> </td> </tr> <tr style="height: 15.35pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Australian Dollar<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">AUD 2.000<o:p></o:p></span></p> </td> </tr> <tr style="height: 13.9pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 13.9pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pondsterling<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 13.9pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">GBP 1.000<o:p></o:p></span></p> </td> </tr> <tr style="height: 15.35pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Japanese Yen<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">JPY 150.000<o:p></o:p></span></p> </td> </tr> <tr style="height: 15.35pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Hong Kong Dollar<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 15.35pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">HKD 10.000<o:p></o:p></span></p> </td> </tr> <tr style="height: 13.9pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 13.9pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Swiss Franc<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 13.9pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">CHF 2.000<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 46.4pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 49.65pt; text-align: justify; text-indent: -35.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Debet<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 28.4pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> debit adalah fasilitas kartu dari rekening Mandiri Tabungan / Giro Rupiah Perorangan yang memberikan keleluasaan, kenyamanan dan keuntungan bertransaksi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 28.4pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> debit digunakan untuk bertransaksi di ATM, di toko / <i>merchant</i> (mesin EDC) dan di seluruh Cabang Bank Mandiri. mandiri debit menemani setiap aktivitas Anda, nikmati kemudahan transaksi kapanpun dan dimanapun<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kemudahan Berbelanja di Seluruh Dunia<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nikmati kenyamanan transaksi pembayaran belanja dengan menggunakan <span style="">mandiri</span> debit, diterima di lebih dari 110 ribu <i>merchant</i> di Indonesia dan 22 juta <i>merchant</i> di seluruh dunia yang berlogo Visa / Visa Electron melalui fasilitas debit langsung dari rekening.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nikmati berbagai layanan transaksi melalui <span style="">mandiri</span> ATM, antara lain: <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penarikan tunai<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perubahan PIN <span style="">mandiri</span> debit <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Cetak mutasi rekening <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembayaran PLN, Telkom, HP pasca bayar (Halo, Matrix, XL/Xplor, Telkom Flexi, Fren & Esia), kartu kredit (Mandiri Visa / Master, CitiBank, Standard Charter, HSBC, RBS, ANZ Panin). <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelian Isi Ulang pulsa HP (Simpati, Mentari, IM3 Smart, ProXL/bebas, Flexi Trendy, Fren & Esia).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelian Tiket Airline <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transfer antar rekening Bank Mandiri <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transfer ke rekening Bank lain <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transfer ke kartu debit / kartu kredit Visa (Visa Money Transfer) <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_16" spid="_x0000_s1034" type="#_x0000_t75" alt="mandiri visa.jpg" style="'position:absolute;" wrapcoords="-125 0 -125 21433 21600 21433 21600 0 -125 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image017.jpg" title="" cropleft="2468f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image018.jpg" alt="mandiri visa.jpg" shapes="Picture_x0020_16" align="left" height="129" hspace="12" width="173" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";">Pendaftaran fasilitas e-banking: <span style="">mandiri</span> Internet, <span style="">mandiri</span> Call, <span style="">mandiri</span> SMS <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_15" spid="_x0000_s1033" type="#_x0000_t75" alt="mandiri_card-d.jpg" style="'position:absolute;left:0;text-align:left;margin-left:36.75pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image019.jpg" title="" croptop="19623f" cropbottom="16276f" cropleft="2469f" cropright="4677f"> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image020.jpg" alt="mandiri_card-d.jpg" shapes="Picture_x0020_15" align="left" height="122" hspace="12" width="208" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> debit tersedia dalam 3 pilihan jenis kartu silver, gold dan platinum yang dibedakan berdasarkan limit transaksi harian sebagai berikut : <o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style=""> <td rowspan="2" style="border: 1pt solid black; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Transaksi<o:p></o:p></span></p> </td> <td colspan="4" style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Kartu<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Silver<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Gold<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Platinum<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Platinum Plus<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">ATM</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td colspan="4" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">(Dalam Rupiah)<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tarik Tunai<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">10juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">10juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">10juta<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer antar rekening Mandiri*<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">25juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">50juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">100juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">sesuai saldo<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer ke rekening bank lain **<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">10juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">25juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">25juta<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pembayaran tagihan / pembelian <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">50juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">100juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">sesuai saldo<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">EDC/<i>Merchant</i></span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td colspan="4" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">(Dalam Rupiah)<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Belanja<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">25juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">50juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">100juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">sesuai saldo<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tarik Tunai ***<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">500ribu<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">500ribu<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">500ribu<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">500ribu<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Isi Ulang <span style="">mandiri</span> prabayar ****<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">50juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">100juta<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">sesuai saldo<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">* Maksimum Rp.50 juta / transaksi<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">** Transfer antar Bank Anggota ATM Bersama, maksimum Rp.10 juta / transaksi<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">*** Layanan ini tersedia di <span style="">mandiri</span> EDC tertentu (ect, Indomaret Jabodetabek)<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">**** Maksimum Rp. 1 juta per kartu <span style="">mandiri</span> prabayar<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Aman dan Nyaman<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_17" spid="_x0000_s1035" type="#_x0000_t75" alt="DSCN6365.JPG" style="'position:absolute;left:0;text-align:left;margin-left:272.9pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image021.jpg" title=""> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image022.jpg" alt="DSCN6365.JPG" shapes="Picture_x0020_17" align="left" height="114" hspace="12" width="224" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> debit mengurangi resiko karena tidak perlu membawa uang tunai berlebihan serta menggunakan PIN untuk setiap transaksi di ATM dan <span style="">mandiri</span> EDC (jaringan <i>merchant</i> Bank Mandiri).<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Masa Berlaku Kartu<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Masa berlaku <span style="">mandiri</span> debit 10 tahun sejak diterbitkan, tertera pada bagian muka kartu (<i>VALID THRU</i> : bulan/tahun). Pastikan penggantian kartu sebelum berakhir masa berlakunya demi kelancaran transaksi Anda. Penggantian kartu karena habis masa berlakunya tidak dikenakan biaya apapun dan dapat dilakukan di semua cabang Bank Mandiri dengan membawa <span style="">mandiri</span> debit Anda, buku tabungan dan bukti identitas diri. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Biaya Kartu<o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; width: 482pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="643"> <tbody><tr style="height: 14.4pt;"> <td rowspan="2" style="border: 1pt solid black; padding: 0cm 5.4pt; width: 201.3pt; height: 14.4pt;" valign="top" width="268"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Biaya<o:p></o:p></span></p> </td> <td colspan="4" style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 280.7pt; height: 14.4pt;" valign="top" width="374"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Kartu<o:p></o:p></span></p> </td> </tr> <tr style="height: 7.6pt;"> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 61pt; height: 7.6pt;" valign="top" width="81"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Silver<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63.75pt; height: 7.6pt;" valign="top" width="85"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Gold<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 70.9pt; height: 7.6pt;" valign="top" width="95"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Platinum<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 3cm; height: 7.6pt;" valign="top" width="113"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Platinum Plus<o:p></o:p></span></p> </td> </tr> <tr style="height: 16.1pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 201.3pt; height: 16.1pt;" valign="top" width="268"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Administrasi kartu / bulan <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 61pt; height: 16.1pt;" valign="top" width="81"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Rp. 500,-<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63.75pt; height: 16.1pt;" valign="top" width="85"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Rp. 3500,-<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 70.9pt; height: 16.1pt;" valign="top" width="95"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Rp. 6000,-<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 3cm; height: 16.1pt;" valign="top" width="113"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Rp. 6000,-<o:p></o:p></span></p> </td> </tr> <tr style="height: 13.1pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 201.3pt; height: 13.1pt;" valign="top" width="268"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Penggantian jenis kartu <o:p></o:p></span></p> </td> <td colspan="4" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 280.7pt; height: 13.1pt;" valign="top" width="374"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Gratis<o:p></o:p></span></p> </td> </tr> <tr style="height: 13.65pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 201.3pt; height: 13.65pt;" valign="top" width="268"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Penggantian kartu karena hilang / rusak <o:p></o:p></span></p> </td> <td colspan="4" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 280.7pt; height: 13.65pt;" valign="top" width="374"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Rp. 15.000,-<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 28.4pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 60pt; text-align: justify; text-indent: -45.8pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.5.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Pra Bayar<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 60pt; text-align: justify; text-indent: -17.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.5.1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri</span></b><!--[if gte vml 1]><v:shape id="Picture_x0020_163" spid="_x0000_s1026" type="#_x0000_t75" style="'position:absolute;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image023.png" title="" croptop="13673f" cropbottom="12670f" cropleft="3085f" cropright="2628f"> <w:wrap type="square"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image024.jpg" shapes="Picture_x0020_163" align="left" height="137" hspace="12" width="218" /><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> Gaz<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Prabayar adalah kartu prabayar contactless/nirsentuh yang di terbitkan oleh Bank Mandiri.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Salah satu jenis kartu prabayar yang diterbitkan oleh Bank Mandiri bekerjasama dengan Pertamina yang digunakan untuk bertransaksi di SPBU dan merchant lainnya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apa manfaat GazCard Mandiri bagi pemegang kartu ?<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Sebagai pengganti uang tunai.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengurangi kebocoran akibat pembayaran melalui manual process.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transaksi belanja lebih cepat dibandingkan dengan menggunakan cash atau kartu Debit/Kredit, karena proses transaksi kurang dari 3 detik. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apa yang dimaksud dengan fitur GazCard Mandiri ? <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur <span style="">GazCard</span> Mandiri antara lain adalah sebagai pengganti uang cash untuk transaksi pembelian BBM, dan transaksi lainnya dengan waktu transaksi kurang dari 3 (tiga) detik waktu transaksi, kartu dapat dipindahtangankan, saldo terdapat di kartu, dapat diisi ulang dan memiliki saldo maksimal Rp. 1 juta dan saldo minimal Rp. 10 ribu, masa berlaku kartu 5 tahun.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apakah GazCard Mandiri dapat digunakan oleh nasabah perusahaan ?<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">GazCard Mandiri dapat digunakan oleh nasabah perusahaan (corporate) dan nasabah perorangan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apakah manfaat GazCard Mandiri bagi perusahaan sebagai alat transaksi pembelian BBM di SPBU?<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Meningkatkan efisiensi, karena tidak perlu menyediakan uang cash.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tidak perlu deposit di SPBU.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tidak perlu menerbikan voucher.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tidak perlu bekerjasama dengan SPBU tertentu.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mudah dimonitor pemakaian dan isi ulang kartu.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dan manfaat lainnya.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apakah manfaat GazCard Mandiri bagi pengusaha SPBU ?<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengurangi penyediaan uang kecil untuk kembalian.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengurangi penyetoran uang ke bank.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transaksi pembelian lebih cepat.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengurangi biaya komunikasi karena transaksi pembelian dilakukan secara offline (tidak perlu komunikasi ke bank)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengurangi uang palsu.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit rekening SPBU dapat dilakukan hari yang sama (sesuai ketentuan Bank).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dan manfaat lainnya.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bagaimana cara isi ulang GazCard –Mandiri ?<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nasabah dapat melakukan transaksi isi ulang melalui mandiri edc di merchant yang ditunjuk, dan melalui layanan electronik seperti <span style="">Mandiri SMS</span> dan <span style="">Mandiri Internet</span>.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apa yang dimaksud dengan layanan Mandiri Prabayar melalui Mandiri Internet?<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nasabah dapat mengetahui mutasi transaksi Mandiri Prabayar atau GazCard Mandiri melalui layanan internet banking milik Bank Mandiri<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kemana saya harus mengakses Mandiri Internet?<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Anda dapat mengakses www.bankmandiri.co.id<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bagaimana caranya agar saya dapat melakukan transaksi kartu Mandiri Prabayar – <b>GazCard Mandiri melalui Mandiri Internet?<o:p></o:p></b></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Anda harus memiliki rekening <span style="">Mandiri Tabungan/Mandiri Giro</span> <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_166" spid="_x0000_s1036" type="#_x0000_t75" style="'position:absolute;left:0;" wrapcoords="-100 0 -100 21450 21600 21450 21600 0 -100 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image025.png" title="" croptop="12730f" cropbottom="11714f" cropleft="3083f" cropright="3087f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image026.jpg" shapes="Picture_x0020_166" align="left" height="144" hspace="12" width="216" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";">Anda harus terdaftar sebagai <span style="">user Mandiri Internet</span> (pendaftaran melalui ATM/Cabang)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Setelah Pendaftaran di ATM/Cabang lakukan pembuatan USER ID & Password di website <span style="">Bank Mandiri</span> (menu aktivasi pengguna baru)<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 54pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 60pt; text-align: justify; text-indent: -45.8pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.5.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Indomaret<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kartu Mandiri Prabayar adalah kartu prabayar <i>contactless</i>/nirsentuh yang di terbitkan oleh Bank Mandiri. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Salah satu jenis kartu prabayar yang diterbitkan oleh Bank Mandiri bekerjasama dengan Indomaret yang digunakan untuk melakukan transaksi pembelanjaan maupun transaksi pembayaran di toko-toko Indomaret. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apa sajakah fitur-fitur Indomaret Card? <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur Indomaret Card antara lain adalah sebagai pengganti uang <i>cash</i> untuk transaksi belanja dan pembayaran tagihan bulanan, kartu dapat dipindahtangankan, saldo terdapat di kartu, dapat diisi ulang, memiliki saldo maksimal Rp. 1 juta dan saldo minimal Rp. 10 ribu. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apa manfaat Indomaret Card bagi Pemegang Kartu? <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Sebagai pengganti uang tunai. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transaksi belanja lebih cepat dibandingkan dengan menggunakan cash atau kartu Debit/ Kredit. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dapat digunakan untuk membayar tagihan rutin di toko Indomaret. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transaksi- transaksi apa sajakah yang dapat dilakukan di toko Indomaret yang telah bekerja sama dengan Bank Mandiri? <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Anda dapat melakukan transaksi-transaksi sebagai berikut : <o:p></o:p></span></p> <ol style="margin-top: 0cm;" start="1" type="1"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelian Indomaret Card atau kartu Mandiri Prabayar lainnya. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Isi Ulang (<i>top up</i>) Indomaret Card atau kartu Mandiri Prabayar lainnya atau secara tunai. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelanjaan dengan menggunakan Indomaret Card atau kartu Mandiri Prabayar lainnya. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembayaran tagihan rutin, pembelian tiket, pembelian pulsa dari Biller dengan menggunakan <span style="">Mandiri Debit atau Indomaret Card atau kartu Mandiri Prabayar</span> <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><i><span style="font-size: 12pt; font-family: "Times New Roman";">Up date</span></i><span style="font-size: 12pt; font-family: "Times New Roman";"> saldo untuk <span style="">pemegang kartu prabayar</span> yang sudah melakukan isi ulang melalui Mandiri SMS dan Mandiri Internet, dapat memperbaharui saldo di kartu <span style="">pada mesin EDC</span> yang tersedia di toko Indomaret. <o:p></o:p></span></li></ol> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><i style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bagaimana cara saya mendapatkan Indomaret Card? Dan mulai kapan mulai dipasarkan untuk umum? <o:p></o:p></span></i></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Anda bisa mendapatkan melalui toko-toko Indomaret yang telah bekerja sama dengan Bank Mandiri. Untuk tahap awal Indomaret Card dipasarkan di toko Indomaret di wilayah Jabodetabek di minggu ke tiga bulan November 2008 <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><i style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apakah Indomaret Card mempunyai masa tenggang ? <o:p></o:p></span></i></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_175" spid="_x0000_s1037" type="#_x0000_t75" style="'position:absolute;left:0;" wrapcoords="-134 0 -134 21495 21600 21495 21600 0 -134 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image027.png" title="" croptop="3300f" cropbottom="3685f" cropleft="10817f" cropright="10251f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image028.jpg" shapes="Picture_x0020_175" align="left" height="205" hspace="12" width="161" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Apabila pada Indomaret Card Anda tidak</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> ada transaksi belanja atau isi ulang atau pembayaran tagihan selama lebih dari 12 bulan, maka saldo di kartu akan hangus, namun kartu tetap dapat digunakan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 54pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify; text-indent: -42.5pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.5.3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri E Toll<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">e-Toll Card <i style=""><o:p></o:p></i></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah kartu prabayar contactless smartcard yang diterbitkan oleh Bank Mandiri bekerja sama dengan PT Jasa Marga (Persero) Tbk, PT Citra Marga Nusaphala Persada Tbk dan PT Marga Mandala Sakti untuk transaksi pembayaran tol. e-Toll Card menggunakan RFID (Radio Frequency Identification) yang memungkinkan transaksi dapat dilakukan dari jarak jauh (contactless). Saldo tersimpan pada chip kartu sehingga pada saat transaksi e-Toll Card tidak dibutuhkan PIN atau tanda tangan. Maksimal limit kartu adalah Rp. 1.000.000,- (sesuai ketentuan Bank Indonesia).<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manfaat e-Toll Card<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dengan menggunakan e-Toll Card, Anda dapat melakukan pembayaran yang mudah dan cepat untuk keperluan sebagai berikut : <o:p></o:p></span></p> <ol style="margin-top: 0cm;" start="1" type="1"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembayaran tarif tol di gerbang tol yang bertanda "e-Toll Card" pada ruas tol sebagai berikut : <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Cawang - Tomang - Cengkareng<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Cawang - Tanjung Priok - Pluit<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Cikupa - Merak<o:p></o:p></span></li></ul><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelian BBM di SPBU di wilayah Jabodetabek (mulai 15 Maret 2009)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelanjaan di Indomaret (mulai 15 Maret 2009)<o:p></o:p></span></li></ol> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Lokasi Penjualan e-Toll Card<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Anda dapat membeli kartu perdana e-Toll Card di cabang-cabang utama Bank Mandiri di Jabodetabek dan kantor gerbang operator tol tertentu.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Lokasi Isi Ulang e-Toll Card <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">E-Toll Card dapat diisi ulang (top up) dengan pilihan nominal Rp 50.000, Rp 100.000, Rp 200.000, Rp 300.000, Rp 500.000 atau nominal lainnya sesuai keinginan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style=""> <td rowspan="2" style="border: 1pt solid black; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">No<o:p></o:p></span></p> </td> <td rowspan="2" style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sarana Isi Ulang<o:p></o:p></span></p> </td> <td colspan="2" style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Lokasi<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pembayaran<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pengisian<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">EDC<o:p></o:p></span></p> </td> <td colspan="2" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Cabang Bank Mandiri, Operator tol, Indomaret, SPBU<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Internet<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dimana saja <o:p></o:p></span></p> </td> <td rowspan="4" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Cabang Bank Mandiri, operator tol, indomaret, SPBU<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri SMS<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dimana saja<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Call*)<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dimana saja<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri ATM*)<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4.100 ATM<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">*) Mulai 1 April 2009<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Cek Saldo <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Cek saldo dapat dilakukan di lokasi isi ulang di atas atau melalui layanan mandiri internet dan mandiri sms<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 52pt; text-align: justify; text-indent: -36pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.6.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Kredit<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 60pt; text-align: justify; text-indent: -17.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.6.1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Bisnis<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">a)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_178" spid="_x0000_s1038" type="#_x0000_t75" style="'position:absolute;" wrapcoords="-185 0 -185 21409 21600 21409 21600 0 -185 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image029.png" title="" grayscale="t"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image030.jpg" shapes="Picture_x0020_178" align="left" height="113" hspace="12" width="117" /><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Agunan Deposito<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah fasilitas kredit dalam valuta rupiah atau valuta asing yang diberikan kepada debitur dan calon debitur dengan agunan berupa deposito berjangka yang diterbitkan oleh Bank Mandiri.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan: <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas pemohon, seperti KTP, KK, Akte Pendirian Perusahaan <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas usaha, seperti NPWP, SIUP. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengisi formulir permohonan kredit. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sasaran pembiayaan Kredit Agunan Deposito (KAD) <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah pemilik deposito Bank Mandiri dalam bentuk badan usaha maupun perorangan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manfaat : <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Proses cepat dan mudah <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembiayaan dapat berupa valuta Rupiah maupun valuta asing. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">b)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Koperasi Mandiri<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah fasilitas kredit untuk tujuan produktif (investasi dan/atau modal kerja) yang diberikan Bank kepada Koperasi dan kredit untuk multiguna yang diberikan kepada anggota koperasi secara kolektif melalui koperasi. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan : <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas pemohon <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Untuk koperasi , telah menjalankan usaha koperasi minimum 2 tahun <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sasaran pembiayaan Kredit Koperasi Mandiri <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah Koperasi Karyawan dan Non Koperasi Karyawan baik untuk pembiayaan kepada koperasinya maupun kepada anggota koperasinya. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur Kredit : <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit Investasi dan Kredit Modal Kerja kepada Koperasi dengan limit sesuai kebutuhan koperasi <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit kepada anggota koperasi dengan limit sesuai kemampuan membayar <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dapat tanpa agunan <o:p></o:p></span></li></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">c)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Modal Kerja<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah fasilitas kredit yang diberikan untuk memenuhi kebutuhan modal kerja yang habis dalam satu siklus usaha dan atau kebutuhan modal kerja yang bersifat khusus seperti untuk membiayai inventory/piutang/proyek atau kebutuhan khusus lainnya yang menurut evaluasi Bank layak untuk dibiayai.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan : <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas pemohon, misalnya : KTP, KK, Akte Pendirian Perusahaan.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas usaha, misalnya : NPWP, SIUP, TDP.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengisi formulir permohonan kredit.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur Kredit : <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Limit kredit diatas Rp 100 juta s/d Rp 5 Miliar.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit dapat diberikan dalam valuta Rupiah atau valuta asing.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka waktu sampai dengan maksimal 1 tahun dan dapat diperpanjang sesuai kebutuhan.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Sifat kredit revolving atau non revolving<o:p></o:p></span></li></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">d)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Multi Usaha<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah fasilitas kredit yang diberikan kepada pedagang retail atas dasar agunan berupa fixed aset atau kontrak sewa yang digunakan untuk memenuhi kebutuhan modal kerja yang sudah berjalan di sektor perdagangan retail, pembelian/pengadaan (sewa) tempat usaha dan refinancing pembelian/pengadaan tempat usaha yang telah dibeli nasabah di lokasi tertentu. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas pemohon, seperti KTP, KK, Akte Pendirian Perusahaan <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas usaha, seperti NPWP, SIUP, TDP <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengisi formulir permohonan kredit <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sasaran pembiayaan Kredit Multiguna Usaha <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah pedagang retail yang berada di lokasi tertentu di kawasan komersial seperti : <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pasar tradisional & modern <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pusat Niaga/perdagangan/bisnis (mall/plaza/trade center/pusat grosir) <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Di komplek pertokoan, perkantoran, perumahan <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur Kredit : <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Limit kredit di atas Rp. 100 juta sampai dengan Rp. 5 milyar <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit diberikan dalam valuta Rupiah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka waktu kredit maksimal 10 tahun <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">e)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Wirausaha Mandiri<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adalah kredit modal kerja dengan limit di atas Rp. 100 juta sampai dengan Rp. 2 milyar kepada calon pemohon perorangan dan atau badan usaha yang memenuhi persyaratan ditetapkan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan : <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas pemohon <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dokumen legalitas usaha seperti SKDU <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pengalaman usaha minimal 2 tahun <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur Kredit : <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka waktu 1 tahun dan dapat diperpanjang <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_18" spid="_x0000_s1039" type="#_x0000_t75" alt="DSCN6355.JPG" style="'position:absolute;" wrapcoords="-104 0 -104 21481 21600 21481 21600 0 -104 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image031.jpg" title="" grayscale="t"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image032.jpg" alt="DSCN6355.JPG" shapes="Picture_x0020_18" align="left" height="181" hspace="12" width="208" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";">Suku bunga lebih ringan apabila seluruh transaksi dilakukan di rekening giro <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 60pt; text-align: justify; text-indent: -17.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.6.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Kredit Konsumen<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">a)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">KPR<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri KPR</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> Adalah kredit pemilikan rumah dari Bank Mandiri yang diberikan kepada perorangan untuk keperluan pembelian rumah tinggal/apartemen/ruko/rukan yang dijual melalui developer atau non developer</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keunggulan Fitur Mandiri KPR<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri KPR memiliki beragam fitur yang dapat dipilih sesuai kebutuhan Anda, yaitu :<o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/faqduo.aspx" title="FAQ KPR Duo"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Mandiri KPR Duo</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> adalah fasilitas Mandiri KPR yang dipergunakan untuk pembelian rumah tinggal/apartemen/ruko di proyek developer sekaligus pembelian mobil/motor.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/faqover.aspx" title="FAQ KPR Take Over"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Mandiri KPR Take Over</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> adalah fasilitas Mandiri KPR yang dipergunakan untuk pengambilalihan fasilitas kredit dari bank lain yang sejenis dengan produk KPR dan sekaligus untuk pemenuhan kebutuhan lainnya.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/faqup.aspx" title="FAQ KPR Top Up"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Mandiri KPR Top Up</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> adalah penambahan limit atas fasilitas Mandiri KPR yang sudah berjalan (existing).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/faqflek.aspx" title="FAQ KPR Flexible"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Mandiri KPR Flexible</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> adalah fasilitas Mandiri KPR yang dipergunakan untuk keperluan pembelian rumah dengan sistem pembayaran angsuran yang fleksibel yaitu tersedianya rekening flexible selama jangka waktu tertentu atas sebagian tertentu dari limit kredit yang diperoleh.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/faqjen.aspx" title="FAQ Mandiri KPR Angsuran Berjenjang"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Mandiri KPR Angsuran Berjenjang</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> adalah fasilitas Mandiri KPR yang memberikan keringanan pembayaran cicilan s.d tahun ke-3.<i>Graduated Payment Mortgage</i><o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan Mandiri KPR<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Suku bunga kompetitif. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Proses cepat dan mudah.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Limit kredit dari Rp. 25 juta s.d Rp. 5 milyar (kecuali Jabodetabek minimal Rp. 50 juta). <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembiayaan Bank s.d 80% dari nilai agunan sesuai penilaian Bank atau uang muka ringan hanya 20%. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka waktu fleksibel s.d 15 tahun. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Sertifikat anda aman sampai dengan kredit lunas.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan asuransi jiwa dan kebakaran. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri bekerjasama dengan lebih dari 200 proyek pengembang di seluruh Indonesia.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">b)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">KPR Multiguna<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri KPR Multiguna Adalah fasilitas kredit yang diberikan kepada perorangan untuk keperluan berbagai kebutuhan dengan agunan rumah tinggal/apartemen/ruko/rukan yang dimiliki.</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keunggulan Mandiri KPR Multiguna<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri KPR Multiguna memiliki beragam fitur, yaitu :<o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/Mfaqover.aspx" title="KPR Multiguna Take Over"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">KPR Multiguna Take Over</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> adalah fasilitas Mandiri KPR Multiguna yang dipergunakan untuk pengambilalihan fasilitas kredit dari bank lain yang sejenis dengan produk Multiguna dan sekaligus untuk pemenuhan kebutuhan lainnya.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/Mfaqup.aspx" title="KPR Multiguna Top Up"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">KPR Multiguna Top Up</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> adalah fasilitas kredit tambahan atas fasilitas Mandiri KPR Multiguna yang telah berjalan (existing)<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan Mandiri KPR Multiguna <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Suku bunga kompetitif<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Proses cepat dan mudah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Limit kredit mulai Rp 50 Juta s.d Rp 1 Milyar<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembiayaan Bank s.d 70% dari nilai agunan sesuai penilaian Bank<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka waktu s.d 10 tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan asuransi jiwa dan kebakaran<o:p></o:p></span></li></ul> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kredit Mandiri Mitrakarya</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> adalah fasilitas kredit yang diberikan kepada karyawan perusahaan tertentu yang sudah menyalurkan gajinya melalui Bank Mandiri<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">c)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mitra Karya<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas kredit ini dapat digunakan untuk berbagai kebutuhan seperti : <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit Tanpa Agunan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelian Rumah ( House Ownership Program)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit Multifungsi dengan agunan rumah ( Mitraguna)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit Pemilikan Mobil ( Car Ownership Program) <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kredit Pemilikan Motor ( Motorcycle Ownership Program ) <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Benefit :<o:p></o:p></span></b></p> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section2"> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Suku bunga kompetitif.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Cicilan ringan.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Biaya kredit yang ringan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka waktu fleksibel <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Persyaratan dokumen muda<o:p></o:p></span></li></ul> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section3"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan :<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Minimal usia 21 tahun maksimum sebelum usia pensiun pada saat kredit lunas<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Masa kerja pegawai tetap min. 2 tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Gaji disalurkan melalui Bank Mandiri <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Gaji Minimum Rp 2 juta<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">d)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tunas KPM<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 14.2pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Tunas KPM </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">adalah pembiayaan bersama antara Bank Mandiri dan Tunas Finance kepada perorangan untuk keperluan pembelian mobil baru atau bekas.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 14.2pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Tunas KPM Fleet</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> adalah pembiayaan bersama antara Bank Mandiri dan Tunas Finance kepada perorangan atau perusahaan untuk pembelian kendaraan bermotor dengan sumber pelunasan dari cash flow usaha.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan Mandiri Tunas KPM<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Proses Cepat dan Mudah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Limit Kredit sampai dengan Rp 3 Milyar (aksesori standar)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka Waktu s.d. 5 tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">DP mulai 10%, tergantung tipe kendaraan<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan Mandiri Tunas KPM Fleet<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Proses Cepat dan Mudah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">DP 0% untuk tujuan Car Ownership Program (COP)/ Motorcycle Ownership Program (MOP)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jangka Waktu COP s.d. 5 tahun, untuk MOP s.d. 4 tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Status kepemilikan dapat atas nama individu atau perusahaan<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan Umum Mandiri Tunas KPM<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Umur min 21 tahun saat pengajuan, maksimal 55 tahun (pegawai) atau 60 tahun (professional/wiraswasta) pada saat pelunasan kredit<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pegawai Tetap/Professional/Wiraswasta <o:p></o:p></span></li></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 52pt; text-align: justify; text-indent: -36pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.7.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Prioritas <o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 60pt; text-align: justify; text-indent: -17.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.7.1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Prioritas<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 7.1pt; text-align: justify; text-indent: 28.9pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Merupakan layanan perbankan dengan beragam kemudahan dan fasilitas dari Bank Mandiri yang ditujukan untuk nasabah utama/primanya<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 7.1pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Adapun layanan yang diberikan adalah :<o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Wealth Management</span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> Wealth Management yaitu layanan eksklusif kepada nasabah Prioritas dalam memberikan solusi terpadu pengelolaan dana Nasabah secara optimal untuk rencana keuangan jangka pendek, menengah maupun panjang.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pelayanan khusus</span><span style="font-size: 12pt; font-family: "Times New Roman";"><br /> Pelayanan khusus berupa weekend banking, program apresiasi serta edukasi, bebas Safe Deposit Box (SDB), majalah bisnis dan lifestyle, dan lain-lain.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas fisik :<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/mandiri-prioritas-outlet.asp" title="Outlet Bank Mandiri Prioritas"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">27 Outlet Bank Mandiri Prioritas</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/mandiri-priority-lounge.asp" title="Priority Lounge"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">40 Priority Lounge</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/article/mandiri-executive-lounge.asp" title="Executive Lounge"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">26 Executive Lounge: </span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Exclusive (bersama dengan Mandiri Visa)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bekerjasama dengan vendor<o:p></o:p></span></li></ul></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas non fisik :<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Program Retensi<o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Event, seperti : hobi, market outlook, gaya, kesehatan, golf turnamen, golf klinik, dan lain-lain. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Member benefit, seperti : Airport handling, souvenir, Majalah Prioritas, diskon di merchant-merchant terpilih, majalah bisnis dan lifestyle, dan bingkisan ulang tahun. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Fasilitas lain, seperti : Safe Deposit Box (SDB), Mandiri Visa Gold/Platinum, layanan antar, ruang rapat, pemesanan tiket perjalanan. <o:p></o:p></span></li></ul><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Program untuk Nasabah Potensial (Akuisisi) <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Member Get Member (MGM) <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pemberian layanan khusus bagi Nasabah Cabang Regular yang memenuhi persyaratan menjadi Nasabah Prioritas. <o:p></o:p></span></li></ul></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Produk<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Produk Perbankan, yaitu : Tabungan, Deposito Berjangka, Giro (Rupiah & Valas)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Produk Investasi, yaitu : Reksa Dana, Saham, Valuta Asing, Obligasi, SUN. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Consumer Banking Treasury, yaitu : Foreign Exchange, Dual Currency Deposito, Deposito Dana Dinamis, Special Rate <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bancassurance, yaitu : Mandiri Investasi Sejahtera dan Mandiri Rencana Sejahtera <o:p></o:p></span></li></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 60pt; text-align: justify; text-indent: -17.45pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.7.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><!--[if gte vml 1]><o:wrapblock><v:shape id="Picture_x0020_47" spid="_x0000_s1027" type="#_x0000_t75" alt="Merchant Relations Program" style="'position:absolute;left:0;text-align:left;margin-left:47.1pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image033.jpg" title=""> <w:wrap type="topAndBottom"> </v:shape><![endif]--><!--[if !vml]--><span style=""> <table cellpadding="0" cellspacing="0"> <tbody><tr> <td height="0" width="63"><br /></td> </tr> <tr> <td><br /></td> <td><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image034.jpg" alt="Merchant Relations Program" shapes="Picture_x0020_47" height="315" width="200" /></td> </tr> </tbody></table> </span><!--[endif]--><!--[if gte vml 1]></o:wrapblock><![endif]--><br /> <b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Merchant Relation<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 49.65pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Merchant Relations Program </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">adalah salah satu persembahan Bank Mandiri bagi Nasabah Prioritas dengan pemberian diskon pada merchant-merchant terpilih.<o:p></o:p></span></p> <div style="border-style: solid none none; border-color: windowtext -moz-use-text-color -moz-use-text-color; border-width: 1pt medium medium; padding: 1pt 0cm 0cm;"> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;">Bottom of Form<o:p></o:p></span></p> </div> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -21.8pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.8.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investasi, Retail, Brokerage <o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.8.1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksadana<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 18pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri telah terdaftar sebagai Agen Penjual Efek Reksa Dana di Badan Pengawas Pasar Modal & Lembaga Keuangan (BAPEPAM-LK), dengan Surat Tanda Terdaftar No. 07/BL/STTD/APERD/2007 tanggal 21 Februari 2007.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 36pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Istilah Reksa Dana<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana (Mutual Fund) </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wadah yang dipergunakan untuk menghimpun dana dari masyarakat pemodal untuk selanjutnya diinvestasikan dalam Portofolio Efek oleh Manajer Investasi. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Berikut ini adalah jenis reksa dana dan penjelasannya:<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Konvensional (Biasa)</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Konvensional (Biasa) adalah reksa dana yang dapat dibeli atau dijual kembali oleh investor setiap saat tergantung tujuan investasi, jangka waktu dan profil risiko investor.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis-jenis Reksa Dana Konvensional (Biasa) adalah sebagai berikut: <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 155.95pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Pasar Uang</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 155.95pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana yang hanya melakukan investasi pada Efek bersifat utang dengan jatuh tempo kurang dari 1 (satu) tahun.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 155.95pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Pendapatan Tetap</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 155.95pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana yang melakukan investasi sekurang-kurangnya 80% (delapan puluh perseratus) dari aktivanya dalam bentuk Efek bersifat utang.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 155.95pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Saham</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 155.95pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana yang melakukan investasi sekurang-kurangnya 80% (delapan puluh perseratus) dari aktivanya dalam Efek bersifat Ekuitas.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 5cm; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Campuran</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 155.95pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana yang melakukan investasi dalam Efek bersifat Ekuitas dan Efek bersifat utang yang perbandingannya tidak termasuk dalam Reksa Dana Pendapatan Tetap dan Reksa Dana Saham.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Terstruktur </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Terstruktur adalah reksa dana yang hanya dapat dibeli atau dijual kembali oleh investor pada saat tertentu saja yang ditentukan oleh Manajer Investasi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis-jenis Reksa Dana Terstruktur adalah sebagai berikut:<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Terproteksi</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana yang memberikan proteksi atas investasi awal investor melalui mekanisme pengelolaan portofolionya. Dalam rangka pemberian proteksi atas investasi awal tersebut, Manajer Investasi Reksa Dana Terproteksi akan menginvestasikan sebagian dana yang dikelolanya pada Efek bersifat utang yang masuk dalam kategori layak investasi (<i>investment grade</i>), sehingga nilai Efek bersifat utang pada saat jatuh tempo sekurang-kurangnya dapat menutupi jumlah nilai yang diproteksi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana dengan Penjaminan</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana yang memberikan jaminan bahwa investor sekurang-kurangnya akan menerima sebesar nilai investasi awal pada saat jatuh tempo sepanjang persyaratannya terpenuhi. <span style="">Reksa Dana Indeks</span> <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 29.45pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Berikut ini merupakan pihak pihak yang berhubungan dengan reksadana:<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pihak yang kegiatan usahanya mengelola portfolio efek untuk para nasabah atau mengelola portofolio investasi kolektif untuk sekelompok nasabah, kecuali perusahaan asuransi, dana pensiun, dan bank yang melakukan sendiri kegiatan usahanya berdasarkan perundang-undangan yang berlaku.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri bekerjasama dengan 7 (tujuh) Manajer Investasi, yaitu:<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Investment Management<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Batavia Prosperindo Aset Manajemen<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Danareksa Investment Management<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Fortis Investments<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">5.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">6.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Manulife Aset Manajemen Indonesia<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">7.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Schroder Investment Management Indonesia<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Kustodian </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pihak yang memberikan jasa penitipan efek dan harta lain berkaitan dengan efek serta jasa lain, termasuk menerima deviden, bunga, dan hak lain, menyelesaikan transaksi efek, dan mewakili pemegang rekening yang menjadi nasabahnya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Agen Efek Penjual Reksa Dana</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pihak yang melakukan penjualan efek reksa dana berdasarkan kontrak kerja sama dengan Manajer Investasi pengelola reksa dana.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wakil Agen Efek Penjual Reksa Dana </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Orang perseorangan yang mendapat izin dari BAPEPAM untuk bertindak sebagai Penjual Efek Reksa Dana. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dana Abadi (Endowment Fund) </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dana Abadi (Endowment Fund) merupakan suatu sarana investasi berkesinambungan yang hasilnya digunakan untuk tujuan-tuuan nirlaba seperti: bantuan korban bencana alam, pelestarian lingkungan, keagamaan, budaya, pendidikan serta tujuan nirlaba lainnya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Dana Abadi (Endowment Fund) adalah sebagai berikut:</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">True Endowment Fund </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dibentuk oleh donor/donatur;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pokok investasi tidak dapat dicairkan;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Organisasi nirlaba hanya dapat menggunakan hasil/keuntungan investasi tersebut;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Contoh: Dana Abadi Umat yang dibentuk oleh Pemerintah Indonesia.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Term Endowment Fund </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dibentuk oleh donatur;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pokok investasi dan hasil/keuntungan investasi dapat dicairkan berdasarkan batasan-batasan yang ditentukan oleh donatur;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Contoh: Dana yang diberikan oleh USAID sebagai donatur kepada Yayasan KEHATI.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Quasi Endowment Fund </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dibentuk oleh organisasi nirlaba;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pokok investasi dan hasil/keuntungan investasi dapat dicairkan berdasarkan batasan-batasan yang ditentukan oleh dewan pengurus organisasi;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 180pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Contoh: Reksa Dana Ganesha Abadi yang dibentuk oleh Ikatan Alumni ITB<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Investasi Endowment Fund yang dipasarkan melalui Bank Mandiri:</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Platinum – mendonasikan semua pokok investasi dan keuntungan ke dalam Endowment Fund;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Gold (MI lain menyebutnya Diamond) – Seluruh hasil investasi disalurkan ke dalam Endowment Fund sementara pokok investasi tetap menjadi milik investor;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Silver (MI lain menyebutnya Emerald) – 50% hasil investasi disalurkan ke dalam Endowment Fund sementara pokok investasi dan 50% hasil investasi tetap menjadi milik investor;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Regular (MI lain menyebutnya Ruby) – Baik pokok investasi maupun hasil investasi sepenuhnya menjadi milik investor, namun investor tetap berkontribusi melalui <i>sharing management fee</i> yang disalurkan oleh Manajer Investasi kepada pihak yang memprakarsai yang dihitung dari Nilai Aktiva Bersih (NAB).<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Endowment Fund yang dipasarkan melalui Bank Mandiri:</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; width: 490.4pt; border-collapse: collapse; margin-left: 6.75pt; margin-right: 6.75pt;" align="left" border="1" cellpadding="0" cellspacing="0" width="654"> <tbody><tr style="height: 27.05pt;"> <td style="border: 1pt solid black; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">No<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nama Reksa Dana<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Investasi<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Asset Class<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.7pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 27.7pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.7pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Ganesha Abadi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.7pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.7pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Regular, Silver, Gold, Platinum<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.7pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pendapatan Tetap<o:p></o:p></span></p> </td> </tr> <tr style="height: 28.75pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 28.75pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.75pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kehati Lestari<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.75pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.75pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Regular, Silver, Gold<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.75pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pendapatan Tetap<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.1pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 27.1pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.1pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Makara Abadi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.1pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.1pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Regular, Silver, Gold, Platinum<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.1pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pendapatan Tetap<o:p></o:p></span></p> </td> </tr> <tr style="height: 26.8pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 26.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 26.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Makara Prima<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 26.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 26.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Regular, Silver, Gold, Platinum<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 26.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Campuran<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa UGM<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Regular, Silver, Gold, Platinum<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Saham<o:p></o:p></span></p> </td> </tr> <tr style="height: 28.3pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; height: 28.3pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">6<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.3pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Keluarga<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.3pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.3pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Ruby, Emerald, Diamond<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 28.3pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pendapatan Tetap<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Produk & Prospektus Reksa Dana<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Terdapat 5 (lima. Untuk kemudahan bertransaksi, nasabah dapat men-<i>download</i> prospektus reksa dana dengan meng-klik pada nama reksa dana yang diinginkan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Pasar Uang</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; width: 467.85pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="624"> <tbody><tr style="height: 11.4pt;"> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 28.4pt; height: 11.4pt;" valign="top" width="38"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">No<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 148.1pt; height: 11.4pt;" valign="top" width="197"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nama Reksa Dana<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 11.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Kustodian<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 166.8pt; height: 11.4pt;" valign="top" width="222"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 25.15pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 28.4pt; height: 25.15pt;" valign="top" width="38"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 148.1pt; height: 25.15pt;" valign="top" width="197"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/batavia/Si%20Dana%20Kas%20Maxima.pdf" title="Si Dana Kas Maxima"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Si Danakas Maxima</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.15pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Standard Chartered Bank<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 166.8pt; height: 25.15pt;" valign="top" width="222"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT.Batavia Prosperindo Aset Manajemen<o:p></o:p></span></p> </td> </tr> <tr style="height: 24pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 28.4pt; height: 24pt;" valign="top" width="38"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 148.1pt; height: 24pt;" valign="top" width="197"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Seruni Pasar Uang II<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 24pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Citibank, NA<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 166.8pt; height: 24pt;" valign="top" width="222"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Danareksa Investment Management<o:p></o:p></span></p> </td> </tr> <tr style="height: 25.15pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 28.4pt; height: 25.15pt;" valign="top" width="38"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 148.1pt; height: 25.15pt;" valign="top" width="197"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Pasar Uang <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.15pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 166.8pt; height: 25.15pt;" valign="top" width="222"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 25.15pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 28.4pt; height: 25.15pt;" valign="top" width="38"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 148.1pt; height: 25.15pt;" valign="top" width="197"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manulife Dana Kas<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.15pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 166.8pt; height: 25.15pt;" valign="top" width="222"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Manulife Aset Manajemen Indonesia<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Pendapatan Tetap</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; width: 467.85pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="624"> <tbody><tr style="height: 18.45pt;"> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 44.4pt; height: 18.45pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> No <o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 18.45pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nama Reksa Dana<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt; height: 18.45pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Kustodian<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt; height: 18.45pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Ganesha Abadi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Standard Chartered Bank<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kehati Lestari<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Standard Chartered Bank<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Makara Abadi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Standard Chartered Bank<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Danareksa Melati Premium Dollar<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Citibank, NA<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Danareksa Investment Management<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Dana Utama<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">6<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Dana Obligasi<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">7<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Dana Obligasi Seri II<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">8<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Investa Dana Dollar Mandiri<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Standard Chartered Bank<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">9<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Keluarga<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">10<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manulife Obligasi Negara Indonesia II<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Manulife Aset Manajemen Indonesia<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">11<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manulife Pendapatan Bulanan II<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Manulife Aset Manajemen Indonesia<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">12<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/schroder/Schroder-Dana-Andalan-II-SP-IDBA.pdf" title="Schroder Dana Andalan II"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Schroder Dana Andalan II</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Schroder Investment Management Indonesia<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 44.4pt;" valign="top" width="59"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">13<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/schroder/Schroder-Mantap-Plus-II-SP-IDBA.pdf" title="Schroder Dana Mantap Plus II"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Schroder Dana Mantap Plus II</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 104.1pt;" valign="top" width="139"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 191.4pt;" valign="top" width="255"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Schroder Investment Management Indonesia<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Saham</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; width: 487.2pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="650"> <tbody><tr style="height: 16.95pt;"> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 43.3pt; height: 16.95pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">No<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 16.95pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nama Reksa Dana<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 16.95pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Kustodian<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 16.95pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.4pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 27.4pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 27.4pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/batavia/Si%20Dana%20Saham.pdf" title="Si Dana Saham"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">SI Dana Saham</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 27.4pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Batavia Prosperindo Aset Manajemen<o:p></o:p></span></p> </td> </tr> <tr style="height: 26.15pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 26.15pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 26.15pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Danareksa Mawar<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 26.15pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Citibank, NA<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 26.15pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Danareksa Investment Management<o:p></o:p></span></p> </td> </tr> <tr style="height: 12.45pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 12.45pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 12.45pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/fortis/Prospectus%20Fortis%20Ekuitas%20-%202008.pdf" title="Fortis Ekuitas"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Fortis Ekuitas </span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 12.45pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 12.45pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Fortis Investments<o:p></o:p></span></p> </td> </tr> <tr style="height: 11.45pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 11.45pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 11.45pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/fortis/Prospektus%20Fortis%20Infrastruktur%20Plus%20-2008%20Addendum.pdf" title="Fortis Infrastuktur Plus"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Fortis Infrastruktur Plus</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 11.45pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Citibank, NA<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 11.45pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Fortis Investments<o:p></o:p></span></p> </td> </tr> <tr style="height: 26.15pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 26.15pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 26.15pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Atraktif<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 26.15pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">HSBC<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 26.15pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.4pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 27.4pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">6<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 27.4pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Atraktif Syariah<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 27.4pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 15pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 15pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">7<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 15pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa UGM<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 15pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 15pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.4pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 27.4pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">8<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 27.4pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manulife Dana Saham<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 27.4pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Manulife Aset Manajemen Indonesia<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.4pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 43.3pt; height: 27.4pt;" valign="top" width="58"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">9<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 127.2pt; height: 27.4pt;" valign="top" width="170"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/schroder/Schroder-Dana-Prestasi-Plus-SP-IDBA.pdf" title="Schroder Dana Prestasi Plus"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Schroder Dana Prestasi Plus</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 114.15pt; height: 27.4pt;" valign="top" width="152"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Schroder Investment Management Indonesia<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Campuran</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; width: 482pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="643"> <tbody><tr style="height: 12.3pt;"> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 41.4pt; height: 12.3pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">No<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 12.3pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nama Reksa Dana<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; height: 12.3pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Kustodian<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 12.3pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Makara Prima<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">BII<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bahana Dana Infrastruktur<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Bahana TCW Invesment Management<o:p></o:p></span></p> </td> </tr> <tr style="height: 25.8pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 25.8pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/batavia/Si%20Dana%20Dinamis.pdf" title="Si Dana Dinamis"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Si Dana Dinamis</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 25.8pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Batavia Prosperindo Aset Manajemen<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Danareksa Anggrek<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Citibank, NA<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Danareksa Investment Management<o:p></o:p></span></p> </td> </tr> <tr style="height: 25.8pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 25.8pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Danareksa Syariah Berimbang<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Citibank, NA<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 25.8pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Danareksa Investment Management<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">6<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/fortis/Prospektus%20Equitra%20-%20adedum%2011%20Dec%2008.pdf" title="Fortis Equitra"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Fortis Equitra</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Standard Chartered Bank<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Fortis Investments<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">7<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Syariah Berimbang<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 25.8pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 25.8pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">8<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Aktif<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 25.8pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 25.8pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Mandiri Manajemen Investasi<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">9<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manulife Dana Campuran<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Manulife Aset Manajemen Indonesia<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">10<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/schroder/Schroder-Dana-Prestasi-SP-IDBA.pdf" title="Schroder Dana Prestasi"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Schroder Dana Prestasi</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Schroder Investment Management Indonesia<o:p></o:p></span></p> </td> </tr> <tr style="height: 27.05pt;"> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 41.4pt; height: 27.05pt;" valign="top" width="55"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">11<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="http://www.bankmandiri.co.id/article/schroder/Schroder-Dana-Terpadu-II-SP-IDBA.pdf" title="Schroder Dana Terpadu II"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">Schroder Dana Terpadu II</span></a><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; height: 27.05pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Deutsche Bank AG<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 197.55pt; height: 27.05pt;" valign="top" width="263"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Schroder Investment Management Indonesia<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Indeks</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style=""> <td style="border: 1pt solid black; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">No<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nama Reksadana<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Kustodian<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Danareksa Index Syariah<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Standard Chartered Bank<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt;" valign="top"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PT. Danareksa Invesment Management<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas Transaksi Reksa Dana<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dalam rangka meningkatkan layanan kepada para pemodal atau investor, Bank Mandiri memberikan fasilitas tambahan didalam bertransaksi reksa dana, diantaranya adalah:<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas Monthly Dividen</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri telah meningkatkan pelayanan dengan cara memberikan kemudahan kepada pemodal yang telah dan akan memiliki reksa dana pasar uang untuk dapat melakukan penjualan kembali secara otomatis (<i>automatically redemption</i>) atas unit penyertaannya setiap bulannya. Penjualan kembali (<i>redemption</i>) dilakukan atas selisih positif antara unit penyertaan pada akhir bulan dengan unit penyertaan pada awal bulan. Dengan demikian seandainya selisih unit penyertaan nasabah adalah negatif, maka tidak ada penjual kembali (<i>redemption</i>) secara otomatis tersebut.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana Pasar Uang yang dipasarkan melalui Bank Mandiri dan dapat menggunakan fasilitas penjualan kembali secara otomatis (<i>automatically redemption</i>) adalah:<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Investa Pasar Uang – dikelola PT. Mandiri Manajemen Investasi;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Seruni Pasar Uang II – dikelola PT. Danareksa Investment Management;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 144pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Si Dana Kas Maxima – dikelola PT. Batavia Prosperindo Aset Manajemen.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Installment Plan</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas yang dapat dilakukan nasabah dengan menempatkan dananya pada reksa dana secara rutin melalui Fasilitas <i>Installment</i>. Fasilitas <i>Installment</i> ini memberikan kemudahan kepada nasabah, karena nasabah dapat membeli reksa dana (<i>top up</i>) secara berkala tanpa perlu melakukan transaksi pembelian (<i>subscription</i>) di Cabang. Rekening tabungan nasabah akan didebet (pada Hari Bursa) sesuai dengan jumlah dan tanggal yang telah ditentukan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas ini sangat bermanfaat dalam kerangka perencanaan keuangan nasabah dimana nasabah telah memperhitungkan kebutuhan keuangan di masa yang akan datang dan akan dipenuhi dengan cara investasi secara berkala. <o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tips Berinvestasi<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri selalu mengingatkan mengenai 5 (lima) Tips Berinvestasi, yaitu:<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Investment Objectives (Tujuan Investasi)</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pahami tujuan berinvestasi. Pilih pendapatan atau pertumbuhan dana yang akan diinvestasikan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Time Horizon (Jangka Waktu)</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pastikan jangka waktu yang akan dibutuhkan untuk mencapai tujuan berinvestasi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Risk Profile (Profil Risiko)</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> Kenali potensi hasil dan risiko dalam berinvestasi. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Catatan:<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">High Risk – High return</span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Low Risk – Low Return</span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Asset Allocation (Alokasi Aset)</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Diversifikasi dalam berinvestasi untuk mendapatkan portofolio yang optimal. Ingat: ”<i>Never put your eggs in one basket</i>” (”Jangan pernah Anda menempatkan semua telur pada satu keranjang”).<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Periodic Review</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Monitor portofolio investasi Anda secara berkala, agar dapat menetapkan strategi investasi untuk menjaga tingkat pengembalian yang diharapkan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan Berinvestasi di Reksa Dana</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Diversifikasi</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Reksa Dana mengalokasikan investasinya pada berbagai macam instrumen investasi, seperti pasar uang, obligasi pemerintah maupun obligasi korporasi, serta saham. Dengan adanya diversifikasi pada alokasi aset maka investasi dapat dikelola dengan baik dan meminimalkan risiko investasi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manajer Investasi yang Professional</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Setiap Reksa Dana yang dipasarkan di Bank Mandiri, dikelola oleh Manajer Investasi yang secara profesi telah mendapatkan izin Wakil Manajer Investasi (WMI) dari BAPEPAM-LK. Manajer Investasi yang Professional akan menjalankan tugasnya dengan baik guna mengalokasikan investasi sesuai dengan prospektus serta tujuan investasi sehingga mencapai <i>return</i> (hasil investasi) sesuai yang ditargetkan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Likuiditas yang Tinggi</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Salah satu keunggulan berinvestasi di reksa dana adalah likuiditas, dimana setiap saat nasabah/investor dapat melakukan penjualan kembali (redemption) unit penyertaannya dan Manajer Investasi wajib membelinya kembali dan membayarkannya maksimal T+7 hari bursa. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Banyak Pilihan dan Fleksibilitas</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Investasi di reksa dana memberikan banyak pilihan jenis reksa dana, baik itu reksa dana pasar uang, pendapatan tetap, saham atau campuran yang sesuai dengan kebutuhan nasabah/investor. Investor juga dapat dengan mudah melakukan <i>switching</i> (pengalihan) dari satu reksa dana ke reksa dana lainnya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kenyamanan dan Kemudahan Berinvestasi</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pelayanan transaksi reksa dana dapat dilakukan dengan mudah dan baik yaitu melalui Bank Mandiri sebagai Agen Penjual. Hanya dengan membuka rekening tabungan di Bank Mandiri, selanjutnya nasabah dapat melakukan transaksi reksa dana.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transparansi</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keterbukaan laporan keuangan serta laporan portofolio melalui <i>Fund Fact Sheet</i> secara berkala merupakan bukti keterbukaan investasi di reksa dana. Dengan keterbukaan ini maka para nasabah/investor dapat dengan mudah mengetahui komposisi investasi dan kinerja reksa dana yang dimilikinya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Biaya Rendah</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Karena reksa dana merupakan kumpulan dana dari banyak pemodal, akan menghasilkan efisiensi biaya transaksi.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""><span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Profil Risiko<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kenali profil risiko Anda sebagai langkah awal yang penting untuk menentukan target investasi yang ingin dicapai. Setiap orang memiliki profil risiko yang berbeda-beda. Adapun profil risiko dan tujuan investasinya adalah sebagai berikut:<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Konservatif (Risk Averse)</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Berkeinginan untuk mempertahankan modal dan penghasilan saat ini;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pertumbuhan investasi bukan merupakan tujuan;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Cenderung untuk menghindari risiko investasi;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Memilih instrumen investasi jangka pendek<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Moderate</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Berkeinginan untuk mendapatkan penghasilan saat ini;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bertujuan pada pertumbuhan investasi;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Cukup toleransi terhadap risiko investasi;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Memilih instrumen investasi jangka menengah.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Agresif (Risk Lover)</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tidak berkeinginan untuk mendapatkan penghasilan saat ini;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bertujuan pada pertumbuhan investasi yang pesat;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Toleransi yang tinggi terhadap risiko investasi;<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Memilih instrumen investasi jangka panjang.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Disclaimer:</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <i>Reksa dana bukan merupakan produk yang dikeluarkan oleh Bank Mandiri. Reksa Dana merupakan produk investasi yang dikelola oleh Manajer Investasi. Reksa Dana memiliki risiko investasi. Kinerja masa lalu bukan merupakan kinerja di masa yang akan datang.</i><o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.8.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Obligasi<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Obligasi Negara Ritel & Sukuk Ritel<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Agen Penjual Obligasi Negara yang bersifat Ritel<o:p></o:p></span></p> <table class="MsoNormalTable" style="width: 100%; margin-left: 1.5pt;" border="0" cellpadding="0" width="100%"> <tbody><tr style=""> <td style="padding: 0.75pt;"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Obligasi Negara Ritel (ORI)<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">“Bersama ORI, Membangun Negeri Melalui Bank Mandiri”</span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="padding: 0.75pt;"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_131" spid="_x0000_s1045" type="#_x0000_t75" alt="ORI" style="'position:absolute;" wrapcoords="-130 0 -130 21240 21600 21240 21600 0 -130 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image035.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image036.jpg" alt="ORI" shapes="Picture_x0020_131" align="left" height="60" hspace="12" width="166" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="padding: 0.75pt;"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sukuk Ritel<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">“bersama sukuk ritel mari membangun ekonomi negeri”</span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="padding: 0.75pt;"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><!--[if gte vml 1]><v:shape id="Picture_x0020_132" spid="_x0000_i1029" type="#_x0000_t75" alt="sukuk" style="'width:2in;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image037.jpg" title=""> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image038.jpg" alt="sukuk" shapes="Picture_x0020_132" border="0" height="121" width="192" /><!--[endif]--></span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> </tbody></table> <ol style="margin-top: 0cm;" start="1" type="1"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman";">Obligasi Negara Ritel (ORI)<o:p></o:p></span></b></li></ol> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; line-height: normal;"><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">“Bersama ORI, Membangun Negeri Melalui Bank Mandiri”</span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <ol style="margin-top: 0cm;" start="2" type="1"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman";">Sukuk Ritel<o:p></o:p></span></b></li></ol> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; line-height: normal;"><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">“bersama sukuk ritel mari membangun ekonomi negeri”</span></i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bank Mandiri selaku Agen Penjual di Pasar Perdana, menyediakan produk Obligasi Negara yang bersifat ritel, antara lain : Obligasi Negara Ritel (ORI) dan Surat Berharga Syariah Negara Ritel (Sukuk Ritel). Penunjukan Bank Mandiri selaku Agen Penjual ditetapkan oleh Pemerintah. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pembelian pemesanan ORI dan Sukuk Ritel di Pasar Perdana hanya dapat dilakukan oleh perorangan Warga Negara Indonesia yang dibuktikan dengan Kartu Tanda Penduduk (KTP) yang masih berlaku, dengan ketentuan pembelian minimum, kelipatan dan maksimum ditetapkan oleh Pemerintah berdasarkan Memorandum Informasi setiap penerbitan ORI dan Sukuk Ritel. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Perdagangan ORI dan Sukuk Ritel dengan mekanisme bursa dilakukan investor dengan menyampaikan minat beli/jual ke Bursa Efek Indonesia. Dalam hal terjadi kesesuaian harga antara investor penjual dan investor pembeli, transaksi penjualan diselesaikan melalui mekanisme bursa.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transaksi di luar bursa (OTC) dilakukan investor dengan cara melakukan negosiasi harga bersama dengan calon penjual atau pembeli ORI dan Sukuk Ritel. Selanjutnya Bank Mandiri (melalui Consumer Banking Treasury Department - Wealth Management Group) atau perusahaan efek yang ditunjuk akan menyelesaikan transaksi jual beli ORI dan Sukuk Ritel tersebut.<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.8.3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bancassurance/Asuransi <o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">a)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">AXA<o:p></o:p></span></b></p> <p style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 15.3pt;"><span style="color: black;">PT AXA Mandiri Financial Services (AXA Mandiri) adalah perusahaan patungan baru ( joint venture) antara <strong><span style="font-weight: normal;">PT Bank Mandiri (Persero) Tbk (49% saham) dan AXA (51% saham)</span></strong> yang bergerak di bisnis Bancassurance. Bancassurance adalah sebuah istilah yang berarti pemasaran produk-produk asuransi melalui jaringan cabang suatu bank. AXA Mandiri telah memulai operasinya sejak Desember 2003. <o:p></o:p></span></p> <p style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 21.25pt;"><span style="color: black;">Dibangun dari sinergi dua kekuatan besar, AXA Mandiri dengan mantap menjalankan bisnisnya di Indonesia. Sebagai <strong><span style="font-weight: normal;">bank terbesar di Indonesia, Bank Mandiri</span></strong> telah mengelola <strong><span style="font-weight: normal;">aset lebih dari Rp 300 triliun</span></strong> dan memperoleh <strong><span style="font-weight: normal;">laba lebih dari Rp 3,5 triliun.</span></strong> Dengan jaringan lebih dari <strong><span style="font-weight: normal;">1000 cabang di seluruh Indonesia</span></strong> dan <strong><span style="font-weight: normal;">6 cabang luar negeri</span></strong>, Bank Mandiri kini melayani lebih dari <strong><span style="font-weight: normal;">7 juta nasabah</span></strong>. Sementara itu, sebagai salah satu <strong><span style="font-weight: normal;">perusahaan asuransi jiwa terbesar di dunia (Fortune Global 500, Juli 2008 ) yang didirikan tahun 1816 di Perancis, AXA</span></strong> telah mengelola <strong><span style="font-weight: normal;">assets under management lebih dari 1,3 triliun Euro</span></strong> dengan <strong><span style="font-weight: normal;">pendapatan lebih dari Rp 90 Miliar Euro hingga akhir 2007</span></strong>. Saat ini AXA melayani lebih dari <strong><span style="font-weight: normal;">65 juta nasabah di seluruh dunia</span></strong>. Sinergi dari perusahaan asuransi jiwa terbesar di dunia dan bank terbesar di Indonesia telah menghasilkan sebuah kekuatan yang kokoh, komitmen manajemen, dan modal yang kuat bagi AXA Mandiri. <o:p></o:p></span></p> <p style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 21.25pt;"><span style="color: black;">AXA Mandiri telah berhasil mengukuhkan posisinya dengan meraih penghargaan sebagai Asuransi Jiwa terbaik versi Majalah Investor tahun 2007 dengan kategori aset diatas 1 sampai dengan 5 triliun rupiah, serta predikat SANGAT BAGUS dari Majalah InfoBank di tahun 2008 dengan kategori aset di atas Rp 1 triliun. Hingga Desember 2007, total pendapatan premi baru AXA Mandiri baik dari bisnis individu dan bisnis grup telah mencapai Rp 2,2 triliun dan RBC AXA Mandiri mencapai 882%. <o:p></o:p></span></p> <p style="margin: 0cm 0cm 0.0001pt 2cm; text-align: justify;"><span style="color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">b)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Jiwa Sejahtera<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Jiwa Sejahtera dari AXA Mandiri Financial Services memberikan proteksi tinggi dengan premi yang ringan dan terjangkau yang memberikan kepastian masa depan bagi orang-orang yang Anda cintai.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jaminan Proteksi Tinggi<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Jiwa Sejahtera memberikan jaminan proteksi asuransi jiwa dengan manfaat sebesar 100% Uang Pertanggungan (UP) dengan biaya yang ringan dan terjangkau. Dengan premi minimum sebesar Rp 1.500.000 tiap tahun, Anda memperoleh perlindungan asuransi hingga Rp 405.693.950, dijamin selama 10 tahun!*<span style=""> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pilihan Periode Asuransi <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Jiwa Sejahtera tidak hanya ekonomis, namun juga sangat fleksibel, dengan menawarkan beberapa pilihan periode asuransi, yaitu 1, 5 dan 10 tahun, sesuai dengan kebutuhan keluarga Anda. Semua periode asuransi ini dapat diperpanjang (tergantung permintaan Anda) hingga Anda berusia 70 tahun – tanpa harus melalui pemeriksaan medis ulang.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Free Look Period<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mungkin Anda akan merasakan hal yang baru pada saat pertama kali membeli sebuah polis asuransi. Agar Anda mengerti isi kontrak polis yang Anda beli, kami menyarankan Anda untuk membaca dan memahami polis asuransi Anda. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Cara Pembayaran yang Mudah <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Anda dapat memilih untuk melakukan pembayaran premi secara bulanan, triwulanan, semesteran atau tahunan sesuai dengan keinginan Anda. Pembayaran premi pertama dapat dilakukan melalui setoran tunai, transfer atau ATM Bank Mandiri. Demi kemudahan Anda, premi selanjutnya akan didebit secara otomatis dari rekening Bank Mandiri Anda.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pilihan Mata Uang <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Dana Sejahtera tersedia dalam Rupiah maupun US Dollar - pilihan ada di tangan Anda.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: 0.55pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pilihan Perlindungan Tambahan <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Perlindungan Kecelakaan <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Perlindungan Pembayaran Premi - Perlindungan Pembayaran Premi hanya tersedia bagi periode asuransi 5 dan 10 tahun<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Perlindungan Kesehatan<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 35.45pt; text-align: justify; text-indent: -14.15pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Informasi selengkapnya dapat Anda lihat di bagian Perlindungan Tambahan<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tabel Ilustrasi Manfaat (Rupiah 000)<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style=""> <td rowspan="2" style="border: 1pt solid black; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Periode 10 Tahun <o:p></o:p></span></p> </td> <td colspan="6" style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 379.5pt;" valign="top" width="506"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Premi per Tahun Berdasarkan Usai dan Jenis Kelamin <o:p></o:p></span></p> </td> </tr> <tr style="height: 12.75pt;"> <td colspan="2" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 126.75pt; height: 12.75pt;" valign="top" width="169"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">30 <o:p></o:p></span></p> </td> <td colspan="2" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 126.75pt; height: 12.75pt;" valign="top" width="169"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">40 <o:p></o:p></span></p> </td> <td colspan="2" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 126.75pt; height: 12.75pt;" valign="top" width="169"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">50 <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">UP</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pria </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wanita </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pria </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wanita </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pria </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wanita</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">600.000 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.866 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.770 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3.876 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3.024 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">10.152 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">7.548 <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">750.000 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.287,5 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.167,5 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4.800 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3.735 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">12.645 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">9.390 <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.000.000 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.990 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.830 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">6.340 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4.920 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">16.800 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">12.460 <o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0"> <tbody><tr style=""> <td rowspan="2" style="border: 1pt solid black; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Periode 5 Tahun <o:p></o:p></span></p> </td> <td colspan="6" style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 379.5pt;" valign="top" width="506"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Premi per Tahun Berdasarkan Usai dan Jenis Kelamin <o:p></o:p></span></p> </td> </tr> <tr style=""> <td colspan="2" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 126.75pt;" valign="top" width="169"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">30 <o:p></o:p></span></p> </td> <td colspan="2" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 126.75pt;" valign="top" width="169"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">40 <o:p></o:p></span></p> </td> <td colspan="2" style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 126.75pt;" valign="top" width="169"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">50 <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">UP</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pria </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wanita </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pria </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wanita </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pria </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Wanita </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">600.000 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.698 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.698 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3.156 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.424 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">7.854 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5.682 <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">750.000 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.077,5 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.077,5 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3.900 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.985 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">9.772,5 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">7.057,5 <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1.000.000 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.710 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.710 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">5.140 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3.920 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">12.970 <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 63pt;" valign="top" width="84"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">9.350 <o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Usia masuk : 18 – 60 tahun <o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; text-indent: -14.15pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">c)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Rencana Sejahtera<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><i><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">1. </span></i></b><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Rencana Keluarga</span></b><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dirancang bagi keluarga atau pasangan muda yang baru menikah (usia 30-35) dan menginginkan perawatan terbaik rumah sakit dan perlindungan terhadap penyakit kritis.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tujuan/kebutuhan:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Membeli rumah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Memastikan pasangan tetap sejahtera dalam kondisi apapun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kebutuhan lain dalam jangka panjang<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Biaya pemakaman<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manfaat:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan harian rawat inap rumah sakit akibat saktu maupun kecelakaan termasuk ICU<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan apabila terdiagnosa sala satu dari 34 penyakit kritis<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan menginggal dunia akibat sakit maupun kecelakaan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Hasil investasi yang optimal sesuai dengan jenis dana investasi pilihan anda<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2. Mandiri Rencana Pendidikan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dirancang bagi orang tua yang menginginkan pendidikan terbaik bagi putra-putrinya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tujuan/kebutuhan:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pendidikan masa depan putra-putri<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manfaat:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dana pendidikan bagi anak tersedia pada saat dibutuhkan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jaminan ketersediaan dan pendidikan walaupun orang tua menderita cacat total tetap atau meninggal dunia akibat sakit atau kecelakaan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan meninggal dunia akibat sakit maupun kecelakaan<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">3. Mandiri Rencana Profesional<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dirancang bagi profesional dalam mempersiapkan investasi masa depan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tujuan/kebutuhan:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mulai menabung<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mempersiapkan pernikahan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Merencanakan membeli rumah pertama<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kebutuhan lain dalam jangka panjang<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manfaat:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Hasil investasi optimal sesuai dengan jenis dana investasi pilihan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan meninggal dunia dan cacat tetap total akibat kecelakaan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan meninggal dunia akibat sakit maupun kecelakaan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembebasa pembayaran premi sampai dengan usia 60 tahun apabila menderita cacat tetap total akibat sakit maupun kecelakaan<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">4. Mandiri Rencana Emas<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dirancang bagi orang yang ingin mempersiapkan pensiun yang sejahtera (usia 40-50 tahun)<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tujuan/kebutuhan:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Persiapan pensiun mandiri: tetap punya penghasilan setelah pensiun, perjalanan wisata, ibadah, dll.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Memastikan keluarga tetap sejahtera dalam kondisi apapun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kebutuhan lain dalam jangka panjang<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manfaat:</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dana pension yang tersedia saat memasuki usia pension<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan harian rawat inap rumah sakit akibat sakit maupun kecelakan termasuk ICU<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Santunan meninggal dunia akibat sakit maupun kecelakaan <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembebasa pembayaran premi sampai dengan usia 60 tahun apabila menderita cacat tetap total akibat sakit maupun kecelakaan<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Usia masuk tertanggung : 0 - 60 tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mata Uang : Rupiah dan US Dollar<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Premi <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Premi Dasar : Min. Rp. 2.500.000 / USD 300 per tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Premi Top Up Berkala : Min. Rp. 1.000.000 / USD 200 per tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Premi Top Up Tunggal : Min. Rp. 1.000.000 / USD 200 per tahun<o:p></o:p></span></li></ul><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Penarikan Dana Investasi <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Min. penarikan : 10.000 unit (Rupiah) / 20 unit (USD)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Min. saldo : 20.000 unit (Rupiah) / 40 unit (USD)<o:p></o:p></span></li></ul><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pilihan Metode Pembayaran Premi: Tahunan, Semesteran, Triwulanan, dan Bulanan <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Masa pertanggungan 100 tahun<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembayaran premi dapat dilakukan melalui setoran tunai, transfer, atau ATM. Demi kemudahan anda, premi selanjutnya akan didebit secara otomatis dari rekening Bank Mandiri anda<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Fasilitas Cuti Premi<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Loyalty Bonus, diberikan mulai tahun ke-10 dan setiap kelipatan 5 tahun berikutnya<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pilihan Jenis Investasi <o:p></o:p></span></li></ul> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section4"> <ul style="margin-top: 0cm;" type="disc"><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Secure Money Rupiah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Progressive Money Rupiah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dynamic Money Rupiah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Fixed Money Rupiah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Stable Money Rupiah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Secure Money US Dollar<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Attractive Money<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Active Money<o:p></o:p></span></li></ul></ul> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section5"> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan Tambahan <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan Kecelakaan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan Terhadap Penyakit Kritis<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan Kesehatan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Perlindungan Pembayaran Premi bagi Pemegang Polis<o:p></o:p></span></li></ul></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.8.4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Retail Brokerage<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Suatu bentuk Layanan untuk Nasabah di Cabang Bank Mandiri terpilih dalam melakukan transaksi <span style="">Saham</span> dan <span style="">Obligasi</span> di Pasar Perdana (<i>Initial Public Offering</i>) maupun Pasar Sekunder bekerjasama dengan Perusahaan Sekuritas.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fitur :<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Produk-produk yang terdapat dalam layanan merupakan produk Pasar Modal yaitu Saham dan Obligasi.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Layanan hanya terdapat di beberapa Cabang Bank Mandiri terpilih.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Layanan bekerjasama dengan Perusahaan Sekuritas sebagai anggota bursa.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Manfaat : <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Nasabah dapat memilih produk Pasar Modal yang sesuai dengan profil risiko dan kebutuhan investasi.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dengan adanya Layanan Retail Brokerage maka kebutuhan investasi Nasabah dilayani secara ‘One Stop Financial Services’.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Persyaratan :<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengisi kuesioner Profil Risiko.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Mengisi dan menandatangani Aplikasi Pembukaan Rekening Efek dari Perusahaan Sekuritas.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Melakukan transfer Dana ke rekening Perusahaan Sekuritas sebagai Deposit Awal (sesuai ketentuan berlaku).<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Biaya-biaya *:<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pasar Perdana</span><span style="font-size: 12pt; font-family: "Times New Roman";"> <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Untuk transaksi di Pasar Perdana akan dikenakan biaya tertentu sesuai dengan ketentuan yang diberlakukan oleh Perusahaan Sekuritas atau Bank.<o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pasar Sekunder :</span><span style="font-size: 12pt; font-family: "Times New Roman";"> <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transaksi Pembelian : <span style="">0,25%</span> dari nilai Transaksi atau biaya minimum Pembelian (mana yang lebih besar).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transaksi Penjualan : <span style="">0,35%</span> dari nilai Transaksi atau biaya minimum Penjualan (mana yang lebih besar).<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Besarnya biaya minimum dan nominal biaya minimum transaksi Pembelian/ Penjualan ditetapkan oleh Perusahaan Sekuritas<o:p></o:p></span></li></ul></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 6.55pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.2.8.5.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Consumer Banking Treasure<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Consumer Banking Treasury (CBT) </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">merupakan unit di bawah Wealth Management Group - Direktorat Micro and Retail Banking yang menangani pelaksanaan transaksi produk-produk treasury meliputi transaksi today, tomorrow, spot, forward, swap dan surat berharga bagi nasabah perorangan serta transaksi banknotes.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Secara umum produk CBT yang tersedia adalah: <o:p></o:p></span></p> <ol style="margin-top: 0cm;" start="1" type="1"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman";">Devisa Umum </span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman";"><o:p></o:p></span></b></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Today, Tom, Spot <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Derivative FX: Forward, Swap<o:p></o:p></span></li></ul><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman";">Retail Bonds</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman";"> <o:p></o:p></span></b></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Surat Utang Negara (SUN)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Obligasi Negara Ritel (ORI)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Surat Berharga Syariah Negara (Sukuk Negara)<o:p></o:p></span></li></ul><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman";">Banknotes</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman";"> <o:p></o:p></span></b></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Today, Tomorrow<o:p></o:p></span></li></ul></ol> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Devisa Umum: Today, Tomorrow, Spot<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Today</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah Transaksi membeli / menjual valuta asing lawan valuta lainnya, dimana penyerahan / settlement dananya dilakukan pada hari yang sama dengan tanggal transaksi.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tomorrow</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah Transaksi membeli / menjual valuta asing lawan valuta lainnya, dimana penyerahan / settlement dananya dilakukan 1 (satu) hari kerja setelah tanggal transaksi.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Spot</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah transaksi membeli / menjual valuta asing lawan valuta lainnya, dimana penyerahan / settlement dananya dilakukan 2 (dua) hari kerja setelah tanggal transaksi. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Derivative FX: Forward, Swap<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Forward</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah Transaksi/kontrak membeli/menjual valuta asing lawan valuta lainnya pada tanggal valuta dimasa yang akan datang dengan harga/rate yang sudah ditentukan sekarang (pada tanggal kontrak). <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Swap</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah Suatu kontrak untuk membeli/menjual sejumlah valuta asing (reference currency) terhadap valuta asing lainnya (non-refference currency) pada tanggal valuta tertentu dan secara bersamaan disepakati untuk menjual/membeli kembali jumlah tersebut di masa yang akan datang dengan harga yang telah ditetapkan. <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Retail Bonds<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Surat Utang Negara (SUN)</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah surat berharga berupa surat pengakuan utang yang diterbitkan oleh Pemerintah RI yang dalam hal ini berbentuk Obligasi Negara yang berjangka waktu lebih dari 12 (duabelas) bulan dengan pembayaran kupon secara berkala dan minimum transaksi Rp. 250.000.000,-. Jenis SUN : <span style="">Fixed Rate (Seri FR)</span>, <span style="">Variable Rate (Seri VR)</span><o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Obligasi Negara Ritel (ORI)</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah Obligasi Negara dengan pembayaran kupon secara bulanan dengan minimum transaksi Rp. 5.000.000 <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Surat Berharga Syariah Negara (Sukuk Negara)</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah surat berharga yang diterbitkan oleh pemerintah berdasarkan prinsip syariah, sebagai bukti atas bagian penyertaan terhadap Aset Surat Berharga Syariah Negara (SBSN), baik dalam mata uang rupiah maupun valuta asing<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Banknotes: Today, Tomorrow<o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Today</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah Transaksi membeli / menjual Uang Kertas Asing (UKA), dimana penyerahan / settlement phisik UKA dilakukan pada hari yang sama dengan tanggal transaksi.<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tomorrow</span><span style="font-size: 12pt; font-family: "Times New Roman";"> adalah Transaksi membeli / menjual Uang Kertas Asing (UKA), dimana penyerahan / settlement phisik UKA dilakukan 1 (satu) hari kerja setelah tanggal transaksi.<o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Daftar Authorized Money Changer (AMC):<o:p></o:p></span></b></p> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section6"> <ol style="margin-top: 0cm;" start="1" type="1"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Mal Taman Anggrek <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Mal Puri Indah <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Plaza Mandiri <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Mal Pondok Indah 1 <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Mal Pondok Indah 2 <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Thamrin <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Bandara Soekarno Hatta Terminal D<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Bandara Soekarno Hatta Sela Panjang<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Mal Kelapa Gading<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Mangga Dua<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Mangga Besar<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Muara Karang Dalam<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jakarta Roxy Mas<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Medan Balai Kota <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Batam Lubuk Baja <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Batam Raja Ali<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Padang Sudirman <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Palembang Arief<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Bandung Asia Afrika Selatan<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Yogyakarta Sudirman<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Surabaya Bandara Juanda <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Surabaya Genteng Kali<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Denpasar Legian <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Denpasar Gajah Mada<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Balikpapan Ahmad Yani<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Makassar Kartini<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Manado Sam Ratulangi<o:p></o:p></span></li></ol> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section7"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 3cm; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_24" spid="_x0000_s1043" type="#_x0000_t75" alt="DSCN6309.JPG" style="'position:absolute;left:0;" wrapcoords="-177 0 -177 21467 21600 21467 21600 0 -177 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image039.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image040.jpg" alt="DSCN6309.JPG" shapes="Picture_x0020_24" align="left" height="162" hspace="12" width="122" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas Transaksi<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -14.7pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.3.1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri ATM<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Layanan m-ATM bisa dinikmati di semua pedagang yang sudah ikut program m-ATM. Pedagang m-ATM bisa dikenal dari Logo Layanan m-ATM di toko mereka. <o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Untuk melakukan pembelian, pembayaran barang atau penarikan uang tunai di merchant m-ATM, nasabah hanya perlu memberikan nomor ponselnya ke merchant tersebut. Setelah transaksi dikirim oleh merchant, Bank Mandiri akan meminta nasabah pembeli untuk otorisasi transaksi tersebut di ponsel nasabah (seperti contoh di bawah). <o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_135" spid="_x0000_s1040" type="#_x0000_t75" style="'position:absolute;left:0;" wrapcoords="-116 0 -116 21528 21600 21528 21600 0 -116 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image041.png" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image042.jpg" shapes="Picture_x0020_135" align="left" height="300" hspace="12" width="186" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_136" spid="_x0000_s1041" type="#_x0000_t75" style="'position:absolute;" wrapcoords="-112 0 -112 21529 21600 21529 21600 0 -112 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image043.png" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image044.jpg" shapes="Picture_x0020_136" align="left" height="305" hspace="12" width="193" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pembayaran barang <o:p></o:p></span></p> <table class="MsoNormalTable" style="width: 84.38%; margin-left: 1.5pt;" border="0" cellpadding="0" width="84%"> <tbody><tr style="height: 163.85pt;"> <td style="padding: 0.75pt; height: 163.85pt;"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tarik Tunai <o:p></o:p></span></b></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Nasabah dianjurkan untuk memastikan kebenaran isi konfirmasi transaksi tersebut sebelum memasukkan PIN. Setelah PIN dimasukkan, Bank Mandiri akan mengirim notifikasi SMS bahwa transaksi pembayaran sudah BERHASIL dan rekening nasabah sudah didebit senilai jumlah pembelian barang/jasa.<o:p></o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Setelah transaksi selesai diproses oleh sistim Bank Mandiri, merchant m-ATM Mandiri akan menerima notifikasi SMS yang sama bahwa pembayaran sudah BERHASIL dan dikredit ke rekening merchant. Sesudah menerima notifikasi SMS dari Bank Mandiri, nasabah pembeli akan menerima barang yang dibeli atau menerima uang tunai dari merchant tersebut.<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 46.4pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -14.7pt; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.3.2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_25" spid="_x0000_s1044" type="#_x0000_t75" alt="DSCN6361.JPG" style="'position:absolute;" wrapcoords="-220 0 -220 21443 21600 21443 21600 0 -220 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image045.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image046.jpg" alt="DSCN6361.JPG" shapes="Picture_x0020_25" align="left" height="138" hspace="12" width="98" /><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Call<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 21.3pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Call, layanan perbankan otomatis 24 Jam melalui telepon atau ponsel yang membuat Anda semakin dekat dengan rekening Anda dan memudahkan Anda mengatur keuangan lebih leluasa tanpa batasan waktu dan tempat. Melakukan transaksi perbankan semudah Anda menekan tombol telepon<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dengan Mandiri Call Anda dapat melakukan : <o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transfer antar rekening Bank Mandiri<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembayaran tagihan :<o:p></o:p></span></li></ul> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section8"> <ul style="margin-top: 0cm;" type="disc"><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Listrik (PLN), <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">PAM<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Telepon/Handphone<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kartu Kredit<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Tiket Pesawat/Kereta Api,<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Iklan,<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Internet, <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Televisi berlangganan, <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">PBB, <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pendidikan, <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Asuransi<o:p></o:p></span></li></ul></ul> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section9"> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembelian isi ulang pulsa <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pembukaan deposito rupiah<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Informasi saldo rekening dan 10 transaksi terkahir<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Informasi (suku bunga, kurs, rekening pinjaman), aplikasi pinjaman dan produk <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Produk dan layanan perbankan Bank Mandiri</span></b><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /></span></b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Layanan Faksimili <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas Tekan Cepat<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 21.3pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas “Tekan cepat” kami siapkan bagi Anda yang sudah terbiasa menggunakan Mandiri Call dan ingin melakukan transaksi secara cepat. Silahkan melakukan intervensi langsung dengan menekan angka berturut-turut, pada sata mesin penjawab mengucapkan salam.<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 46.4pt; text-align: justify; line-height: normal;"><!--[if gte vml 1]><v:shape id="Picture_x0020_23" spid="_x0000_s1042" type="#_x0000_t75" alt="DSCN6363.JPG" style="'position:absolute;left:0;" wrapcoords="-179 0 -179 21434 21600 21434 21600 0 -179 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image047.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image048.jpg" alt="DSCN6363.JPG" shapes="Picture_x0020_23" align="left" height="130" hspace="12" width="121" /><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 21.3pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.3.3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Internet<o:p></o:p></span></b></p> <table class="MsoNormalTable" style="width: 406.25pt; margin-left: 1.5pt;" border="0" cellpadding="0" width="542"> <tbody> <tr style=""> <td style="border: medium none ; padding: 0cm;" width="97"><p class="MsoNormal"> </p></td> </tr> <tr style=""> <td colspan="1" style="padding: 0.75pt; width: 403.25pt;" width="538"><br /></td> </tr> <tr style=""> <td colspan="1" style="padding: 0.75pt; width: 403.25pt;" width="538"><br /></td> </tr> <tr style=""> <td colspan="1" style="padding: 0.75pt; width: 403.25pt;" width="538"><br /></td> </tr> <tr style=""> <td colspan="1" style="padding: 0.75pt; width: 403.25pt;" width="538"><br /></td> </tr> <tr style=""> <td colspan="1" style="padding: 0.75pt; width: 403.25pt;" width="538"><br /></td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; width: 100%; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="100%"> <tbody><tr style=""> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 50%;" valign="top" width="50%"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer Dana</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transfer antar Rekening Mandiri <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Transfer antar Bank Domestik <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dengan cara Sistim Kliring Nasional (SKN)<o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Dengan cara Real Time Gross Settlement (RTGS)<o:p></o:p></span></li></ul><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Daftar Transfer Terjadwal <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pembayaran </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Telkom & Telepon CDMA <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Telepon GSM <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Internet <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kabel TV <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kartu Kredit <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Listrik <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">PBB <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Angsuran <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">PAM <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Angsuran <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Asuransi <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pendidikan <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Kereta Api <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Airlines <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Autodebit <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Lain-lain <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pembelian</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pulsa Telepon CDMA <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pulsa Telepon GSM<span style=""> </span><o:p></o:p></span></li></ul> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 50%;" valign="top" width="50%"> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Informasi Rekening & Kartu Kredit </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Rek. Tabungan & GIRO <o:p></o:p></span></li><ul style="margin-top: 0cm;" type="circle"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Posisi Saldo <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Histori Transaksi <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Daftar Rekening <o:p></o:p></span></li></ul></ul> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Rek. Deposito <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Rek. Pinjaman <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Informasi Kartu Kredit Mandiri <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fasilitas Layanan</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Status Cek <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Layanan Notifikasi SMS <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Informasi Suku Bunga <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Informasi Kurs <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Informasi Aktivitas Internet Banking </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Fungsi Administrasi</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (e.g. rubah alamat e-mail, ganti password, Authorized Payment) <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Personalisasi</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> (e.g. transaksi favorit, bahasa) <o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keamanan Berlapis <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Menggunakan sistem keamanan standard international dengan <span style="">enkripsi SSL 128 bit</span><i>(Secure Socket Layer 128 bit Encryption) </i>yang akan mengacak data transaksi <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Pengamanan pintu akses dengan <span style="">Firewall </span>(ISP>Web Server>Data Server>Host) <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Proses pendaftaran</span><span style="font-size: 12pt; font-family: "Times New Roman";"> melalui ATM Mandiri atau Cabang Bank Mandiri <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Proses aktivasi</span><span style="font-size: 12pt; font-family: "Times New Roman";"> di </span><span style="color: windowtext;"><a href="http://www.bankmandiri.co.id/" title="Bank Mandiri"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; text-decoration: none;">www.bankmandiri.co.id</span></a></span><span style="font-size: 12pt; font-family: "Times New Roman";"> dengan Access ID & Access Code <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Verifikasi user dengan <span style="">User ID & PIN Internet Banking</span> pada saat login <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Auto Logoff</span><span style="font-size: 12pt; font-family: "Times New Roman";"> (Session Time Out ) jika Nasabah lupa log-out <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Seluruh aktifitas nasabah di Mandiri Internet akan tercatat oleh sistem <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Nasabah dapat melihat seluruh aktifitas yang dilakukan pada Internet Banking Mandiri selama jangka waktu tertentu <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Limit transaksi</span><span style="font-size: 12pt; font-family: "Times New Roman";"> per hari hingga Rp. 100.000.000,- <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Perangkat yang dibutuhkan untuk mengakses Mandiri Internet: <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Perangkat Keras (Hardware): <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">PC Pentium 133 Mhz, atau lebih tinggi. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Modem 28.8 kbps (disarankan 56 kbps). <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Perangkat lunak: <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Operating System Windows 98, Windows 2000 atau Windows NT <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Browser Microsoft Internet Explorer 5.00 atau Netscape Navigator 4.5 <o:p></o:p></span></li></ul> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Koneksi Internet <o:p></o:p></span></b></p> <ul style="margin-top: 0cm;" type="disc"><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Internet Account pada salah satu Internet Service Provider (Penyedia Jasa Internet) seperti Radnet, CBN, Indosatnet, dsb. <o:p></o:p></span></li><li class="MsoNormal" style="color: black; margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Instant Access : ( Telkomnet Instant atau ISP lainnya) <o:p></o:p></span></li></ul> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 46.4pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 21.3pt; text-align: justify; text-indent: 0cm; line-height: normal;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.3.4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Transfer<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer Rupiah<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jasa pengiriman uang dalam valuta rupiah yang dilaksanakan atas permintaan dan untuk kepentingan nasabah.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Memberikan kemudahan dalam transaksi pengiriman uang /pembayaran dalam mata uang rupiah dengan biaya yang kompetitif. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Aman dan cepat<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Ketentuan Umum</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dilayani di seluruh kantor cabang Bank Mandiri. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dapat dilaksanakan oleh nasabah atau bukan nasabah. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer dapat dilaksanakan atas dasar amanat berulang (standing instruction). <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Penerima transfer adalah pemegang rekening Bank Mandiri, rekening Bank lain atau diambil tunai.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Setoran transfer Tunai/Non Tunai <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jenis Transfer </span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kliring, adalah layanan transfer antarbank skala nasional dimana jangka waktu penerimaan dana sesuai dengan ketentuan kliring Bank Indonesia.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">RTGS, adalah layanan transfer antarbank skala nasional dimana dana efektif diterima di bank tujuan dalam hitungan menit, selama transaksi dilakukan sebelum batas waktu. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Transfer Valuta Asing (Valas) <o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pengiriman uang dalam valuta asing antar bank dalam suatu negara maupun dengan bank di negara yang lain atas permintaan dan untuk kepentingan nasabah.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Keuntungan</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Memberikan kemudahan dalam transaksi pengiriman uang / pembayaran dalam valauta asing dengan biaya yang kompetitif. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Pengiriman uang / transaksi pembayaran akan lebih aman dan cepat.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 72pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Ketentuan Umum</span><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"> <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dapat Dilayani di seluruh kantor cabang Bank Mandiri. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tersedia bagi nasabah atau bukan nasabah. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Dapat dilaksanakan atas dasar amanat berulang (Standing Instruction). <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Penerima transfer harus nasabah pemegang rekening di salah satu bank di dalam negeri atau luar negeri, transfer bukan untuk keuntungan pemegang rekening disarankan menggunakan Bank Draft. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 108pt; text-align: justify; text-indent: -18pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sumber dana tranfer dapat secara tunai, non tunai dan setoran lainnya seperti TC, Bank Draft dan warkat kliring. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 21.3pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">2.3.5. Mandiri SMS<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><b><span style="font-size: 13.5pt; font-family: "Times New Roman";">Syarat Pendaftaran Layanan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 36pt; text-indent: -14.7pt; line-height: normal;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman";"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman";">Memiliki rekening Tabungan, rekening Giro Rupiah dan atau Deposito Rupiah Mandiri serta telah memiliki Sim Card GSM Telkomsel, ProXL, Indosat (Satelindo dan IM3) <o:p></o:p></span></p> <ol style="margin-top: 0cm;" start="2" type="1"><li class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Untuk pendaftaran di ATM, harus memiliki kartu ATM Mandiri. Untuk pendaftaran di cabang harus menunjukkan bukti identitas diri (KTP,SIM,Paspor,KIMS) dan bukti kepemilikan rekening (Buku Tabungan, kartu ATM Mandiri). <o:p></o:p></span></li></ol> <p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><b><span style="font-size: 13.5pt; font-family: "Times New Roman";">Cara Memperoleh Layanan<o:p></o:p></span></b></p> <ol style="margin-top: 0cm;" start="1" type="1"><li class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Daftarkan nomor ponsel Anda di ATM Mandiri atau ke cabang Bank Mandiri. <o:p></o:p></span></li><li class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Jika mendaftar di ATM Mandiri, masuk ke Menu Pendaftaran eBanking, pilih SMS Banking dan tekan Pendaftaran Mandiri SMS lalu ikuti langkah selanjutnya. <o:p></o:p></span></li><li class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman";">Setelah pendaftaran sukses, layanan SMS Banking Anda siap digunakan. <o:p></o:p></span></li></ol> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">BAB III<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">PENUTUP<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; background: white none repeat scroll 0% 50%; text-indent: 0cm; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kesimpulan<span style="display: none;"><o:p></o:p></span></span></b></p> <p class="MsoNormal" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style=""> </span></span></b><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Jadi produk Bank Mandiri meliputi:<o:p></o:p></span></p> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <div class="Section10"> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">a)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mandiri Tabungan<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Tabungan<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bisnis<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Rencana<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Haji<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Valas<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">b)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri giro<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">c)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri deposito<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">deposito<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">deposito valas<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">d)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri debet<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">e)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri pra bayar<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">gaz<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">indomaret<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">e toll<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">f)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri kredit <o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">kredit<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri kredit konsumen <o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">KPR<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">KPR multiguna<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mitra karya<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">tunas KPM<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">g)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri prioritas<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri prioritas<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">merchan relation<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">h)<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri inves, retail, btrokerage <o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">investasi<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">reksadana<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">obligasi<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 72pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">bancassurance <o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">AXA<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri investasi<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri jiwa<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 108pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: Wingdings; color: black;"><span style="">§<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">mandiri rencana<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 70.9pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">retail brokerage<o:p></o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 70.9pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">consumer banking treasure<o:p></o:p></span></p> </div> <span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><br /> </span> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 70.9pt; background: white none repeat scroll 0% 50%; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; background: white none repeat scroll 0% 50%; text-indent: 0cm; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kritik<o:p></o:p></span></b></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kurang mengenalkan produk pada masyarakat.<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Kurang aktif menghimpun dana di masyarakat.<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Ttidak ada program beasiswa<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 10pt; font-family: Symbol; color: black;"><span style="">·<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Bunga terlalu tinggi bagi masyarakat yang perekonomiannya menengah kebawah.<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; background: white none repeat scroll 0% 50%; text-indent: 0cm; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Saran<o:p></o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 18pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; display: none; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><span style="">3.</span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><o:p> </o:p></span></b></p> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt 18pt; background: white none repeat scroll 0% 50%; text-indent: -18pt; line-height: normal; display: none; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><span style="">4.</span></span></b><!--[endif]--><b style=""><span style="font-size: 12pt; font-family: "Times New Roman"; color: black; display: none;"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Sebaiknya pihak bank lebih mengenalkan produk mereka pada masyarakat lebih terperinci.<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mengadakan program menabung keliling, oleh sebuah mobil bank yang berjalan dari kampong ke kampong untuk menganbil setoran nasabah.<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Mengadakan program beasiswa untuk pelajar.<o:p></o:p></span></p> <p class="ListParagraph" style="background: white none repeat scroll 0% 50%; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: normal; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;"><!--[if !supportLists]--><span style="font-size: 12pt; font-family: "Courier New"; color: black;"><span style="">o<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="font-size: 12pt; font-family: "Times New Roman"; color: black;">Merendahkan bunga/ potongan perbulan bagi nasabah yang perekonomiannya menengah ke bawah.<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><br /> </span> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="text-align: center;" align="center"><b style=""><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;">DAFTAR PUSTAKA</span></b><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal"><a href="http://www.bankmandiri.co.id/"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: windowtext; text-decoration: none;">www.bankmandiri.co.id</span></a><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";"><o:p></o:p></span></p> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman";">www.google.com<o:p></o:p></span></p> <span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><br /> </span> <p class="MsoNormal"><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><o:p> </o:p></span></p> <p class="MsoNormal"><!--[if gte vml 1]><v:shape id="Picture_x0020_57" spid="_x0000_s1054" type="#_x0000_t75" alt="DSCN6329.JPG" style="'position:absolute;margin-left:259.35pt;" wrapcoords="-89 0 -89 21538 21600 21538 21600 0 -89 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image049.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image050.jpg" alt="DSCN6329.JPG" shapes="Picture_x0020_57" align="left" height="351" hspace="12" width="244" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_52" spid="_x0000_s1051" type="#_x0000_t75" alt="DSCN6302.JPG" style="'position:absolute;margin-left:259.25pt;margin-top:-.65pt;width:190.9pt;" wrapcoords="-85 0 -85 21540 21600 21540 21600 0 -85 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image051.jpg" title="" cropbottom="5628f" cropleft="12516f" cropright="21380f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image052.jpg" alt="DSCN6302.JPG" shapes="Picture_x0020_52" align="left" height="362" hspace="12" width="255" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_54" spid="_x0000_s1053" type="#_x0000_t75" alt="DSCN6304.JPG" style="'position:absolute;margin-left:1.05pt;margin-top:402.8pt;width:254.25pt;" wrapcoords="-64 0 -64 21515 21600 21515 21600 0 -64 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image053.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image054.jpg" alt="DSCN6304.JPG" shapes="Picture_x0020_54" align="left" height="255" hspace="12" width="339" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_53" spid="_x0000_s1052" type="#_x0000_t75" alt="DSCN6303.JPG" style="'position:absolute;margin-left:1.05pt;margin-top:205.4pt;width:252.4pt;" wrapcoords="-64 0 -64 21515 21600 21515 21600 0 -64 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image055.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image056.jpg" alt="DSCN6303.JPG" shapes="Picture_x0020_53" align="left" height="254" hspace="12" width="337" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_51" spid="_x0000_s1050" type="#_x0000_t75" alt="DSCN6299.JPG" style="'position:absolute;margin-left:1.05pt;margin-top:.6pt;width:252.95pt;" wrapcoords="-64 0 -64 21517 21600 21517 21600 0 -64 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image057.jpg" title=""> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image058.jpg" alt="DSCN6299.JPG" shapes="Picture_x0020_51" align="left" height="259" hspace="12" width="337" /><!--[endif]--><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><br /> <o:p></o:p></span></p> <p class="MsoNormal"><!--[if gte vml 1]><v:shape id="Picture_x0020_49" spid="_x0000_s1048" type="#_x0000_t75" alt="DSCN6319.JPG" style="'position:absolute;margin-left:203.8pt;" wrapcoords="-73 0 -73 21547 21600 21547 21600 0 -73 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image059.jpg" title="" cropbottom="2063f" cropright="3340f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image060.jpg" alt="DSCN6319.JPG" shapes="Picture_x0020_49" align="left" height="404" hspace="12" width="296" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_48" spid="_x0000_s1047" type="#_x0000_t75" alt="DSCN6318.JPG" style="'position:absolute;margin-left:-19.15pt;margin-top:354.8pt;width:216.9pt;" wrapcoords="-75 0 -75 21549 21600 21549 21600 0 -75 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image061.jpg" title="" cropleft="5844f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image062.jpg" alt="DSCN6318.JPG" shapes="Picture_x0020_48" align="left" height="424" hspace="12" width="289" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_50" spid="_x0000_s1049" type="#_x0000_t75" alt="DSCN6321.JPG" style="'position:absolute;margin-left:205.1pt;margin-top:19.9pt;width:221.3pt;" wrapcoords="-73 0 -73 21551 21600 21551 21600 0 -73 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image063.jpg" title="" cropleft="7418f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image064.jpg" alt="DSCN6321.JPG" shapes="Picture_x0020_50" align="left" height="437" hspace="12" width="295" /><!--[endif]--><!--[if gte vml 1]><v:shape id="_x0000_s1046" type="#_x0000_t75" alt="DSCN6323.JPG" style="'position:absolute;" wrapcoords="-80 0 -80 21555 21600 21555 21600 0 -80 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image065.jpg" title="" cropleft="13384f" cropright="3530f"> <w:wrap type="tight"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image066.jpg" alt="DSCN6323.JPG" shapes="_x0000_s1046" align="left" height="485" hspace="12" width="270" /><!--[endif]--><span style="font-size: 12pt; line-height: 115%; font-family: "Times New Roman"; color: black;"><o:p></o:p></span></p> <p class="MsoNormal" style="border: medium none ; padding: 0cm; margin-bottom: 0.0001pt; text-align: center; line-height: normal;" align="center"><br /><span style="font-size: 18pt; font-family: "Times New Roman";"><st1:city st="on"><st1:place st="on"></st1:place></st1:City><o:p></o:p></span></p> </div>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-13181520951676589082010-04-22T23:41:00.001-07:002010-04-22T23:41:58.805-07:00Bahasa Indonesia - Kerangka Cerpen<p class="MsoNormal" style="text-align: center;" align="center"><b><span style="">KERANGKA CERPEN<o:p></o:p></span></b></p> <p class="ListParagraph" style="text-indent: -18pt;"><!--[if !supportLists]--><span style=""><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="">Urutan peristiwa dan alur cerita<o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; width: 458.45pt; margin-left: 36pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="611"> <tbody><tr style=""> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 26.1pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">No<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 155.95pt;" valign="top" width="208"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">Rangkaian Peristiwa<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 276.4pt;" valign="top" width="369"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">Urutan peristiwa dalam Penyajian Cerpen<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.1pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">1.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 155.95pt;" valign="top" width="208"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Mengingat masa kecil<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 276.4pt;" valign="top" width="369"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Pagi, disekolah, memandang keluar jendela kelas, mengigat masa kecil yang lucu, lingkungan masih banyak pepohonan, bermain dipekarangan depan rumah.<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.1pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">2.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 155.95pt;" valign="top" width="208"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Kebiasaan pulang sekolah<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 276.4pt;" valign="top" width="369"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Pulang seklah dengan teman jalan kaki, udara sejuk, jarang ada jalan beraspal, kiri kanan masih banyak pepohonan, mencuci tangan, ganti baju, bermain dipekarangan. <o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.1pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">3.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 155.95pt;" valign="top" width="208"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Teringan bermain kuda lumping<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 276.4pt;" valign="top" width="369"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Bermain kuda lumping, memakai kuda kudaan. Ditertawai tetangga hingga aku menangis.<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.1pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">4.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 155.95pt;" valign="top" width="208"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Di sadarkan teman<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 276.4pt;" valign="top" width="369"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Di senggol teman sebangku di kelas, melanjutkan pelajaran, mengenang teman masa kecil yang hilang. <o:p></o:p></span></p> </td> </tr> <tr style=""> <td colspan="3" style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 458.45pt;" valign="top" width="611"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Kesimpulan = Jadi alur yang digunakan adalah alur campuran, meliputi alur maju-mundur-maju. <o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="ListParagraph"><span style=""><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt;"><!--[if !supportLists]--><span style=""><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="">Tokoh dan perwatakan cerpen<o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; width: 458.45pt; margin-left: 36pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="611"> <tbody><tr style=""> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 26.5pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">No.<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 198.25pt;" valign="top" width="264"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">Tokoh<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 233.7pt;" valign="top" width="312"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">Watak<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.5pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">1.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 198.25pt;" valign="top" width="264"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Aku<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 233.7pt;" valign="top" width="312"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Usil, suka melamun, suka berhayal, baik hati.<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.5pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">2.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 198.25pt;" valign="top" width="264"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Teman sekolah<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 233.7pt;" valign="top" width="312"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Baik hati, usil.<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.5pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">3.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 198.25pt;" valign="top" width="264"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Ibu<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 233.7pt;" valign="top" width="312"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Baik hati, sabar.<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 26.5pt;" valign="top" width="35"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">4.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 198.25pt;" valign="top" width="264"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Tetangga<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 233.7pt;" valign="top" width="312"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Lucu, baik hati.<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="ListParagraph"><span style=""><o:p> </o:p></span></p> <p class="ListParagraph" style="text-indent: -18pt;"><!--[if !supportLists]--><span style=""><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="">Latar Cerita Pendek<o:p></o:p></span></p> <table class="MsoNormalTable" style="border: medium none ; width: 451.35pt; margin-left: 36pt; border-collapse: collapse;" border="1" cellpadding="0" cellspacing="0" width="602"> <tbody><tr style=""> <td style="border: 1pt solid black; padding: 0cm 5.4pt; width: 19.2pt;" valign="top" width="26"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">1.<o:p></o:p></span></p> </td> <td style="border-style: solid solid solid none; border-color: black black black -moz-use-text-color; border-width: 1pt 1pt 1pt medium; padding: 0cm 5.4pt; width: 432.15pt;" valign="top" width="576"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Sekolah SMA<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 19.2pt;" valign="top" width="26"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">2. <o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 432.15pt;" valign="top" width="576"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><st1:place st="on"><st1:city st="on"><span style="">Sekolah</span></st1:City><span style=""> <st1:state st="on">SD</st1:State></span></st1:place><span style=""><o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 19.2pt;" valign="top" width="26"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">3.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 432.15pt;" valign="top" width="576"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Rumah<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 19.2pt;" valign="top" width="26"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">4.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 432.15pt;" valign="top" width="576"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Pekarangan<o:p></o:p></span></p> </td> </tr> <tr style=""> <td style="border-style: none solid solid; border-color: -moz-use-text-color black black; border-width: medium 1pt 1pt; padding: 0cm 5.4pt; width: 19.2pt;" valign="top" width="26"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; text-align: center; line-height: normal;" align="center"><span style="">5.<o:p></o:p></span></p> </td> <td style="border-style: none solid solid none; border-color: -moz-use-text-color black black -moz-use-text-color; border-width: medium 1pt 1pt medium; padding: 0cm 5.4pt; width: 432.15pt;" valign="top" width="576"> <p class="ListParagraph" style="margin: 0cm 0cm 0.0001pt; line-height: normal;"><span style="">Jalan menuju sekolah<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="ListParagraph"><span style=""><o:p> </o:p></span></p> <p class="MsoNormal"><span lang="IN"><o:p> </o:p></span></p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-5018600694631693032010-04-22T23:38:00.000-07:002010-04-22T23:40:50.946-07:00Bahasa Indonesia - Cerpen<p class="MsoNormal" style="text-align: center;" align="center"><b><span style="">CERPEN<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size: 22pt; line-height: 115%; font-family: "Bauhaus 93";">Teman yang hilang<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style=""><span style=""> </span>Cerita ini bermula dari dalam kelas. Aku biasa disapa Indah. Sekarang aku duduk di bangku kelas 2 SMA NEGERI 2 Malang. Seperti biasa, aku duduk dikelas di sisi pojok depan, dekat jendela yang menghadap ke koridor luar ruang kelas. Manfaatnya, bila bosan melihat papan yang penuh dengan catatan, bisa melihat keluar melihat awan dan pemandangan di pekarangan sekolah.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style=""><span style=""> </span>Bel masuk pelajaran usai tinggal beberapa menit lagi, aku sudah merapikan meja tempat aku belajar di kelas, lalu melihat awan yang dihiasi beberapa burung yang lalu lalang. Tiba tiba aku terhanyut dengan lamunanku, perlahan tergambar masa kecilku. Saat kecil dulu, tepatnya saat di Sekolah Dasar, aku selalu berangkat dan pulang sekolah bersama teman – teman dengan jalan kaki. Pemandangan kanan kiri jalan masih tersa alami. Jalan masih basah, pohon – pohon masih utuh dan tak ada satupun yang ditebangi. Rumah para penduduk luas dengan tanaman di pekarangan. Semuanya terasa guyub. Jarang ada kendaraan perasa yang lalu lalang. Mungkin hanya truk pengangkut sayuran, buah – buahan, dan pengangkut ikan. Terlihat kebiasaan sekolah bersama teman, saling jemput dari satu teman ke lainnya.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Kebiasaan pulang sekolah juga sama, bersama teman dan menunggu di depan gerbang sekolah. Teringat aku, dan dua teman baikku, Icha dan Rani. Kami bersama selama kurang lebih empat tahun. Walaupun berbeda latar belakang pendidikan dan pekerjaan orangtua, kita tidak pernah mempermasalahkan. Jika diantara kami yang dalam keadaan lebih pun, kami selalu membagi, dan selalu bersama dalam membawa bekal, dan bacaan sekolah. Kami selalu belajar bersama di sore hari. Dan setiap pulang sekolahpun, kami juga bersama sama. Melewati jalan yang sama saat kami berangkat dan membicarakan kegiatan yang menggembirakan di kegiatan sekolah tadi. Walaupun siang hari, keadaan udara masih sejuk. Tidak sepanas sekarang, karena dijalan raya, masih banyak pohon yang rindang dan kanopinya melindungi dari terik matahari.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Kebiasaan pulang sekolah, setelai sampai rumah dan mencium tangan ibu, aku langsung cuci tangan. Itu sudah menjadi kebiasaan, ganti baju, lalu makan siang. Biasanya teman- temanku yang disekitar rumah atau dua temanku menjemputku untuk bermain di pekarangan rumahnya. Bermain apa saja, mulai masak – masakan, gobak sodor, engklek,lompat tali, tekongan, dll. Kami biasanya usai saat waktu shalat dhuhur menjelang.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Teringat saat – saat bermain bersama teman kecil, tepatnya tetangga depan rumahku. Au dulu pernah bermain kuda lumping. Udanya berasal dari anyaman bambu, lalu diwarna yang biasanya dengan cat, dan dibentuk seperti pola kepala kuda. Saat hampir usai makan siangku, tiba tiba aku mendengar suara ketok pintu, ibuku beranjak dan membukanya.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">“Indah..indah..”. Suara temanku dari depan rumah. Dan lainnya di belakangnya.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”oh,Ada apa? Indahnya didalam”. Jawab ibuku ramah sambil membuka pintu.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”<i style="">Bulek,</i>Indahnya ada? Main di pekarangan”. Jawab temanku, mendengar suara temanku , akulangsung lari ke depan pintu.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”Ya, bu ya, boleh ya..” Pintaku sambil menarik daster ibuku.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”Ya, boleh..jangan sore sore..” Kata ibuku sambil tersenyum dan mengelus – elus kepalaku.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”Horree..” Ucapku dan teman – temanku gembira.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”Ya sudah, sana..”<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”Assalamu’alaikum bu..”<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”Wa’alaikum salam” Ibuku melihatku dari kejauhan, lalu menutup pintu.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style=""><span style=""> </span>Aku dan teman – temanku menyusul ke temanku, tepatnya tetannga sebelah. Kami juga melakukan percakapan yang sama dengan ibunya. Kami menuju pekarangan depan rumah salah satu temanku, lalu dipinjami kuda – kudanya yang katanya baru beli. Kami bernyanyi dan kejar kejaran lalu bernyanyi lagu yang diajarkan di sekolah, dan membentuk lingkaran. Kami tertawa bersama, hingga orang – orang yang melewati ruma temanku melihat kami bermain dan ikut tertawa.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Semuanya duduk kelelahan, dan kami melihat ibu temanku datang membawa minuman. Aku berdiri dan mengayunkan tanganku kearah ibunya temanku, dan menggerakan kuda –kudaku. Aku menari mengikuti gaya orang yang menari kuda lumping di vestifal kemarin. Aku tidak menyangka jika gerakanku membuat tetanggaku yang melihat tertawa. Aku melihat teman – temanku juga menertawaiku. Aku terdiam, lalu menangis, aku malu. Teman – teman semakin menertawaiku, aku melihat teman – temanku dengan pandangan tertawa setengah menangis. Semua orang yan g melihatku juga ikut tertawa.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">“Sudahlah, jangan menangis, lanjutkan saja mainmu..”. Kata ibu temanku seraya menghampiriku.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="">”Hehhe.. iya hiks,hiks, iya bu.”. Akau mengambil kuda – kuda lalu duduk, dan ikut minum es campur yang disediakan ibunya temanku.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Lamunanku semakin suram, aku tak sadar jika melamun hampir setengah jam. Datanglah teman sebangkuku, dia menyenggol pundakku hingga aku benar – benat tersadar. Aku tersenyum pada temanku lalu mulai mencari dan membuak catatanku. Aku mengingat mereka sudah berbeda dari yang dulu. Kami terpisah sejak SMP, aku tetap mengingat mereka sebagai teman baik, teman baik yang hilang.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-86906756453034828472010-04-22T23:33:00.002-07:002010-04-22T23:38:01.845-07:00Kesenian - Kritik Seni<p class="MsoNormal" style="margin-bottom: 0.0001pt;"><o:p> </o:p></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;" align="center"><b style=""><span style="line-height: 115%;font-size:12;" >MEJA OTOMATIS KURSI<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-indent: 18pt;"><b style="">DESKRIPSI<o:p></o:p></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini adalah sebuah kursi dan bisa digunakan sebagai meja yang berkaki besi berbentuk pipa dan alas kaki di gabungkan dengan sambungan besi yang seakan akan menjadi rusuk segi empat. Tumpuan duduk yang bisa digunakan sebagai alas meja berbentuk segi empat, mirip sebuah balok. Tinggi meja ini bias di sesuaikan, antara 75cm – 100 cm, supaya bias nyaman di jangkauan kaki.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini terbuat dari dua bahan, kayu dan besi. Sebagai meja <span style=""> </span>yang bisa digunakan sebagai kursi, dibuat dengan cara kayu dihaluskan, lalu membuat kerangka seperti meja yang mempunyai kolong tanpa kaki. Diatas balok tersebut di sambungkan sebuah papan lagi yang berkaki dengan cara diberi engsel pada salah satu tepi balok. </p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Sebagai kaki, mempergunakan besi yang berbentuk pipa, yang di tempel atau disambung di bagian bawah balok kayu tersebut dengan cara di mur atau diberi penyandar supata tidak lepas. Ujung alas kaki tersebut disambung kembali dengan besi yang berbentuk pipa sehingga terlihat menyatu dengan cara di las.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Balok kayu tersebut di cat dengan cat kayu, lalu di lapisi varnish supaya balok terlihat mengkilap. Dan di kolong balok tersebut diberi penutup dan diberi engsel di atas sisi kolong. Sehingga terlihat kolongnya jika tutup tersebut dibuka dengna cara didorong ke atas.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini mirip seperti pola rangka trapesium, dan diatas rangka ditutup denga sisi yang berupa balok kayu tersebut. Rangka trapezium berupa besi yang berbentuk pipa.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify;"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify;"><b style="">ANALISIS BENTUK<o:p></o:p></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Dari benda ini yang terlihat adalah sebuah balok kayu yang di sangga oleh pipa besi. Dan jika engsel balok dibuka, terlihat kontur balok yang berlapis. Kontur tersebut dipertajam dengan warna balok kayu yang campuran antara coklat dan kontur serat kayu yang hitam. Dan jika bertemu cahaya, akan mengkilap, karena efek dari varnish.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini di desain sebagai interior diruangan minimalis, yang tidak banyak bahan yang dibutuhkan, namun kuat dan multifungsi, seperti desain kriya minimalis.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Terdapat efek mengkilap pada lapisan luar balok, yang didukung oleh pantulan cahaya ke kaki besi tersebut sehingga nampak kesan natural dan praktis.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Unsure unsur yang terdapat di benda ini memadukan antara bahan <st1:city st="on"><st1:place st="on">baku</st1:place></st1:city> kuno, yaitu kayu. Dan bahan <st1:city st="on"><st1:place st="on">baku</st1:place></st1:city> modern, besi. Keduanya dipadukan dan menghasilkan suatu keslarasan sendiri. Yang multifungsi, dan tidak memerlukan biaya atau tenaga yang banyak.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Warna benda ini sangat menekankan pada bahan <st1:city st="on">baku</st1:city> balok, karena biasanya yang menjadi pusat perhatian pada interiornaya adalah bahan yang umum terdapat di masyarakat, bahan <st1:city st="on"><st1:place st="on">baku</st1:place></st1:city> utama kursi adalah kayu.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Ruang kosong pada benda ini adalah kolong yang digunakan sebagai tempat menyimpan buku, atau barang barang lainnya. Dan dapat terlihat saat penutup kolong tersebut dibuka.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Jika di ulas secara mendalam, benda ini mungkin terlihat tidak biasa. Dan akan nampak saat sisi atas balok tersebut dibuka, akan nampak seperti kursi yang mempunyai sandaran punggung, yang dibawahnya ada kolong.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Hal itu akan memancing sebuah pertanyaan, “apakah itu kursi?” pasti pertanyaan pada benda ini menanyakan sebuah fungsi dari benda ini. Jika engsel sisi atas balok dibuka, akan member kesan bahwa benda ini adalah kursi, namun apabila di tutup, maka member kesan benda ini adalah meja.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Jika dipadukan dengan benda yang sama tapi ketinggiannya berbeda, lalu yang lebih pendek engsel sisi atasnya dibuka, maka akan memberi arti sendiri. Bahwa benda ini adalah suatu seni kriya sebuah meja dan kursi, atau sebaliknya sebuah meja kursi yang berseni, dilihat dari cara mendesain tumpuan duduk dan balok meja.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini saat digunakan setting dimanapun, akan menimbulkan suasana natural, santai, praktis, dan bisa digunakan lebih dari satu fungsi. Karena selain tidak banyak makan tempat, juga ringan dibawa jika ingin dipindahkan.</p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-align: justify;"><o:p> </o:p></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 18pt;"><b style="">INTERPRETASI<o:p></o:p></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini menimbulkan sebuah arti bahwa suatu balok jika dikreasikan akan menimbulkan banyak arti fungsinya. Dari segi tatanan, warna, ataupun di <i style="">mix</i> dengan bahan/benda yang lain.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Yang terpikirkan adalah sebuah seni terapan, yang dibuat dan dikerjakan oleh desainer yang sangat kreatif.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini tidak menimbulkan efek yang berbahaya, sehingga saat kita melihat benda ini, terkesan tanggapan untuk mencoba menggunakan dan melihat apa saja di dalamnya.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Benda ini di buat karena pengaruh dari sikap manusia yang menuntut segalanya bisa multifungsi, pemakaiann dan pembuatannya tidak ribet, dan digunakan dengan mudah.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Desainer yang merancang dan membuat ini mempunyai jiwa seni dan kreatif yang unik, karena selain benda ini mirip dengan rusuk sebuah bangun, bahan bahannya pun terbuat dari bahan yang tahan lama, ringan, dan mudah perawatan dan pembersihannya.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;"><span style=""> </span>Pengartian makna dari benda ini memang bermula dari cara pandang orang yang melihat benda ini, terkesan aneh, unik, dan menggelitik.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Dari cara penggarapannya sendiri, menghaluskan kayu merupakan suatu cara yang berseni, menghasilkan estetika tertentu. Dan membuat besi berbentuk pipa, memerlukan suatu cara dengan teknologi tinggi, hingga menghasilkan suatu bendan yang berbentuk lain.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Seni membuat benda ini juga menjalar ke banyak hal, dari cara mendesain pola/kerangka supaya yang melihat bisa tertarik, pewarnaan, dan fungsinya saat benda tersebut dimasukkan dalam kategori multifungsi dan terdapat kesan estetis.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Terdapat kesan yang beda dari meja kursi yang lain, serta bisa digunakan di sekolah sekolah di <st1:country-region st="on"><st1:place st="on">Indonesia</st1:place></st1:country-region> yang berlahan kecil dan di ruangan semi <i style="">outdoor</i>. Ketdapat kesan simpel, jika dalam bahasa jawa “<i style="">gak nyupek-nyupek I<span style=""> </span>panggen</i>”.</p> <p class="ListParagraph" style="margin-bottom: 0.0001pt; text-indent: 24.55pt;"><o:p> </o:p></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 18pt;"><b style="">EVALUASI<o:p></o:p></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Dari benda ini dapat di ambil manfaatnya selain sebagai kursi dan meja, juga bisa digunakan sebagai alat memanjat. Dari segi pewarnaan juga mencitrakan khas bahan <st1:city st="on"><st1:place st="on">baku</st1:place></st1:city> meja dan kursi sebenarnya,tidak norak, bisa dipakai di acara apapun dan di <i style="">mix</i> dengan benda lain, seperti hiasan bunga, kain, dll.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Perbandingan dengan kursi lain, kalau dari segi ukuran memang benda ini bisa di sesuaikan dengan kebutuhan dan keinginan kita dan tidak makan tempat terlalu banyak, seperti kursi plastik pad umumnya. Jika ditumpuk tidak member efek memakan <i style="">space</i> terlalu banyak, karena pada kaki atau penyangga berupa besi yang berbentuk pipa, besi walaupun kecil tapi kokoh dan tidak mudah patah. Serta dari segi fungsi, benda ini punya nilai <i style="">plus</i>lain, yaitu terdapat kolong yang bisa menyimpan benda dan member kesan multifungsi. Dari desain pun unik, berbeda dengan meja dan kursi pada umumnya.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Manfaatnya bisa menjadi benda yang multifingsi jika sebagai interior dihunian minimalis yang sebagai salah satu seni kriya yang sangat pesat perubahan dan desainnya. Serta jika di gabung dengan seni lain, misalnya terdapat ukiran di besi penyangga, akan menimbulkan kesan <i style="">wa, </i>dan menjadikan nilai plus dan harga sendiri di benda ini.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;">Jika melihat keadaan <st1:country-region st="on"><st1:place st="on">Indonesia</st1:place></st1:country-region> yang kaya akan SDA, dan dengan kreatifitas untuk mengubah alam menjadi hal yang bisa di manfaatkan, maka dalam satu aspek pun bisa menimbulkan banyak respek positif dan bermanfaat bagi banyak hal. Kita harus mengembangkan jiwa kreatif kita, agar bisa mengolah suatu barang remeh bisa bermanfaat banyak. Dan lebih menghargai jiwa seni yang tumbuh pada orang lain.</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: justify; text-indent: 24.55pt;"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><span style="line-height: 115%;font-family:Hairpin-Normal;font-size:18;" >KRITIK SEN1I tERAPAN<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><b style=""><span style="line-height: 115%; color: rgb(29, 27, 17);font-family:DriftType;font-size:28;" >Meja</span></b><b style=""><span style="line-height: 115%; color: rgb(74, 68, 42);font-family:DriftType;font-size:28;" > </span></b><b style=""><span style="line-height: 115%; color: rgb(74, 68, 42);font-family:DigifaceWide;font-size:28;" >Otomatis</span></b><b style=""><span style="line-height: 115%; color: rgb(74, 68, 42);font-family:DriftType;font-size:28;" > Kursi<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><span style=""><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" spt="75" preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"> <v:f eqn="sum @0 1 0"> <v:f eqn="sum 0 0 @1"> <v:f eqn="prod @2 1 2"> <v:f eqn="prod @3 21600 pixelWidth"> <v:f eqn="prod @3 21600 pixelHeight"> <v:f eqn="sum @0 0 1"> <v:f eqn="prod @6 1 2"> <v:f eqn="prod @7 21600 pixelWidth"> <v:f eqn="sum @8 21600 0"> <v:f eqn="prod @7 21600 pixelHeight"> <v:f eqn="sum @10 21600 0"> </v:formulas> <v:path extrusionok="f" gradientshapeok="t" connecttype="rect"> <o:lock ext="edit" aspectratio="t"> </v:shapetype><v:shape id="Picture_x0020_1" spid="_x0000_i1025" type="#_x0000_t75" alt="G:\1nduth ngeckrik\tugas\stor-chair.jpg" style="'width:321.75pt;height:398.25pt;"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image001.png" title="" cropright="-7634f"> <o:lock ext="edit" aspectratio="f"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image002.gif" alt="G:\1nduth ngeckrik\tugas\stor-chair.jpg" shapes="Picture_x0020_1" height="531" width="429" /><!--[endif]--></span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt;"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center">Dibuat sebagai Tugas Mata Pelajaran SENI BUDAYA</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center">Oleh:</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 7cm;">Nama<span style=""> </span>: indah ashlachal ummah</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 7cm;"><st1:city st="on"><st1:place st="on">NIS</st1:place></st1:city> <span style=""> </span><span style=""> </span>: 15024</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 7cm;">Kelas <span style=""> </span>: 11 SOS 1</p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><o:p> </o:p></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt;"><o:p> </o:p></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt;"><o:p> </o:p></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt; font-weight: bold;" align="center"><span style="line-height: 115%;font-size:130%;" >Sekolah Mengengah Atas Negeri 2 <st1:city st="on"><st1:place st="on">Malang</st1:place></st1:city><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><span style="line-height: 115%;font-size:18;" ><span style="font-weight: bold;font-size:130%;" >Jl. Laks. Martadinata 84 <st1:city st="on"><st1:place st="on">Malang</st1:place></st1:city></span><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 18pt; text-align: center; text-indent: 24.55pt;" align="center"><!--[if gte vml 1]><v:shape id="_x0000_s1027" type="#_x0000_t75" alt="G:\1nduth ngeckrik\tugas\stor-chair.jpg" style="'position:absolute;left:0;" wrapcoords="-111 0 -111 21544 21567 21544 21567 0 -111 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image003.jpg" title="stor-chair" croptop="2383f" cropleft="2403f" cropright="33244f" blacklevel="3277f"> <w:wrap type="through"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image004.jpg" alt="G:\1nduth ngeckrik\tugas\stor-chair.jpg" shapes="_x0000_s1027" align="left" height="592" hspace="12" width="389" /><!--[endif]--><!--[if gte vml 1]><v:shape id="Picture_x0020_2" spid="_x0000_s1026" type="#_x0000_t75" alt="G:\1nduth ngeckrik\tugas\stor-chair.jpg" style="'position:absolute;left:0;text-align:left;margin-left:294pt;" wrapcoords="-132 0 -132 21544 21578 21544 21578 0 -132 0"> <v:imagedata src="file:///C:\DOCUME~1\siswa\LOCALS~1\Temp\msohtml1\01\clip_image003.jpg" title="stor-chair" croptop="4369f" cropbottom="5958f" cropleft="43654f" cropright="5012f" blacklevel="3277f"> <w:wrap type="through"> </v:shape><![endif]--><!--[if !vml]--><img src="file:///C:/DOCUME%7E1/siswa/LOCALS%7E1/Temp/msohtml1/01/clip_image005.jpg" alt="G:\1nduth ngeckrik\tugas\stor-chair.jpg" shapes="Picture_x0020_2" align="left" height="768" hspace="12" width="326" /><!--[endif]--><span style="line-height: 115%;font-size:18;" ><o:p></o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p> <p class="MsoNormal"><span style="line-height: 115%;font-size:18;" ><o:p> </o:p></span></p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-45799770257821341372010-04-22T23:33:00.001-07:002010-04-22T23:33:32.293-07:00Anxiety<p class="MsoNormal"><span style="">Generalized anxiety<br />disorder (GAD/anxiety) adalah kebiasaan yang ditandai oleh sebuah pola<br />kecemasan yang sering dan menetap dan cemas pada banyak aktifitas atau<br />kejadian<br /><br />Penyebab, kejadian, dan<br />faktor resikoGeneralized anxiety disorder (GAD) merupakan<br />kondisi umum yang dikarakterisasikan sebagai kecemasan yang berlebihan.<br />Contoh, seorang pelajar sering cemas seputar test, yang selalu selalu<br />cemas akan gagal - meskipun ia mendapat nilai yang baik – mempunyai<br />pola tipikal gangguan kecem...asan. Seseorang akan mengalami<br />kesulitan untuk mengontrol rasa cemasnya. Situasi kehidupan yang penuh<br />stress, berada di lingkungan stress, bisa menyumbang GAD.Gangguan<br />ini bisa dimulai kapan saja dalam kehidupan, termasuk saat masih kecil.<br />Banyak orang melaporkan bahwa mereka mengalaminya sudah lama sejauh<br />yang dapat mereka ingat. GAD terjadi lebih sering pada wanita daripada<br />pria.<br /><br />Gejala-gejala (Symptoms)Kecemasan<br />sering berhubungan dengan symptom berikut:· Kegelisahan·<br />Mudah merasa lelah· Sulit berkonsentrasi· Mudah marah·<br />ketegangan pada otot – gemetar, sakit kepala· kesulitan tidur<br />(baca juga kesulitan tidur)· keringat yang berlebihan, palpitasi,<br />sesak nafas, dan variasi symptom gastrointestinal<br /><br />apakah anda termasuk dlm gejala2 d'atas ??? <o:p></o:p></span></p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-4777535456170251302010-04-22T23:31:00.000-07:002010-04-22T23:32:32.911-07:00Bahasa Indonesia - Analisis Novel<p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR">BAB 1<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR">PENDAHULUAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-indent: -54pt; line-height: 150%;"><b><span style="" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 54pt; text-indent: -54pt; line-height: 150%;"><!--[if !supportLists]--><b><span style="" lang="FR"><span style="">A.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">LATAR BELAKANG<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; line-height: 150%;"><b><span style="font-size: 8pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 45pt; line-height: 150%;"><span style="" lang="FR">Indonesia adalah negara yang dikenal dengan bermacam macam Bahasa Daerah, keanekaragaman adat, tradisi daerah, dan budaya. Pada zaman dahulu, masyarakat indonesia sering menceritakan asal usul nama tempat atau daerah dengan sebuah dongeng atau legenda secara turun temurun. Sehingga banyak sekali dongeng-dongeng di setiap daerah di Indonesia.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 45pt; line-height: 150%;"><span style="" lang="FR">Tetapi dikarenakan budaya pengaruh budaya Indonesia, dimasuki budaya barat, saat ini jarang sekali generasi muda yang tidak tahu, bahkan melupakan cerita-cerita di daerahnya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 45pt; line-height: 150%;"><span style="" lang="FR"><span style=""> </span>Novel <b><i>”Cerita Calon Arang”</i></b> <span style=""> </span>adalah salah satu novel yang isinya legenda di Indonesia. Pada kesempatan kali ini, Novel <b><i>”Cerita Calon Arang” </i></b>di gunakan sebagai novel yang akan dianalisis isinya. Novel ini menceritakan tentang seorang wanita yang jahat dan sangat merugikan banyak orang di daerahnya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 45pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 45pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 54pt; text-indent: -54pt; line-height: 150%;"><!--[if !supportLists]--><b><span style="" lang="FR"><span style="">B.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">RUMUSAN MASALAH</span></b><b><span style="" lang="FI"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; line-height: 150%;"><b><span style="font-size: 8pt; line-height: 150%;" lang="FI"><span style=""> </span><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; text-indent: -27pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FI">Bagaimanakah alur singkat/sinopsis</span><span style="" lang="SV"> Novel <b><i>”Cerita Calon Arang” </i></b>?<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; text-indent: -27pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Apa unsur intrinsik dari </span><span style="" lang="FR">analisis Novel <b><i>”Cerita Calon Arang”</i></b> ?</span><span style="" lang="FR"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; text-indent: -27pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Apa unsur ekstrinsik dari </span><span style="" lang="FR">analisis Novel <b><i>”Cerita Calon Arang”</i></b> ?</span><span style="" lang="FR"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">bagaimana resensi <span style=""> </span></span><span style="" lang="FR">Novel <b><i>”Cerita Calon Arang”</i></b> ?</span><span style="" lang="FR"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 54pt; text-indent: -54pt; line-height: 150%;"><!--[if !supportLists]--><b><span style="" lang="FR"><span style="">C.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">TUJUAN</span></b><b><span style="" lang="FI"><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; line-height: 150%;"><b><span style="font-size: 8pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; text-indent: -27pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Untuk mengetahui alur singkat/sinopsis</span><span style="" lang="FR"> Novel <b><i>”Cerita Calon Arang”.</i></b><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Untuk mengetahui unsur intrinsik dari </span><span style="" lang="FR">analisis Novel <b><i>”Cerita Calon Arang”</i></b>.</span><span style="" lang="FR"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Untuk mengetahui unsur ekstrinsik dari </span><span style="" lang="FR">analisis Novel <b><i>”Cerita Calon Arang”</i></b>.</span><span style="" lang="FR"><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">4.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Untuk mengetahui resensi </span><span style="" lang="FR">Novel <b><i>”Cerita Calon Arang”</i></b>.</span><span style="" lang="FR"><o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR">BAB II<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR">PEMBAHASAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-indent: -54pt; line-height: 150%;"><b><span style="" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="" lang="FR"><span style="">A.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">SINOPSIS</span></b><span style="" lang="FR"><o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="" lang="FR"><span style=""> </span></span><span style="color: black;">Setting cerita adalah Jawa timur sekitar tahun 1100. <st1:city st="on">Ada</st1:City> sebuah kerajaan bernama <st1:city st="on"><st1:place st="on">Kediri</st1:place></st1:City> (dulu Daha) yang diperintah oleh Prabu Erlangga. <a href="http://id.shvoong.com/tags/di/"><span style="color: black;">Di</span></a> bawah pemerintahan Erlangga rakyat hidup makmur sejahtera sampai ke desa desa.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Di desa Girah ada seorang janda bernama Calon Arang. <a href="http://id.shvoong.com/tags/dia/"><span style="color: black;">Dia</span></a> memiliki seorang anak perempuan cantik bernama Ratna Manggali. Calon Arang adalah seorang dukun yang terkenal sakti tapi jahat sehingga dia ditakuti oleh masyarakat. Karena itu sampai usia patut kawin Ratna Manggali belum dilamar orang. Akibatnya Calon Arang menjadi marah <a href="http://id.shvoong.com/tags/kepada/"><span style="color: black;">kepada</span></a> masyarakat <a href="http://id.shvoong.com/tags/dan/"><span style="color: black;">dan</span></a> bertekad membalas dendam.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Suatu hari dia memuja Batari Durga untuk meminta agar dia bisa menyebarkan penyakit kepada masyarakat untuk membunuh sebanyak banyaknya orang. Batari Durga setuju asal jangan sampai mengenai ibu <st1:city st="on"><st1:place st="on">kota</st1:place></st1:City>. Tenung disebarkan menjadi <a href="http://id.shvoong.com/tags/wabah/"><span style="color: black;">wabah</span></a> penyakit yang menelan banyak korban. Kematian terjadi di mana mana. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Keganasan Calon Arang semakin meluas akibatnya rakyat makin takut dan sengsara. Akhirnya berita buruk itu sampai kepada raja. Beliau lalu memutuskan mengirim pasukan untuk menumpas Calon Arang di Girah. Sayang serangan pasukan kerajaan <a href="http://id.shvoong.com/tags/dengan/"><span style="color: black;">dengan</span></a> mudah dipatahkan oleh Calon Arang bahkan kepala pasukan mati. Setelah itu serangan wabah semakin ganas.<br />Raja lantas memanggil para penasehatnya. Pendeta penasehat mengatakan bahwa hanya ada satu orang yang mampu mengatasi masalah ini yaitu <a href="http://id.shvoong.com/tags/empu/"><span style="color: black;">empu</span></a> Baradah yang tinggal di desa Lemah Tulis. Dia adalah seorang pendeta berilmu tinggi dan penolong. Dia menyanggupi perintah raja untuk memadamkan wabah dan menaklukkan Calon Arang.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Empu Baradah menyarankan agar Ratna Manggali dikawinkan dengan muridnya yang bernama Empu Bahula. Empu Bahula lantas melamar Ratna Manggali. Pesta perkawinan dilaksanakan dengan sangat meriah. Setelah menikah Empu Bahula mulai menyelidiki kelemahan Calon Arang. Ratna Manggali mengungkapkan bahwa ibunya punya sebuah kitab rahasia sumber kesaktiannya. Ketika Calon Arang lengah kitab itu diambil lalu diserahkan kepada Empu Baradah. Sebenarnya kalau Calon Arang melaksanakan ilmunya dengan benar dia akan sangat berjasa kepada masyarakat dengan ilmunya. Setelah tahu rahasia ilmunya Empu Baradah mendatangi tempat tempat yang terkena wabah dan menyembuhkan mereka dengan mantra mantranya. Akhirnya dia bertemu dengan Calon Arang. Bentrokan terjadi dan Calon Arang mati. Rakyat terbebas dari wabah penyakit dan hidup dalam kemakmuran dan kebahagiaan kembali.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><b><span style="color: black;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="" lang="FR"><span style="">B.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="" lang="FR">AMANAT/NASEHAT<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63.8pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Kita tidak boleh bertindak egois<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63.8pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Masih ada yang lebih semprna dari kita<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63.8pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Kebenaran pasti menang<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63.8pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Jika ingin bertindak, harus dipikir berkali kali resikonya. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63.8pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b><span style="" lang="FR"><span style="">C.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">UNSUR INTRINSIK<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="" lang="FR">Tema<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-indent: 36pt; line-height: 150%;"><span style="" lang="FI">Tema Novel ‘’Cerita Calon Arang’’ ini mengangkat tema kerakyatan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-indent: 36pt; line-height: 150%;"><span style="" lang="FI"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 63pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="" lang="FR">Alur<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="" lang="FR">Alur Novel ‘’Cerita Calon Arang’’ ini menggunakan alur maju. Karena menceritakan perkembangan masalah dan penyelesaian konflik, diceritakan secara runtun.<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><b><span style="color: black;">Prolog<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Pada mulanya suasana di wilayah <a href="http://id.wikipedia.org/w/index.php?title=Kerajaan_Daha&action=edit&redlink=1" title="Kerajaan Daha (halaman belum tersedia)"><span style="color: black; text-decoration: none;">Kerajaan Daha</span></a> sangat tentram. Raja di Daha bernama <a href="http://id.wikipedia.org/wiki/Airlangga" title="Airlangga"><span style="color: black; text-decoration: none;">Airlangga</span></a>. Di <st1:city st="on"><st1:place st="on">sana</st1:place></st1:City> hidup seorang janda, yang bernama Calon Arang, yang mempunyai anak yang cantik, yang bernama Ratna Manggali. Mereka berdua tinggal di desa Girah, di wilayah Kerajaan Daha.<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><b><span style="color: black;">Awal Permasalahan<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Meskipun cantik, banyak pria di kerajaan tersebut yang tidak mau meminangnya. Ini disebabkan oleh ulah ibunya yang senang menenung. Hal ini menyebabkan kemarahan Calon Arang. Oleh sebab itulah dia membacakan mantra tulah, sehingga muncul mala-petaka dahsyat melanda desa Girah, dan pada akhirnya melanda Daha. Tulah tersebut menyebabkan banyak penduduk daerah tersebut sakit dan mati. Oleh karena tulah tersebut melanda Daha, maka Raja Airlangga marah dan berusaha melawan. Namun kekuatan Raja tidak dapat menandingi kesaktian Calon Arang, sehingga Raja memerintahkan Empu Baradah untuk melawan Calon Arang.<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><b><span style="color: black;">Siasat Empu Baradah<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: justify; text-indent: 35.45pt; line-height: 150%;"><span style="color: black;">Untuk mengalahkan Calon Arang, Empu Baradah mengambil siasat. Dia memerintahkan muridnya, Bahula, untuk meminang Ratna Manggali. Setelah menjadi menantu Calon Arang, maka Bahula mendapatkan kemudahan untuk mengambil buku mantra Calon Arang dan diberikan kepada Empu Baradah.<o:p></o:p></span></p> <p class="MsoNormal" style="line-height: 150%;"><b><span style="color: black;">Epilog<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Setelah buku kitab Calon Arang didapatkan oleh Bahula, Calon Arang pun ditaklukkan oleh Empu Baradah.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="" lang="FR">Tokoh<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="" lang="FR"><span style="">1.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="" lang="FR">Tokoh Antagonis<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="" lang="FR">Tokoh antagonis adalah tokoh atau seseorang yang berperan dalam suatu cerita, yang berwatak jahat, tidak menyenangkan, atau menakutkan. Pada Novel ‘’Cerita Calon Arang’’, tokoh antagonis tersebut meliputi :<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 54pt; text-indent: -25.65pt; line-height: 150%;"><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span><span style="" lang="FR"> <b style=""><span style="color: black;">Calon Arang<o:p></o:p></span></b></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Suka dengan kesusahan orang lain.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -2.7pt; line-height: 150%;"><span style="" lang="FR">..<i>Calon Arang ini memang buruk kelakuannya, Ia sering menganiaya sesama manusia, membunuh, merampas dan menyakiti. Calon Arang berkuasa, Ia tukang teluh dan punya banyak ilmu ajaib untuk membunuh orang.<o:p></o:p></i></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Tidak suka pada orang baik.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -2.7pt; line-height: 150%;"><i><span style="" lang="SV">..’’Aku dengar Sri Baginda pun seorang yang berbudi,’’. </span></i><span style="" lang="SV">Kata Mahisa wadana.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -2.7pt; line-height: 150%;"><i><span style="">Tetapi sebelum selesai ucapannya Calon Arang membentak:<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -2.7pt; line-height: 150%;"><i><span style="">‘’Diam, kalian!’’<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -2.7pt; line-height: 150%;"><i><span style="">Ia tak suka pada orang yang dianggap orang yang berbudi.hatinya jadi iri bila mendengar itu. Karena itu,ia marah.. <o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style=""><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="">Sayang pada anaknya<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; line-height: 150%;"><i><span style="">Walaupun sang ibu seorang jahat, kepada anaknya sayang juga ia.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style=""><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="">Tidak disukai banyak orang<i><o:p></o:p></i></span></p> <p class="MsoNormal" style="margin: 0cm 0.9pt 0.0001pt 2cm; text-align: justify; line-height: 150%;"><i><span style="">Lama lama marahlah Calon Arangkarena tak banyak orang yang suka padanya..<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><b style=""><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span></b><b style=""><span style=""> Dewi Durga<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><span style=""><span style=""> </span>-<span style=""> </span>Ia mengabulkan semua permintaan jelek dari Calon Arang<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 54pt; text-align: justify; line-height: 150%;"><i style=""><span style="">“Ya, Paduka Dewi, berilah hamba izin untukmembangkitkan penyakit buat menumpas orang banyak-banyak”<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin-left: 54pt; text-align: justify; line-height: 150%;"><i style=""><span style="">“Itukah maksudmu, anakku?” kata Dewi Durga.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin-left: 54pt; text-align: justify; line-height: 150%;"><i style=""><span style="">“Demikianlah, Paduka Dewi,” Ujar Calon Arang.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin-left: 54pt; text-align: justify; line-height: 150%;"><i style=""><span style="">“Jangan Kau kuatirkan sesuatu apapun. Akan ku izinkan kau membangkitkan penyakit. Dan banyak sekali orang mati karenanya”<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><b style=""><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span></b><b style=""><span style=""> Ibu Tiri Wedawati<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style=""><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Tidak suka pada Wedawati</span><span style=""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; line-height: 150%;"><i style=""><span style="" lang="FR">Ibu wedawati sangat sayang pada anaknya. Berbeda sungguh sikapnya terhadap Wedawati. Ia tak suka padanya.</span></i><i style=""><span style=""><o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style=""><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Pemarah</span><span style=""><o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><i style=""><span style="" lang="FR">Ibu Wedawati memarahi semau maunya. Bukan main bingung Wedawati mendapat marah sehebat itu.</span></i><i style=""><span style=""><o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style=""><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Pilih kasih</span><span style=""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; line-height: 150%;"><i style=""><span style="" lang="FR">Sudah lama ibunya ingin Wedawati pergi dari rumah. Ia ingin agar semua kasih sayang Empu jatuh pada anak lelakinya. Karena itu, dicari cari alasan untuk memarahi Wedawati </span></i><i style=""><span style=""><o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style=""><span style="">2.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="">Tokoh Protagonis<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="">Tokoh Protagonis adalah </span><span style="" lang="FR">tokoh atau seseorang yang berperan dalam suatu cerita, yang berwatak baik, penyelesai permasalahan, dan berbuat kebaikan. Pada Novel ‘’Cerita Calon Arang’’, tokoh ptotagonis tersebut meliputi :<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><b style=""><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span></b><b style=""><span style="" lang="SV">Empu Baradah<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV">Suka Menolong<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; line-height: 150%;"><i style=""><span style="" lang="SV">Lagipula ia selalu ramahm senang menolong orang yang sengsara, dan tak pernah memnolak bila orang dayang meminta tolong.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; line-height: 150%;"><i style=""><span style="" lang="SV">Empu Baradah sungguh berebeda dengan calon arang. menolong orang adalah pekerjaan yang sangat diutamakan.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV"><span style=""> </span>Saleh<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; line-height: 150%;"><i style=""><span style="" lang="SV">Empu Baradah orang yang salehdan taat benar pada agamanya. Ia selalu bertakwa pada Dewanya<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><b style=""><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span></b><b style=""><span style="" lang="FR"> </span></b><b style=""><span style="" lang="SV">Wedawati<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV">Ramah<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; line-height: 150%;"><i style=""><span style="" lang="SV">Selain molek, ia pun ramah seperti ayahnya. Tak mau ia merugikan orang lain. Tak mau neyedihkan sesama manusia.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV">Cekatan<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 2cm; text-align: justify; line-height: 150%;"><i style=""><span style="" lang="SV">Ia sudah bekerja, cekatan pula.Semua tingkah lakunya jadi buah percakapan dan dibuat contoh oleh gadis-gadis di seluruh Lemah Tulis.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV">Sayang pada ibunya<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><i style=""><span style="" lang="SV">Ia begitu cinta pada ibunya itu. Dan ibunya begitu cinta padanya.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV">Suka menolong<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><i style=""><span style="" lang="SV">”semua manusia bersaudara satu sama lain,” pikirnya. ”karena itu, tiap orang membutuhkan pertolongan ”<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><b style=""><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span></b><b style=""><span style="" lang="SV">Erlangga<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -7.05pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV">Berbudi, Baik hati<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><i style=""><span style="" lang="SV">Yang memperintah negara itu ialah seorang Raja. Erlangga namanya. Baginda terkenal bijaksana dan berbudi.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -14.2pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="SV"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="SV">Dicintai Rakyat<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><i style=""><span style="" lang="SV">Karena ramah tamah dan sering memperlihatkan diri pada rakyat, maka baginda pun dicintai rakyatnya.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><b style=""><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span></b><b style=""><span style="" lang="SV"> Bathara/ Dewa G</span></b><b style=""><span style="" lang="FR">uru<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Memberi Petunjuk Yang baik<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><i style=""><span style="" lang="FR">‘’Berbahagialah engkau semua. Penyakit yang hendak engkau tolaksudah masanya harus dicegah. Cuma seorang saja yang kuasa melawan teluh si Calon Arang. Dan orang itu ialah si pendeta dari Lemah Tulis. Empu Baradah Namanya, seorang pertapa yang lulus dalam segala macam ilmu.’’<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 35.45pt; line-height: 150%;"><b style=""><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span></b><b style=""><span style="" lang="FR"> Kanduruan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Patuh Pada Raja<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 2cm; line-height: 150%;"><i style=""><span style="" lang="FR">Sehabis perintah Sri Baginda, kanduruan cepat cepat melompat ke atas kudanya diiringi pasukannya.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="" lang="FR"><span style="">3.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b style=""><span style="" lang="FR">Tokoh Titragonis<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 0.9pt; text-align: justify; text-indent: 36pt; line-height: 150%;"><span style="" lang="FR">Tokoh Titragonis adalah tokoh yang berperan sebagai tokoh yang netral, tidak memihak pada tokoh lain. Pada Novel ‘’Cerita Calon Arang’’, tokoh ptotagonis tersebut meliputi :<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 49.65pt; line-height: 150%;"><span style="font-family: Wingdings;" lang="FR"><span style="">«</span></span><span style="" lang="FR"> Ratna Manggali<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><i style=""><span style="" lang="FR">Menutupi dan dan menentang perbuatan ibunya<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><i style=""><span style="" lang="FR">Dia menyembunyikan keberadaan Calon Arang saat di tempat sembahyangnya. Dan menceritakan pada suaminya tentang kejelekan ibunya.<o:p></o:p></span></i></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 54pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="" lang="FR">Latar<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Dusun Girah<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Istana<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Pertapaan Empu Baradah<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Pertapaan Calon Arang<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Pertapaan Empu Kuturan<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Rumah Kepala Dusun<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Rumah Calon Arang<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="" lang="FR"><span style="">-<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Rumah Empu Baradah<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 2cm; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="" lang="FR">Sudut Pandang<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; text-align: justify; line-height: 150%;"><b><span style="" lang="FR"><span style=""> </span></span></b><span style="" lang="FR">Sudut pandang dari orang ke tiga. Memakai panggilan dia, beliau, dan mereka.<o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 45pt; text-align: justify; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b><span style="" lang="FR"><span style="">D.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">UNSUR EKSTRINSIK<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="" lang="FR">Keadaan sosial pada cerita<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-left: 42.55pt; text-align: justify; text-indent: 1cm; line-height: 150%;"><span style="" lang="FR">Keadaan ceritanya menceritakan pada suatu kerajaan yang tersdapat desa, dan kota. <o:p></o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 63pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><b><span style="" lang="FR">Tentang pengarang<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align: justify; text-indent: 33pt; line-height: 150%;"><span style="" lang="FR">Pramoedya Ananta Toer pada 1925 di Blora, Jawa Tengah. Ia dilahirkan pada situasi perang kolonial dan menghabiskan sebagian umurnya di penjara tanpa proses pengadilan di Orde Lama dan Orde Baru.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 33pt; line-height: 150%;"><span style="" lang="FR">Penjara tak membuatnya berhenti menulis. Banginya, menulis adalah tugas pribadi dan nasional. Ia sangat konsekuen pada akibatnya yang diperoleh. Karya karyanya dilarang beredar, dikarenakan ia dipenjara semangatnya untuk bebas dan keluar dari penjara ia gunakan melewati bahasa sastra.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 33pt; line-height: 150%;"><span style="" lang="FR">Katyanya lebih dari 50 karya sastra yang diterjemahkan dalam 42 bahasa. Ia mendapat penghargaan dari PBB, The PEN Freedom to write award [1998], Jepang, Norwegia, Chili, dll.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 33pt; line-height: 150%;"><span style="" lang="FR">Sampai kini, ia adalah satu-satunya wakil Indonesia yang namanya masuk dalam daftar kandidat Pemenang Nobel Sastra.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 33pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b><span style="" lang="FR"><span style="">E.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">RESENSI NOVEL<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Setting cerita adalah Jawa timur sekitar tahun 1100. Ada sebuah kerajaan bernama Kediri (dulu Daha) yang diperintah oleh Prabu Erlangga. <a href="http://id.shvoong.com/tags/di/"><span style="color: black;">Di</span></a> bawah pemerintahan Erlangga rakyat hidup makmur sejahtera sampai ke desa desa. Di desa Girah ada seorang janda bernama Calon Arang. <a href="http://id.shvoong.com/tags/dia/"><span style="color: black;">Dia</span></a> memiliki seorang anak perempuan cantik bernama Ratna Manggali. Calon Arang adalah seorang dukun yang terkenal sakti tapi jahat sehingga dia ditakuti oleh masyarakat. Karena itu sampai usia patut kawin Ratna Manggali belum dilamar orang. Akibatnya Calon Arang menjadi marah <a href="http://id.shvoong.com/tags/kepada/"><span style="color: black;">kepada</span></a> masyarakat <a href="http://id.shvoong.com/tags/dan/"><span style="color: black;">dan</span></a> bertekad membalas dendam.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Suatu hari dia memuja Batari Durga untuk meminta agar dia bisa menyebarkan penyakit kepada masyarakat untuk membunuh sebanyak banyaknya orang. Batari Durga setuju asal jangan sampai mengenai ibu kota. Tenung disebarkan menjadi <a href="http://id.shvoong.com/tags/wabah/"><span style="color: black;">wabah</span></a> penyakit yang menelan banyak korban. Kematian terjadi di mana mana. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Keganasan Calon Arang semakin meluas akibatnya rakyat makin takut dan sengsara. Akhirnya berita buruk itu sampai kepada raja. Beliau lalu memutuskan mengirim pasukan untuk menumpas Calon Arang di Girah. Sayang serangan pasukan kerajaan <a href="http://id.shvoong.com/tags/dengan/"><span style="color: black;">dengan</span></a> mudah dipatahkan oleh Calon Arang bahkan kepala pasukan mati. Setelah itu serangan wabah semakin ganas.<br />Raja lantas memanggil para penasehatnya. Pendeta penasehat mengatakan bahwa hanya ada satu orang yang mampu mengatasi masalah ini yaitu <a href="http://id.shvoong.com/tags/empu/"><span style="color: black;">empu</span></a> Baradah yang tinggal di desa Lemah Tulis. Dia adalah seorang pendeta berilmu tinggi dan penolong. Dia menyanggupi perintah raja untuk memadamkan wabah dan menaklukkan Calon Arang.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: justify; text-indent: 42.55pt; line-height: 150%;"><span style="color: black;">Empu Baradah menyarankan agar Ratna Manggali dikawinkan dengan muridnya yang bernama Empu Bahula. Empu Bahula lantas melamar Ratna Manggali. Pesta perkawinan dilaksanakan dengan sangat meriah. Setelah menikah Empu Bahula mulai menyelidiki kelemahan Calon Arang. Ratna Manggali mengungkapkan bahwa ibunya punya sebuah kitab rahasia sumber kesaktiannya. Ketika Calon Arang lengah kitab itu diambil lalu diserahkan kepada Empu Baradah. Sebenarnya kalau Calon Arang melaksanakan ilmunya dengan benar dia akan sangat berjasa kepada masyarakat dengan ilmunya. Setelah tahu rahasia ilmunya Empu Baradah mendatangi tempat tempat yang terkena wabah dan menyembuhkan mereka dengan mantra mantranya. Akhirnya dia bertemu dengan Calon Arang. Bentrokan terjadi dan Calon Arang mati. Rakyat terbebas dari wabah penyakit dan hidup dalam kemakmuran dan kebahagiaan kembali.<o:p></o:p></span></p> <span style="font-size: 12pt; line-height: 150%; font-family: "Times New Roman"; color: black;"><br /> </span> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR">BAB III<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR">PENUTUP<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-indent: -54pt; line-height: 150%;"><b><span style="" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-right: 12pt; text-align: center; line-height: 150%;" align="center"><b><span style="font-size: 16pt; line-height: 150%;" lang="FR"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="" lang="FR"><span style="">A.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">KESIMPULAN</span></b><span style="" lang="FR"><o:p></o:p></span></p> <p class="ListParagraphCxSpFirst" style="margin: 0cm 12pt 0.0001pt 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Jadi, Calon Arang dapat ditumpas dengan Empu Baradah, sebagaimana kejahatan dapat dilawan dengan kebaikan.<o:p></o:p></span></p> <p class="ListParagraphCxSpMiddle" style="margin: 0cm 12pt 0.0001pt 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;" lang="FR"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="" lang="FR">Alur cerita pada </span><span style="" lang="FI">Novel ‘’Cerita Calon Arang’’ adalah alur maju. Terdapat Tokoh Antagonis, Protagonis, dan Titragonis. Bertema kerakyatan dan settingnya pada sebuah kerajaan yang terdapat desa dan kota.</span><span style="" lang="FR"><o:p></o:p></span></p> <p class="ListParagraphCxSpLast" style="margin: 0cm 12pt 0.0001pt 72pt; line-height: 150%;"><span style="" lang="FR"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="" lang="FR"><span style="">B.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">KRITIK</span></b><span style="" lang="FR"><o:p></o:p></span></p> <p class="ListParagraphCxSpFirst" style="margin-left: 72pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings; color: black;"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="color: black;">Seringkali di dalam dunia cerita ini hanya disoroti tentang kekejaman dan kejahatan Calon Arang. Dia digambarkan sebagai nenek sihir yang mempunyai wajah yang seram. Dia adalah korban masyarakat patriarkal pada zamannya. Cerita Calon Arang merupakan sebuah gambaran sekaligus kritik terhadap diskriminasi kaum wanita.<o:p></o:p></span></p> <p class="ListParagraphCxSpMiddle" style="margin-left: 72pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings; color: black;"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]--><span style="color: black;">Kalau dilihat dari sudut pandang cerita realis, kemampuan menghidupkan orang mati serta menyihir daun menjadi sampan terasa sangat tidak logis. Akan tetapi, dalam dongeng hal seperti itu dapat dimungkinkan sebab dilakukan oleh seseorang berilmu tinggi seperti Empu Baradah. Dongeng memiliki logikanya sendiri.</span><span style="color: black;"><o:p></o:p></span></p> <p class="ListParagraphCxSpLast" style="margin-left: 72pt; text-align: justify; line-height: 150%;"><span style="color: black;"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin: 0cm 12pt 0.0001pt 36pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><b style=""><span style="" lang="FR"><span style="">C.<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span></b><!--[endif]--><b><span style="" lang="FR">SARAN</span></b><span style="" lang="FR"><o:p></o:p></span></p> <p class="ListParagraphCxSpFirst" style="margin-left: 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]-->Seharusnya, Indonesia lebih menghargai karya anak bangsa</p> <p class="ListParagraphCxSpLast" style="margin-left: 72pt; text-indent: -18pt; line-height: 150%;"><!--[if !supportLists]--><span style="font-family: Wingdings;"><span style="">î<span style="font-family: "Times New Roman"; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"> </span></span></span><!--[endif]-->Sebaiknya, dongemg-dongeng seperti ini diajarkan pada generasi muda, supaya mengetahui cerita Indonesia yang dapat diambil pelajaran budi pekertinya.</p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com1tag:blogger.com,1999:blog-6802769936950147109.post-77464174626748743972010-04-22T23:29:00.000-07:002010-04-22T23:30:22.981-07:00Bahasa Indonesia - Auto Biografi<p class="MsoNormal" style="text-align: center;" align="center"><span style="">AUTO BIOGRAFI<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Namaku Indah Ashlachal Ummah, biasa dipanggil Indah. Lahir 25 desember dari seorang ibu yang bernama Nanik Cholifah dan ayahku Sunarko Hanafi yang sangat inspiratif bagiku. Setelah cukup umur, aku sekolah TK di dekat rumah, TK Muslimat NU 07. Setiap malam aku selalu diajari ayahku melafalkan huruf abjad, bilangan, dan penjumlahan. Dan hamper ditolak oleh pihak TK karena belum cukup imur. Masuk SD tahun 1999 di SD Mergosono I. Di SD terdapat Kelas A dan B, bagi siswa yang nilai rata ratanya kurang dari rata rat kelas, masuk kelas B, dan di atas rata rata kelas masuk kelas A. Dan aku selama 6 tahun, masuk kelas A. Sejak kelas 5 SD, aku dibelajari Ibuku untuk memakai kerudung saat sekolah, dan aku mau saja, karena ikut ikutan kakak dan teman temanku yang sekolah di SD Islam. Awalnya terasa gerah, tapi lambat laun sudah terbiasa dan canggung bila melepasnya. Aku lulu SD tahun 2005 ingin melanjutkan ke pondok, aku ingin merasakan kehidupan disana seperti apa, karena dari cerita ibu, disana banyak teman. Ibuku tidak menyetujui, lalu aku sekolah di SMP yang berbasic Agama, MTsN I Malang. <o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Tiga tahun disana sangat berat, berusaha berinteraksi dengan teman yang perekonomian keluarganya yang lebih tinggi memang tidak mudah. Tahun 2008, aku usai di MTsN dan melanjutkan ke SMAN 2 Malang. Disana aku bertemu teman teman baru dari berbagai wilayah. Saat niat masuk pondok ku luntur, Orangtuaku mendaftarkan aku di salah satu pondok dekat rumahku. Dimana salah satu pengelola pondok itu adalah kepala sekolahku saat SMA. Awalnya canggung sekali. Tidak terbiasa dengan kegiatan malam, dan begadang hungga menjelang pagi untuk mengerjakan tugas sekolah. Tapi karena interaksi denan teman, mengikuti kegiatan yang ada, jadi terbiasa. Ditambah lagi banyaknya tugas sekolah, membuatku tidak sempat mencuri waktu untuk pulang ke rumah. Karena pihak pondok hanya mengijinkan pulang saat libur pondok dan libur hari nasional saja. Itupun hanyay beberapa hari. UAS kenaikan kelas tiba, aku mengikuti kegiatan pondok, dan itu membuatku hampir tidak punya waktu untuk belajar. kebiasaan belajar<span style=""> </span>larut malam hingga pagi, membuatku jarang istirahat, apa lagi belajar ujian kenaikan kelas. <o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; text-indent: 36pt;"><span style="">Dan akhirnya aku kelas dua, jurusan IPS, orang tuaku sedikit kecewa, mungkin mereka menyalahkan ku dan aku juga tidak ambil pusing dengan mereka, karena mulai aku di pondok mereka jarang sekali memantau sekolahku, jurusan IPS adalah urusan yang aku pilih, walaupun mereka menganggap bahwa jurusan IPS merupakan jurusan anak anak yang terbelakang. Dan aku juga tak mempermasalahkannnya, ayahku dulu juga seorang siswa IPS. Waktu istirahat seklah ku luangkan waktu untuk tidur, dan malan hari ku gunakan untuk belajar. Begitu seterusnya. Setelah lulus, aku ingin melanjutkan pendidikanku ke jurusan Hubungan INternasional, Manajemen Bisnis, atau Statistika. Dan aku ingin ilmu yang aku dapat memanfaatkan ilmuku kea rah kebaikan, serta dapat membahagiakan kedua orangtuaku dan orang orang yang membantuku di hidupku. <o:p></o:p></span></p>.J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-21878671660979616182010-01-09T08:09:00.000-08:002010-01-09T08:14:57.265-08:00'mencintai...<meta equiv="Content-Type" content="text/html; charset=utf-8"><meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 11"><meta name="Originator" content="Microsoft Word 11"><link rel="File-List" href="file:///C:%5CDOCUME%7E1%5Ckomp4%5CLOCALS%7E1%5CTemp%5Cmsohtml1%5C03%5Cclip_filelist.xml"><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><style> <!-- /* Font Definitions */ @font-face {font-family:Another; mso-font-alt:"Courier New"; mso-font-charset:0; mso-generic-font-family:auto; mso-font-pitch:variable; mso-font-signature:3 0 0 0 1 0;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:""; margin:0in; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times New Roman"; mso-fareast-font-family:"Times New Roman";} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.25in 1.0in 1.25in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} --> </style><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <p class="MsoNormal"><b><font face="Another"><br /></font></b><font face="Another"><br /><font style="color: rgb(153, 102, 51);" size="3"><font face="trebuchet ms">bukanlah bagaimana kamu melupakan..</font><br /><font face="trebuchet ms"> melainkan bagaimana kamu memaafkan..</font><br /><font face="trebuchet ms"> bukanlah bagaimana kamu mendengarkan..</font><br /><font face="trebuchet ms"> melainkan bagaimana cara pengertian..</font><br /><font face="trebuchet ms"> bukanlah apa yang kamu lihat dengan tatapan..</font><br /><font face="trebuchet ms"> melainkan apa yang kamu rasakan..</font><br /><font face="trebuchet ms"> bukanlah bagaimana kamu melepaskan..</font><br /><font face="trebuchet ms"> melainkan bagaimana kamu bertahan..</font><br /><font face="trebuchet ms"> lebih berbahaya mencucurkan air mata dalam hati...</font><br /><font face="trebuchet ms"> dibandingkan menangis memukul diri...</font><br /><font face="trebuchet ms"> air mata yang keluar dapat dihapus..</font><br /><font face="trebuchet ms"> tapi air mata yang tersembunyi,</font><o:p style="font-family: trebuchet ms;"></o:p></font></font></p> <p face="trebuchet ms" style="color: rgb(153, 102, 51);" class="MsoNormal"><font size="3">menggoreskan luka yang tidak pernah pupus..<o:p></o:p></font></p> <p face="trebuchet ms" style="color: rgb(153, 102, 51);" class="MsoNormal"><font size="3"><br />akan tiba saatnya dimana kamu harus berhenti mencintai manusia<br />bukan karena dia berhenti mencintai kita<br />tapi kita menyadari dia akan lebih berbahagia,<br />apabila kita melepaskannya.<o:p></o:p></font></p> <p face="trebuchet ms" style="color: rgb(153, 102, 51);" class="MsoNormal"><font size="3"><br />apabila kamu benar2 mencintai seseorang,<br />jangan lepaskan dia..<br />jangan percaya bahwa melepasnya, berarti benar2 mencintainya...<br />berjuanglah demi cinta..<br />itulah cinta sejati,<o:p></o:p></font></p> <p face="trebuchet ms" style="color: rgb(153, 102, 51);" class="MsoNormal"><font size="3">lebih baik menunggu orang yang kamu cinta<br />dari pada berjalan bersama orang 'yang tersedia'<o:p></o:p></font></p> <p face="trebuchet ms" style="color: rgb(153, 102, 51);" class="MsoNormal"><font size="3">lebih baik menunggu orang yang kamu cintai<o:p></o:p></font></p> <p face="trebuchet ms" style="color: rgb(153, 102, 51);" class="MsoNormal"><font size="3">daripada orang yang menyerahkan diri<o:p></o:p></font></p> <p face="trebuchet ms" style="color: rgb(153, 102, 51);" class="MsoNormal"><font size="3">lebih baik menunggu orang yang tepat<br />karena hidup ini terlalu singkat<o:p></o:p></font></p> <p class="MsoNormal"><font face="Another"><font style="color: rgb(153, 102, 51);" size="3"><font face="trebuchet ms">hanya dengan seseorang yang kamu cinta</font></font><o:p></o:p></font></p> .J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-69726751221231697662010-01-09T07:55:00.000-08:002010-01-09T08:14:57.267-08:00cinta yang agung<meta http-equiv="Content-Type" content="text/html; charset=utf-8"><meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 11"><meta name="Originator" content="Microsoft Word 11"><link style="font-weight: bold;" rel="File-List" href="file:///C:%5CDOCUME%7E1%5Ckomp4%5CLOCALS%7E1%5CTemp%5Cmsohtml1%5C01%5Cclip_filelist.xml"><!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" LatentStyleCount="156"> </w:LatentStyles> </xml><![endif]--><style> <!-- /* Font Definitions */ @font-face {font-family:Another; mso-font-alt:"Courier New"; mso-font-charset:0; mso-generic-font-family:auto; mso-font-pitch:variable; mso-font-signature:3 0 0 0 1 0;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:""; margin:0in; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times New Roman"; mso-fareast-font-family:"Times New Roman";} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.25in 1.0in 1.25in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} --> </style><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <p style="font-weight: bold;" class="MsoNormal"><span style="font-family: Another;"></span><span style="font-family: Another;"><br /><font style="color: rgb(153, 51, 153);" size="2"><span style="font-family: georgia;">adalah ketika kamu menitikkan air mata</span><o:p style="font-family: georgia;"></o:p></font></span></p> <p style="font-family: georgia; color: rgb(153, 51, 153); font-weight: bold;" class="MsoNormal"><font size="2">dan masih peduli terhadapnya..<br />adalah ketika dia tidak mempedulikanmu<o:p></o:p></font></p> <p style="font-family: georgia; color: rgb(153, 51, 153); font-weight: bold;" class="MsoNormal"><font size="2">dan kamu masih menunggunya dengan setia..<br />adalah ketika dia mulai mencintai orang lain<o:p></o:p></font></p> <p style="font-family: georgia; color: rgb(153, 51, 153); font-weight: bold;" class="MsoNormal"><font size="2">dan kamu masih bisa tersenyum bahagian bertahan <o:p></o:p></font></p> <p style="font-family: georgia; color: rgb(153, 51, 153); font-weight: bold;" class="MsoNormal"><font size="2">untukmu..<o:p></o:p></font></p> <p style="font-weight: bold;" class="MsoNormal"><span style="font-family: Another;"><font style="color: rgb(153, 51, 153);" size="2"><span style="font-family: georgia;">apabila cinta tidak berhasil...</span><br style="font-family: georgia;"><span style="font-family: georgia;"> bebaskan dirimu...</span><br style="font-family: georgia;"><span style="font-family: georgia;"> biarkan hatimu kembali melebarkan sayapnya dan terbang ke alam hidupmu ..</span><br style="font-family: georgia;"><span style="font-family: georgia;"> ingatlah...</span><br style="font-family: georgia;"><span style="font-family: georgia;"> bahwa kamu mungkin menemukan cinta dan kehilangannya..</span><br style="font-family: georgia;"><span style="font-family: georgia;"> tapi..</span><br style="font-family: georgia;"><span style="font-family: georgia;"> ketika cinta itu mati..</span><br style="font-family: georgia;"><span style="font-family: georgia;"> kamu tidak perlu mati bersamanya...</span><br style="font-family: georgia;"><span style="font-family: georgia;"> orang terkuat bukan mereka yang selalu menang..</span><br style="font-family: georgia;"><span style="font-family: georgia;"> melainkan mereka yang tetap tegar ketika mereka jatuh</span><br style="font-family: georgia;"></font> <!--[if !supportLineBreakNewLine]--><br style=""> <!--[endif]--><o:p></o:p></span></p> .J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0tag:blogger.com,1999:blog-6802769936950147109.post-66865483571037278832009-10-08T23:54:00.000-07:002009-10-09T00:16:18.414-07:00..my fist blog..saat melihat tuiasan 'in memoiam nya' itu..<br />aku seakan terasing dari dunia,<br />ke dunia yang jauh dari langit dan bumi..<br />aku tersadar<br /><br /><em>kau sudahi semua, yang kau beri untukku</em><br /><em></em><br />kau mungkin disana,<br />menari..<br />terbang tinggi,<br />bersama bidadari dan peri.<br />tak merasakan sebuah dalamnya makna 'kehilangan' membawa pergi.<br />saat itu, aku tetunduk, tapi tak ingin pergi.<br />akan sangat tesakiti DUA kali jika kau ada lagi<br />tentang dia..<br />yang memberikan celah sorotan makna<br />makna hidup yang menjadi bekal untuk mati<br />untuk mencintai, berani disakiti..<br />aku manusia normal,<br />yang punya empati dan emosional,<br />bagaimana melupakanmu,<br />yang sekaang merasa aku sangat asing bagimu..?<br /><br />..induth..J.u.5.t. [m][1][n][3]http://www.blogger.com/profile/06820153030487588625noreply@blogger.com0